Spot contracts for business

If you need to make an international payment straight away or with very little notice, a spot contract could provide the perfect solution.
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Spot contracts

Spot contracts explained

A spot contract is the simplest form of international payment. We’ll offer you a rate based on a live market rate (or "spot") and you can choose whether or not to transact then and there.

With a spot contract you can make a payment very quickly; as soon as you’ve agreed your rate and we’ve received cleared funds, we then take care of the rest.

Find out the key benefits of choosing WorldFirst for your spot contracts below.

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Fast, secure transfers

We’ll get your money there fast – in many cases on the same day or next working day for major currencies. 

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Keep more of your money

Transparent pricing with no hidden fees, you’ll always know exactly what you’re paying.

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Excellent customer service

Make transfers online 24/7 or via your dedicated account manager.

Book a spot contract with WorldFirst in 3 simple steps

Secure a rate icon

Secure a rate

Once your account is set up, tell us who to pay and in what currency and we’ll quote you a rate.

You can access rates either online or by phone.

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Send us your money

When you’ve agreed to a rate, we’ll ask you to send us the money by bank transfer before we make your transfer.
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Make your payment

Once we’ve received your cleared funds we’ll send your onward payment. Depending on the currency and the destination, payments can arrive on the same day.

Call to find out more on +61 2 8298 4990 

Currency Converter 

Pricing, often called a margin, is the difference between the rate we buy your currency and the rate we sell it to you. 

Most banks and FX providers will not disclose their pricing/margin as it’s hidden in the exchange rate you receive as the customer. Banks can charge as much as 5%, and in many cases a fixed fee is also charged. The true cost of your transfer is the fee plus the margin taken by your provider.

Margins are indicative and determined by transfer volumes. Learn more about our pricing structure.

Businesses trust WorldFirst

Since 2004, more than 250K businesses have utilised WorldFirst to send more than $160B around the world.

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