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How it works - making an international payment

Book a rate

Once your account is set up all you need to do is tell us how much you want to send, who you want to pay and which currency you want to pay in. Then we'll quote you a rate. Simple.

how it works

Send your money

You can send your money to us by bank transfer.

how it works

We send it out

Put your feet up. Grab a cuppa. We'll do the rest - convert your funds and send the money to the account you requested. Done and dusted.

Get started now
how it works

Ways to transfer

Mobile App

iOS & Android apps

Move your money on the go

Learn more

Online Services


Simple, secure, speedy.

Log in

Rebecca Snape - Sales Team

Over the phone

Talk to a real person, within 3 rings – never a machine.

1 800 835 506
+61 2 8298 4900

Products and services


Spot contracts

Get a rate and make a payment there and then. Great if you just need to get it done.

Forward contracts

If you want to lock in a rate but aren’t ready to make a transfer - fix it up to 2 years in advance.

Currency options

For when you want to fix a rate and still be able to benefit if the rate moves in your favour.

Fees and charges

It's simple: we do not charge a fee on any private client international payment over $10,000. For international payments under $10,000 we charge a flat fee of $10.

Transfer over $10,000
Transfer under $10,000
Correspondent & receiving charges
Charges from the banks who handle the transfer along the way

And we try our best to make sure all your money gets to where it needs to by covering correspondent and receiving charges where we can.

Partner with us

Like the sound of what we do? We have a very popular partner programme and offer a range of solutions so you can make our service part of your offering.

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World First Awards

Based on a comparison of World First currency rates & fees versus the rates & fees published online by the Commonwealth Bank, ANZ, Westpac and NAB in the period 20/08/15 – 12/10/15 for transfers of amounts of AU$3,000, $10,000, $100,000 and $200,000 to EUR, GBP, USD, NZD and CAD. World First Pty Ltd is regulated in Australia by ASIC (AFS Licence number 331945). ACN 132 368 971. Member of Financial Ombudsman Service (membership number 13405)