The business debit card that pays you back
Your business spends money every day. The World Card earns it back. Pay in 150+ currencies across 210+ countries and territories, and get 1% cashback, plus 0% FX fees in 15 currencies (when you spend from existing currencies).
Multi-currency card promotions
Cash bonus for new customers
Get up to 5% cashback on your first $3,000 spend when you apply for a physical card – online or in-person, wherever you do business.*
*T&Cs apply – stated cashback rewards are an aggregate of 4% promo (limited period) and 1% ongoing cashback
1% cashback every month, no cap
Australia's business cashback card with no minimum spend or cap. The more your business spends internationally – on ads, software, travel and supplier payments – the more you earn back.^
A multi-currency card for global business payments
The business travel debit card
The physical World Card does everything the virtual card does, in person. Tap to pay at hotels, restaurants, in taxis and more on your next trip. Same 1% cashback. Same spending controls.
Speedy global business payments
From virtual cards issued in seconds to real-time spend visibility, everything moves as fast as your business does. Review spending on-the-go from your dashboard or WorldFirst app.
No surprise fees on foreign currency card transactions
Most international payment cards charge a transaction fee and an FX markup every time you pay in a foreign currency. The World Card charges zero (in 15 major currencies when you hold an existing balance).
One virtual card platform. Full control.
Set spending limits, issue business virtual cards or physical cards and manage everything from one dashboard. You can get up to 25 cards, including 10 physical ones, accepted across the Mastercard network.
Turn costs into returns
Every eligible payment earns cashback* that goes straight back into your account each month. Spend on ads, travel or subscriptions – and recover 1% of costs automatically.
*Cashback T&Cs apply
More ways to pay
Add your multi-currency World Card to Alipay or PayPal and pay wherever they're accepted, directly from your World Account balance.
Secure by design
Full control, anywhere
View card details and manage security settings online from your World Account dashboard or app.
3D Secure protection
Stay protected with an extra verification step that helps prevent fraud when making online payments.
Freeze and cancel instantly
Stop unauthorised transactions immediately by freezing or cancelling cards with a click.
Your World Card is 3 steps away
Free to open. No minimum balance. Ready in one to two working days.
Issue a virtual card instantly or apply for a physical World Card directly from your World Account dashboard.
Fund your account in up to 15 currencies and start earning cashback on your international payments from day one.
Multi-currency card payments for every business expense
Marketing and advertising
Run ad campaigns across major platforms and earn cashback on every overseas payment.
Meta
SaaS subscriptions
Store card details once and keep every subscription running without interruptions.
Shopify
Salesforce
Zoom
Travel and accommodation
Book and pay for all business travel in one place, and simplify record-keeping.
Qantas
Virgin
Uber
Shipping and logistics
Cover shipping and logistics costs worldwide – in the right currency, every time.
UPS
DHL
FedEx
Supplier invoices
Pay suppliers with the added benefit of payment protection and cashback.
Alibaba
AliExpress
1688.com
Seller store fees
One card per platform or one for all. You decide how to manage marketplace fees.
Amazon
eBay
Etsy
Operational expenses
From utilities to office supplies, keep daily costs organised.
IKEA
Officeworks
Woolworths
Payments in China
Add your World Card details to your Alipay wallet and pay in person across China, wherever Alipay is accepted.
Alipay
PayPal payments
Add your World Card to your PayPal account and use it for online business payments, wherever PayPal is accepted.
Officeworks
IKEA
Woolworths
Marketing and advertising
Run ad campaigns across major platforms and earn cashback on every overseas payment.
Meta
SaaS subscriptions
Store card details once and keep every subscription running without interruptions.
Shopify
Salesforce
Zoom
Travel and accommodation
Book and pay for all business travel in one place, and simplify record-keeping.
Qantas
Virgin
Uber
Shipping and logistics
Cover shipping and logistics costs worldwide – in the right currency, every time.
UPS
DHL
FedEx
Supplier invoices
Pay suppliers with the added benefit of payment protection and cashback.
Alibaba
AliExpress
1688.com
Seller store fees
One card per platform or one for all. You decide how to manage marketplace fees.
Amazon
eBay
Etsy
Operational expenses
From utilities to office supplies, keep daily costs organised.
IKEA
Officeworks
Woolworths
Payments in China
Add your World Card details to your Alipay wallet and pay in person across China, wherever Alipay is accepted.
Alipay
PayPal payments
Add your World Card to your PayPal account and use it for online business payments, wherever PayPal is accepted.
Officeworks
IKEA
Woolworths
Coming soon...
Apple Pay and Google Wallet
Add your card to Apple Pay or Google Wallet for instant payments, online or in-store.
Team cards
Give employees their own multi-currency cards for work-related expenses and track all spending in one central dashboard.
FAQs
The World Card is a virtual or physical corporate card for Australian businesses, linked to your World Account. It lets you pay suppliers, platforms and service providers directly from your multi-currency account balance.
- Pay suppliers who accept card payments, instead of relying on bank transfers
- Set up recurring payments for software tools and subscriptions
- Pay for digital ads on platforms like Meta, Google or TikTok
- Cover travel and accommodation bookings
The World Card is a business debit cashback card powered by the Mastercard network. It’s ideal for e-commerce businesses, remote teams and online payments – especially when managing spend across multiple currencies. You can also apply for a physical card through your World Account dashboard.
The World Card is an international payment card designed for business owners, e-commerce sellers and teams who need a smarter way to manage international spend. It’s not a personal card – it's a business debit card that connects directly to your World Account for better visibility and control over global expenses.
Right now, World Cards can only be issued to verified directors or authorised non-directors of your business. The main user of the World Account just needs to click ‘Add Card’ and choose the relevant person as the Cardholder.
Unlike many prepaid or bank-issued foreign currency cards, the World Card draws directly from your currency wallets – meaning no FX fees when you pay in a supported currency when you hold balance. You also earn 1% cashback on eligible payments. It’s designed to be the best multi-currency card in Australia for growing businesses that need flexibility, speed and control.
