Multi-currency accounts, competitive FX, and global transfers — Everything you need to pay and get paid internationally

Named a Top Global Fintech Company by CNBC & Statista, we’ve supported 1.5M+ businesses since 2004.

Europe

Asia

Oceania

Africa

We provide coverage in South Asia and Middle East: servicing 210+ countries and territories.

Give your business balance a boost

Add funds to your World Account from your bank account to fuel your business operations — now with near-instant PayTo top-ups, available 24/7.

Like a business bank account, but better

Does your business bank account let you pay in 100+ currencies, get paid in 20+ currencies and settle 200+ invoices in one click – all with competitive pricing and minimal fees?

Ways to add your funds

Manual bank transfer

Transfer funds from your authorised bank account. Once received, we verify the transfer and settle funds into your World Account.

Settlement may take 1–2 business days depending on your bank.

PayTo

Instant payments from your bank account to your World Account.

Ways to add your funds

Manual bank transfer

Transfer funds from your authorised bank account. Once received, we verify the transfer and settle funds into your World Account.

Settlement may take 1–2 business days depending on your bank.

PayTo

Instant payments from your bank account to your World Account.

Introducing PayTo:
Faster AUD funding, straight from your bank​

WorldFirst now supports PayTo, powered by Australia's New Payments Platform (NPP). Authorise once, then fund your World Account instantly, 24/7 — no manual transfers needed.

Top-up limit: Up to $100,000 AUD. Individual banks may apply their own limits. Settled in AUD, in near real-time.

Real-time payments

Instant, 24/7 AUD transactions. Improve cash flow and cut settlement delays.

Seamless experience

No more manual transfers. Authorise once. Fund whenever you need to.

Less admin overhead

Reduce reconciliation work and improve clarity around incoming transfers.

Make payments here, there and everywhere

Open up a world of payment options with the funds in your World Account.

Pay globally

Expand your reach with access to more markets around the world. Pay suppliers, employees, contractors and tax authorities, just like a local.

Pay easily

Automate, authorise, approve. Do it all with one login and manage it from anywhere, 24/7.

Pay fast

Use local networks or SWIFT to keep suppliers happy and your goods moving – most payments land same-day or next-day.*

*Transfer speeds are affected by cut-off times, weekends or public holidays and payment type/method.

Pay securely

Security is our business so you can focus on growing yours. Your money is safeguarded with tier 1 partnering bank in accordance with regulatory requirements.

Expand your reach the easy way

Fast payments for better cash flow

Using local account details and domestic payment networks means your money reaches you faster – we're talking minutes and hours, not days.

Free to get paid

Say no to the things costing you money. No fee to receive funds. No minimum balance required. No cost to hold balances in your accounts and no monthly fees.

Easy money management

A unified platform lets you see your account balances with one login and move money between your currency accounts when it suits you.

Expert support

We're experts who understand your business and are available in your time zone via phone, email or live chat.

FAQs

PayTo lets you pull funds into your World Account on demand once it’s set up, with funds typically available in near real-time. Bank transfers require you to send funds manually from your bank, and settlement may take 1–2 business days.
Use PayTo when you need to add funds quickly or don’t want to plan transfers in advance. For example, to top up your World Card when payments are due.

Bank transfers are suitable if you prefer to schedule funding ahead of time.
PayTo top-ups are typically settled in near real-time. Bank transfers may take 1–2 business days depending on your bank.
We don't charge fees for adding funds via PayTo or bank transfer. PayTo top-ups are subject to a limit (up to $100,000 AUD per transaction), and individual banks may apply their own limits.
Log in to your World Account, and select PayTo in the ‘Add funds’ section. Then follow the steps to link your bank account. You’ll be redirected to your bank to authorise the PayTo agreement. Once set up, you can add funds on demand without needing to reauthorise each time.

Sorry, our accounts are currently available for business use only.

Stream A

Death, taxes and expanding to the U.S.

This session will cover the basics of what your key tax obligations are and answer questions

such as:

  • What are the biggest mistakes businesses make when expanding to the US (from a tax perspective)?
  • How to avoid penalties: what happens if you don’t comply? How to stay ahead of changing regulations?
  • How to keep tax compliance from being a bottleneck?
  • What resources or tools can businesses use to manage tax compliance without an in-house expert?
  • At what stage should businesses invest in tax automation software?
  • How can automation help prevent tax errors?