WorldFirst's bank-beating pricing

Save even more on your transfers with bank-beating exchange rates and margins of 0.60% or less.

Our low pricing could result in significant savings for your business.

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Our pricing

Margin0.60% or less
Payment fees on transfers of AUD $10K or more^$0
Collection/Receiving fees$0
Account management fees$0
Opening local currency receiving accounts$0
Holding funds in currency receiving accounts$0

^Fees will not be charged for most payments. Payments of AUD $10,000 or more are fee free. Our fee structure for smaller payments is as follows**: Payments between $2,000 and $9,999 will incur an AUD $10 fee. Payments less than $2,000 will incur an AUD $20 fee. Fees and/or margins apply to same currency transactions. No opening fees, no account keeping fees and no receiving fees. Payment volumes and fees in AUD or equivalent in foreign currency.

Bank Comparison
WorldFirst vs the Big 4 Banks

In September 2021, the average cost of a $25,000 AUD/USD transfer was $1,027 with the big 4 banks and $150 with WorldFirst.*

  • A margin is the percentage difference applied on the internal buy/sell price of your currency. The higher your margin, the worse your exchange rate is.
  • A fixed fee may also be charged.
  • The total cost of an international payment is the margin + fee.

*The comparison savings are based on single transfer of AUD$25,000 to USD. Savings are calculated by comparing the exchange rate including margins and fees provided by each bank (ANZ, CBA, WPC and NAB) and WorldFirst on the same day 27/09/2021. FXC Intelligence Ltd, an independent third party provides the pricing date. The comparison savings provided is true only for the example given and may not include all fees and charges. Different currency exchange amounts, currency types, dates, times and other individual factors will result in different comparisons savings. These result therefore may not be indicative of actual savings and should be used only as a guide. WorldFirst does not guarantee its accuracy and it may be incomplete or condensed. Visit the FAQs page.

Comparison Graphs February 2022

Currency Converter

Pricing, often called a margin, is the difference between the rate we buy your currency and the rate we sell it to you.

Most banks and FX providers will not disclose their pricing/margin as it’s hidden in the exchange rate you receive as the customer. Banks can charge as much as 5%, and in many cases a fixed fee is also charged. The true cost of your transfer is the fee plus the margin taken by your provider.

Margins are indicative and determined by transfer volumes. As such, margins are tailored to each business. The ‘Your margin’ field on the currency converter can be adjusted from 0.10% to 0.60% to display a range of customer exchange rates. Learn more about our pricing structure.

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