The business debit card that pays you back

The World Card is a virtual or physical corporate card linked to your World Account. It lets you pay suppliers, platforms and service providers directly from your multi-currency account balance.

Yes. World Card is issued as a virtual debit card that you can start using immediately after approval. It’s ideal for e-commerce businesses, remote teams and online payments – especially when managing spend across multiple currencies. You can also apply for a physical card through your World Account dashboard.

You don't pay foreign exchange fees in these currencies, as long as you hold enough balance: AUD, CAD, CHF, CNH, CZK, EUR, GBP, HKD, JPY, MXN, NZD, PLN, SEK, SGD, USD

If you hold a balance, the payment will be deducted from that currency balance.

3. What are the 15 supported currencies with no foreign exchange fees? You don't pay foreign exchange fees in these currencies, as long as you hold enough balance: AUD, CAD, CHF, CNH, CZK, EUR, GBP, HKD, JPY, MXN, NZD, PLN, SEK, SGD, USD If you hold a balance, the payment will be deducted from that currency balance. If your transaction currency isn’t one of these 15 currencies, or is one of these 15 currencies but you don't have enough balance, the balance will be deducted from your default currency. If you don’t hold enough balance in your that currency account, the transaction will fail. 4. What happens if I don't have enough funds in the right currency? If there isn’t enough balance in the currency you're spending, we’ll automatically convert funds from your default currency. An FX fee may apply. You can add funds to your World Account by bank transfer or PayTo.

If there isn’t enough balance in the currency you're spending, we’ll automatically convert funds from your default currency. An FX fee may apply. You can add funds to your World Account by bank transfer or PayTo.

The World Card is designed for business owners, e-commerce sellers and teams who need a smarter way to manage international spend. It’s not a personal card – it's a business debit card that connects directly to your World Account for better visibility and control over global expenses.

Right now, World Cards can only be issued to verified directors or authorised non-directors of your business. The main user of the World Account just needs to click ‘Add Card’ and choose the relevant person as the Cardholder.

Each business can issue up to 20 cards, including up to 10 physical cards.

Yes, you can apply for up to 10 physical World Cards. Each card has a one-off fee of AU$20.

Unlike many prepaid or bank-issued cards, the World Card draws directly from your currency wallets – meaning no FX fees when you pay in a supported currency. You also earn 1% cashback on every eligible transaction and get access to other rewards and benefits. It’s designed to be the best multi-currency card for growing businesses that need flexibility, speed and control.

Yes – every transaction is protected by Mastercard security, including 3D Secure (3DS) and Address Verification System (AVS) to help prevent fraud. You can also freeze your card instantly from your dashboard.

Virtual cards are free to create and use. A one-off AUS$20 shipping fee applies for a physical World Card.