Freelancer

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Developer

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Europe

Asia

Oceania

Africa

We provide coverage in South Asia and Middle East: servicing 210+ countries and territories.

A business virtual card with global savings

Pay in 150+ currencies across 210+ countries and territories, while earning 1% cashback* on business expenses – all with a multi-currency debit card.

Your World Card rewards

1% cashback on card spend

Easy Savings Specials

Premium dining experiences

VIP experience at Australian Open Finals

1% uncapped cashback*
on eligible card spend

You're paying suppliers, covering travel costs and managing marketing expenses around the globe. Make the most of it with a business debit card.

Featured offers

From productivity and marketing tools to workplace essentials, access over 20 discounts with Easy Savings Specials.

Xero

Get 90% off Xero Business Edition Plans.

Get 90% off Xero Business Edition Plans.

Microsoft Azure

Get great benefits by Microsoft & Oryon.

Get great benefits by Microsoft & Oryon.

Google Workspace

Get up to 25% off Google Workspace rentals.

Get up to 25% off Google Workspace rentals.

^T&Cs apply

Premium dining experiences

Enter the draw to win a fine-dining experience in your city for two people*. Simply use your virtual debit card for all domestic and overseas business expenses to be in the running. See T&Cs for details.

Australian Open Finals 2026 VIP experience - with all expenses paid

Spend $200,000+ on your World Card by 31 December for your chance to win a VIP experience to the 2026 Australian Open Finals* – including tickets to the men’s and women’s finals, business class flights and 5-star accommodation.

What is the World Card business debit card?


The World Card is a multi-currency business debit card that gives you more control and charges zero FX fees when you spend from your existing balances in 15 major currencies. Linked to your World Account, it helps you avoid unnecessary conversions when paying globally.

Available as a virtual card, the World Card is ideal for global e-commerce – from Meta, Google and Amazon ads to business travel and team expenses. Every eligible transaction earns debit card cashback – 1% on international spend, with no caps or limits.

A virtual debit card for global business

Instant card creation

Create a World Card instantly and for free through your World Account dashboard.

Multi-currency payments

Pay 0% FX fees in 15 major currencies from your WorldFirst account balance. Spend in 150+ currencies, wherever you do business.

One card for all expenses

Make business payments with your virtual debit card anywhere Mastercard is accepted.

Custom cards for expense management

Issue multi-currency cards by team or department to control spending and set limits per card.

The best multi-currency debit card for business

Smart spending with total control

Issue up to 20 cards, set spending limits and track payments in real time, all from one account.

Global reach, instant payments

Pay straight from your World Account balance across the Mastercard network.

Savings from day one

Avoid expensive FX fees on payments in 15 major currencies, while earning 1% uncapped cashback every month.*

Secure by design

Freeze and cancel instantly

Secure your card with the ability to freeze or cancel it with a click.

3D Secure protection

Stay protected with an extra verification step that helps prevent fraud when making online payments.

Full control, anywhere

Access card details and security online from your World Account dashboard or app.

Get these offers in 3 easy steps

Sign up for a World Account

Apply for a World Card

Access all offers from your dashboard

Use your World Card for online business payments

Your World Card is waiting

Coming soon

Mobile wallets

Use your card with Apple Pay and Google Pay.

Team cards

Assign cards and spending limits to employees to manage expenses.

Physical cards

Order a physical World Card to spend wherever you go.

FAQs

View the full list of FAQs on World Card here.

The World Card is a business debit card linked to your World Account. It lets you pay suppliers, platforms and service providers directly from your multi-currency account balance.
 
Use your World Card – a virtual debit card – to:
  • Pay suppliers who accept card payments, instead of relying on bank transfers
  • Set up recurring payments for software tools and subscriptions
  • Pay for digital ads on platforms like Meta, Google or TikTok
  • Cover travel and accommodation bookings
Yes. World Card is issued as a virtual debit card that you can start using immediately after approval. It’s ideal for ecommerce businesses, remote teams and online payments – especially when managing spend across multiple currencies. Physical cards are coming soon.
The World Card is designed for business owners, e-commerce sellers and teams who need a smarter way to manage international spend. It’s not a personal card – it's a business debit card that connects directly to your World Account for better visibility and control over global expenses.
You’ll earn 1% cashback on all eligible spend, with no cap, credited back to your World Account every month. 
The World Card supports same-currency spend in 15 major currencies, including USD, GBP, EUR, NZD, SGD and HKD. If you have a balance in the same currency as your transaction, we won’t charge card FX fees – your payment simply draws from that currency wallet.
If there isn’t enough balance in the currency you're spending, we’ll automatically convert funds from your default currency. You can add funds to your World Account by bank transfer.
Physical cards will be available by the end of the year. We’ll notify you as soon as you can request one.
Yes – every transaction is protected by Mastercard security, including 3D Secure (3DS) and Address Verification System (AVS) to help prevent fraud. You can also freeze your card instantly from your dashboard.
Unlike many prepaid or bank-issued cards, the World Card draws directly from your currency wallets – meaning no FX fees when you pay in a supported currency. You also earn 1% cashback on every eligible transaction and get access to other rewards and benefits. It’s designed to be the best multi-currency card for growing businesses that need flexibility, speed and control.

Sorry, our accounts are currently available for business use only.

Stream A

Death, taxes and expanding to the U.S.

This session will cover the basics of what your key tax obligations are and answer questions

such as:

  • What are the biggest mistakes businesses make when expanding to the US (from a tax perspective)?
  • How to avoid penalties: what happens if you don’t comply? How to stay ahead of changing regulations?
  • How to keep tax compliance from being a bottleneck?
  • What resources or tools can businesses use to manage tax compliance without an in-house expert?
  • At what stage should businesses invest in tax automation software?
  • How can automation help prevent tax errors?