WorldFirst Post and Earn Campaign Supplemental Terms and Conditions

These supplemental terms and conditions (these “Supplemental Terms”) govern the Post and Earn Campaign (as further described below) and are supplemental to, and shall be read together with, the WorldFirst Referral Program Promotion Terms and Conditions (the “Referral Program T&Cs”). By participating in the Promotion, each Participant (as defined below) accepts these Supplemental Terms and agrees to comply with them. Capitalised terms used but not defined in these Supplemental Terms shall have the meanings given to them in the Referral Program T&Cs. In the event of any conflict or inconsistency between these Supplemental Terms and the Referral Program T&Cs, these Supplemental Terms shall prevail only to the extent of matters relating to the Promotion.

1. Definitions and Interpretation

In these Terms and Conditions, the following words and expressions shall have the following meanings:

1.1 “Eligible Country” means the countries or regions approved by WorldFirst from time to time in respect of the Promotion;

1.2 “Eligible Platform” means Facebook, Instagram, LinkedIn, Reddit, an industry-related social group with more than fifty (50) members, and any other social media platform each of which as designated by WorldFirst from time to time in respect of the Promotion

1.3 “Referral Program T&Cs” means the prevailing WorldFirst Referral Program Promotion Terms and Conditions;

1.4 “Participant” shall have the meaning given to such term in clause 2;

1.5 “Post” shall have the meaning given to such term in clause 4.1.2;

1.6 “Post and Earn Reward” shall have the meaning given to such term in clause 5.1(a);

1.7 “Promotion” shall have the meaning given to such term in clause 2;

1.8 “Promotion Period” shall have the meaning given to such term in clause 3;

1.9 “Referral Link” has the meaning given to such term in the Referral Program T&Cs;

1.10 “Referrer” has the meaning given to such term in the Referral Program T&Cs;

1.11 “Reward” means, individually or collectively as the context requires, the Post and Earn Reward and/or the Top Pick Reward;

1.12 “Reward Criteria” shall have the meaning given to such term in clause 4.1;

1.13 “Top Pick Reward” shall have the meaning given to such term in clause 5.1(b);

1.14 “USD” or “US$” means United States Dollars; and

1.15 “WorldFirst” means WorldFirst (Singapore) Merchant Services Pte. Ltd. and/or its affiliates.

2. Description of the Promotion

During the Promotion Period, an existing WorldFirst customer that is a Referrer (a “Participant”) that satisfies the Reward Criteria set out in clause 4.1 may be eligible to receive a Reward (the “Promotion”).

3. Promotion Period

The Promotion Period begins at 00:00:01 (Singapore time) on 15 September 2026 and ends at 23:59:59 (Singapore time) on 31 October 2026 (the “Promotion Period”).

4. Reward Criteria

4.1 A Participant may be eligible to receive a Reward provided that such Participant:

4.1.1 is a Referrer registered in an Eligible Country;

4.1.2 during the Promotion Period, publishes an original post on an Eligible Platform describing the Participant’s WorldFirst experience (including, without limitation, WorldFirst product features the Participant recommends, cost-saving tips, client experience, or step-by-step user tutorials) (each such post, a “Post”);

4.1.3 the Post includes the Participant’s Referral Link and is a minimum of fifty (50) words in length;

4.1.4 the Participant’s account on the relevant Eligible Platform is at least six (6) months old and has at least one (1) post published prior to 1 September 2026;

4.1.5 the Participant submits the link to the Post (and/or such other materials required by WorldFirst) to WorldFirst via the designated submission channel for review, and the Post is approved by WorldFirst following its review; and

4.1.6 the Post remains publicly visible and is not deleted, hidden, or set to private from the date of its publication until the date on which the corresponding Reward is distributed by WorldFirst,
(such requirements together, the “Reward Criteria”).

4.2 A Post may not be materially edited after its publication in a manner that would cause it to fail to meet the Reward Criteria. Any Post that is deleted, hidden or set to private prior to the release of the corresponding Reward will be treated as invalid and will not qualify for a Reward.

4.3 Each Post shall comply with all applicable laws and regulations and the terms of service and community guidelines of the relevant Eligible Platform, and shall be genuine and shall not include any content which is unlawful, defamatory, racist, libellous, discriminatory, misleading, deceptive, or which incites hatred or religious, ethnic or other intolerance.

5. Reward

5.1 Each Participant that satisfies the Reward Criteria may, subject to these Supplemental Terms, be eligible to receive the following Rewards:

(a) a cashback reward or designated gift card (as determined by WorldFirst in its sole discretion) to the value of thirty-five United States Dollars (US$35) per qualifying Post (the “Post and Earn Reward”); and

(b) if the Post is selected by WorldFirst as a Top Pick in accordance with clause 5.2, an additional cashback reward of two hundred United States Dollars (US$200) per selected Post (the “Top Pick Reward”).

5.2 Each calendar month during the Promotion Period, WorldFirst will select up to five (5) qualifying Posts as “Top Picks” based on overall content quality and audience engagement (including likes, comments, shares and other engagement metrics on the relevant Eligible Platform). Any such selection shall be made in WorldFirst’s sole discretion and shall be final and binding. Each Post may be selected as a Top Pick only once.

5.3 A Participant may receive only one (1) Post and Earn Reward during the Promotion Period, regardless of the number of qualifying Posts published or submitted. A Participant may receive the Top Pick Reward only once during the Promotion Period, regardless of the number of Posts published or selected as Top Pick. For the avoidance of doubt, the Top Pick Reward (where awarded) in in addition to any Post and Earn Reward received by such Participant.

5.4 The Rewards are not transferable or exchangeable and cannot be sold or redeemed for cash, monetary value or for any other form of compensation.

5.5 If for any reason a Reward is not available, WorldFirst reserves the right, at its sole discretion, to substitute that Reward for another of equal or greater value.

5.6 Rewards are for personal use of the relevant Participant. Each Participant agrees not to:

5.6.1 resell, transfer, or offer to resell or transfer any Reward, whether for free or for any other consideration;

5.6.2 use a Reward for any promotional, advertising, fundraising or any other similar commercial or non-commercial purpose;

5.6.3 use a Reward as a prize (or part of a prize) in any contest, competition, (promotional) game of chance, lottery or sweepstake; and/or

5.6.4 combine and sell a Reward as part of any package of goods or services.

6. Reward Distribution and Content Authorization

6.1 Subject to the Participant satisfying the Reward Criteria and successfully passing WorldFirst’s review process, Rewards will be distributed to eligible Participants by 30 November 2026. Cashback Rewards will be credited to the Participant’s World Account and designated gift card Rewards will be delivered by such means as WorldFirst may reasonably determine. The Participant’s World Account must be valid, open and functioning, and must not be suspended, cancelled or terminated, at the time the Reward is distributed.

6.2 Participants will be notified of the outcome of WorldFirst’s review, and (where applicable) of any Top Pick selection, via WorldFirst portal messaging, the Participant’s registered email address, or such other communication channel as WorldFirst may determine. If a Participant does not respond within seven (7) working days from such notification, or fails to provide any information reasonably requested by WorldFirst to facilitate the distribution of the Reward, WorldFirst may disqualify such Participant from receiving the relevant Reward.

6.3 By participating in the Promotion, each Participant grants WorldFirst a non-exclusive, worldwide, royalty-free, sub-licensable and transferable licence to use, reproduce, distribute, adapt, publish and display the Post (and any content therein, including the Participant’s name, handle and profile image as they appear in the Post) for WorldFirst’s marketing, brand promotion and related purposes. Each Participant warrants that it owns or has obtained all necessary rights, consents and permissions in respect of the Post and its content, including from any individuals featured or referenced in the Post.

7. Liability

7.1 None of WorldFirst or any of their respective parent companies, subsidiaries, affiliates, officers, directors, employees, governors, owners, distributors, retailers, agents, assignees, advertising or promotion agencies, representatives and/or agents will be liable (to the extent permitted by applicable law) for any loss or damage arising, directly or indirectly, from (i) organising or holding the Promotion, (ii) a Participant’s participation in the Promotion and/or (iii) any actions or omissions of a Participant in connection with the Promotion, including as a result of their winning, collecting, use or enjoyment of a reward. Notwithstanding anything in these Terms and Conditions to the contrary, WorldFirst’s cumulative liability, including for claims, expenses, damages or indemnity obligations under or in connection with its obligations under these Terms and Conditions, will not exceed USD$500,000.

7.2 It is the responsibility of each WorldFirst customer to ensure that only authorised individuals are able to participate in the Promotion on its behalf. WorldFirst shall have no liability in connection with participation in the Promotion by anyone that is not authorised by the relevant WorldFirst customer.

8. Further Terms

8.1 WorldFirst reserves the right to, in its sole discretion, determine and/or decide all matters relating to or arising in connection with the Promotion and/or these Terms and Conditions without prior notice. Any such determination and/or decision will be final and binding.

8.2 To the extent permitted by applicable law, WorldFirst reserves the right to amend the terms of the Promotion and these Terms and Conditions, and/or to suspend or cancel the Promotion at any time, without liability. WorldFirst reserves the right to change or withdraw any reward for any reason in its sole discretion. WorldFirst also reserves the right to extend the Promotion Period and these Terms and Conditions shall apply to any such extended Promotion Period. Any amendments to the Promotion will be published on the Promotion webpage and/or notified to WordFirst customers in an appropriate manner. Following any change or amendment to these Terms and Conditions, a Participant’s continued participation in the Promotion constitutes its acceptance of the amended Terms and Conditions and the Promotion, as amended.

8.3 Each Participant warrants that:

8.3.1 it is legally able to participate in the Promotion according to applicable laws and regulations;

8.3.2 to the best of its knowledge, all information disclosed by it to WorldFirst is complete, true and accurate;

8.3.3 it consents to participate in the Promotion in the capacity of participant and consents to the use and sharing of its personal data by WorldFirst in accordance with WorldFirst’s privacy policy and applicable laws for the purpose of this Promotion, where applicable; and

8.3.4 it will not use the Promotion in any way that WorldFirst (in its sole and absolute discretion) considers to be unreasonable, unethical, excessive, or in bad faith, or in any way that breaches any applicable law or regulation, or is unlawful, fraudulent, or wrongful, or has any unlawful, fraudulent or wrongful purpose or effect.

8.4 Participants shall bear all expenses arising from and/or in connection with participating in the Promotion.

8.5 Employees (including part-time employees and contractors) of WorldFirst, including affiliates, agents and immediate family members and/or those living in the same household of such employees, are not eligible to enter the Promotion.

8.6 If there is a discrepancy between these Terms and Conditions and any promotional material published in connection with the Promotion, these Terms and Conditions will prevail.

8.7 Should WorldFirst determine that, during the Promotion Period, a Participant is not eligible to participate in the Promotion for any reason (including but not limited to such Participant breaching these Terms and Conditions or any applicable laws or regulations, improperly using information relating to the Promotion, or engaging in (or being involved in) fraud, attempted fraud or any other illegal or illegitimate activity), or where WorldFirst has knowledge of subsequent events which would mean that the Participant would not have been entitled to participate in the Promotion, WorldFirst has the right to disqualify such Participant from the Promotion without liability. WorldFirst further reserves the right to claw back the value of a reward or to deduct the value of a reward from the balance of the relevant Participant’s World Account.

8.8 If a provision of these Terms and Conditions is held to be illegal, unenforceable or invalid, then it shall be modified to the minimum extent necessary to make it enforceable, unless that modification is not permitted by law, in which case that provision will be disregarded. The rest of these Terms and Conditions will continue in full effect.

8.9 These Terms and Conditions are made for the benefit of Participants and WorldFirst and are not intended to benefit any third party or be enforceable by any third party.

8.10 The World Account Terms and the Referral Program T&Cs shall apply to each Participant’s use of the World Account and its participation in the Promotion, and are to be read together with these Supplemental Terms. In the event of any conflict or inconsistency between these Supplemental Terms and the World Account Terms or the Referral Program T&Cs, these Supplemental Terms shall prevail only to the extent of matters relating to the Promotion.

8.11 While all information herein is believed to be correct and reliable at the time of publishing, WorldFirst makes no representation or warranty, whether expressed or implied, and accepts no responsibility or reliability, as to its completeness or accuracy.

8.12 All tradenames, trademarks, logos and brand names are the property of their respective owners.

8.13 The vouchers and designated gift cards being distributed as part of this Promotion are subject to the issuer’s terms and conditions for their use.

8.14 In the event that the Promotion (i) is stopped by order of an applicable government agency, (ii) must be suspended due to server or network attack or system failure or (iii) is stopped by any circumstances beyond WorldFirst’s control, such event shall be regarded as a force majeure event and WorldFirst shall not be held liable for any consequential damage, loss or claim.

9. Governing Law and Arbitration

9.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of Singapore.

9.2 Any dispute arising out of or in connection with these Terms and Conditions and/or the Promotion, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre (“SIAC”) in accordance with the Arbitration Rules of the SIAC (SIAC Rules) for the time being in force, which rules are deemed to be incorporated by reference in this clause. The seat of the arbitration shall be Singapore. The language to be used in the arbitral proceedings shall be English.

10. Contact Us

If you have any questions or complaints, please call WorldFirst on +65 6805 4380. Lines are open from 9:00 am to 6:00 pm on Monday to Thursday and 9:00 am to 5:00 pm on Friday (Singapore time). Alternatively, you can email WorldFirst at [email protected]. WorldFirst’s registered address is 128 Beach Road, #20-01, Guoco Midtown Office, Singapore 189773.