Multi-currency accounts, competitive FX, and global transfers — Everything you need to pay and get paid internationally

WorldFirst Enterprise
Built for faster payments, smarter liquidity, and robust compliance—all powered by our next-gen API toolkit and AI-native architecture.

Named a Top Global Fintech Company by CNBC & Statista, we’ve supported 1.5M+ businesses since 2004.

Europe
Asia
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We provide coverage in South Asia and Middle East: servicing 210+ countries and territories.

HR & Payroll

BIPO Accelerates Global Payroll with WorldFirst, Reducing Cross-border Salary Payments from 2–3 Days to Same-day Settlement

BIPO, a leading global HR and payroll provider, partners with WorldFirst to upgrade its global payroll system, cutting salary payout times from 2–3 days to same-day settlement — and to within minutes in selected markets — while maintaining compliance. This creates a faster, more flexible payment framework to drive global expansion and support a growing portfolio of multinational customers.

WorldFirst's all-in-one cross-border payment and financial solution empowers us to offer more compliant and efficient payroll services to businesses scaling globally.
Dresden Zhang
Chief Strategy Officer, BIPO

Background: BIPO requires stronger global payroll capabilities while scaling globally

BIPO provides cross-border employment, compliance management, and payroll services for businesses operating globally. Through its HRMS, multi-country payroll outsourcing, and Employer of Record (EOR) services, it supports customers across more than 170 countries and regions.
As BIPO expands globally, managing cross-border payroll becomes increasingly complex. Improving payroll efficiency, fund management, and employee experience while maintaining compliance has become a key priority for BIPO as it enhances its global service offerings.

Challenges: Managing cross-border payroll across 170+ countries/regions poses compliance and efficiency challenges

These challenges include:
As laws and regulations are complex and ever-changing across overseas markets, payroll compliance requires management of global employment laws, tax filings, social security, benefits, and FX controls. Failure to follow local regulations, such as wage discrepancies and missed statutory contributions, can trigger fines and employment lawsuits.
Cross-border clearing, multi-currency processing, and bank reviews often stretch settlement times to 2–3 days. Payroll delays erode employee experience and trust.
As the business scales, fragmented currencies and accounts make fund tracking difficult. This forces finance teams into time-consuming reconciliations and introduces compliance risks.
Cross-border payroll involves multi-currency conversions where FX fluctuations are magnified into major cost discrepancies due to large transaction volumes. Traditional FX channels often lack pricing transparency, increasing the overall cost of payroll.

Enterprise Solution: Build a more efficient and compliant global payroll system with WorldFirst

With over 70 payment licences and a payment network spanning more than 210 countries/regions, WorldFirst provides the compliance foundation for BIPO's global payroll operations:
Leveraging WorldFirst's local clearing networks worldwide, BIPO can execute payroll transfers to dozens of countries and regions. Cross-border payments that previously took 2–3 days through traditional channels now settle on the same day, or within minutes in some countries/regions.
WorldFirst enables BIPO to collect payroll funds in multiple currencies and to manage its global accounts across countries and entities in one place, giving its finance team greater cash flow visibility and more streamlined treasury operations.
With transparent, real-time FX rates through WorldFirst, BIPO can convert currencies efficiently, accelerating payments while keeping cross-border payroll costs under control.
We need a payment partner that offers global compliance and same-day cross-border transfers. Backed by Ant International, WorldFirst offers a unified global account system that streamlines our financial workflows and reduces the cost of global expansion.
Dresden Zhang
Chief Strategy Officer, BIPO

Benefits: Pay global employees as easily as local staff

WorldFirst's all-in-one global payment and treasury solutions empower BIPO to upgrade its cross-border infrastructure and create a faster, more flexible payment framework to drive global expansion and support a growing portfolio of multinational customers.

Faster payroll and easier payments

Faster settlement means employees are paid on time, improving the global payroll experience and lifting employee satisfaction.

Streamlined operations

Automated order processing frees the finance team from repetitive manual tasks, greatly reducing errors and improving batch payroll efficiency.

Better cost control

Leveraging transparent, real-time FX rates through WorldFirst, BIPO can convert currencies at optimal rates, significantly lowering the overall financial burden of funding a global workforce.

Greater financial transparency

Full visibility into fund flows empowers BIPO to retain total control over its finances during rapid expansion.
BIPO, founded in 2010, is an HR service provider supporting global businesses in cross-border employment, compliance management, and payroll. It streamlines international HR operations through its HR Management System (HRMS), multi-country payroll outsourcing, and Employer of Record (EOR) services. Headquartered in Singapore, BIPO operates a robust global network of over 50 offices across Asia-Pacific, the Middle East, Latin America, Europe, North America, and Africa, with a service network spanning 170+ countries and regions, serving over 5,600 businesses and 700,000+ employees worldwide.
Singapore
Serving 170+ countries and regions
WorldFirst Capabilities Used
Cross-border transfers
Multi-currency account
AI FX

Build a flexible fund management system

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Stream A

Death, taxes and expanding to the U.S.

This session will cover the basics of what your key tax obligations are and answer questions

such as:

  • What are the biggest mistakes businesses make when expanding to the US (from a tax perspective)?
  • How to avoid penalties: what happens if you don’t comply? How to stay ahead of changing regulations?
  • How to keep tax compliance from being a bottleneck?
  • What resources or tools can businesses use to manage tax compliance without an in-house expert?
  • At what stage should businesses invest in tax automation software?
  • How can automation help prevent tax errors?