The card that rewards business spending
Use the multi-currency World Card to pay in 15 currencies with zero FX fees, all while accessing exclusive rewards and 1% cashback* on business expenses.
Your World Card rewards
1% cashback on card spend
Easy Savings Specials
Premium dining experiences
VIP experience at Australian Open Finals
1% uncapped cashback* on eligible card spend
You're paying suppliers, covering travel costs and managing marketing expenses around the globe. Make the most of it with a business debit card.
Featured offers
From productivity and marketing tools to workplace essentials, access over 20 discounts with Easy Savings Specials.
Xero
Get 90% off Xero Business Edition Plans.
Get 90% off Xero Business Edition Plans.
Microsoft Azure
Get great benefits by Microsoft & Oryon.
Get great benefits by Microsoft & Oryon.
Google Workspace
Get up to 25% off Google Workspace rentals.
Get up to 25% off Google Workspace rentals.
^T&Cs apply
Premium dining experiences
Enter the draw to win a fine-dining experience in your city for two people*. Simply use your virtual debit card for all domestic and overseas business expenses to be in the running. See T&Cs for details.
Australian Open Finals 2026 VIP experience - with all expenses paid
Spend $200,000+ on your World Card by 31 December for your chance to win a VIP experience to the 2026 Australian Open Finals* – including tickets to the men’s and women’s finals, business class flights and 5-star accommodation.
What is the World Card business debit card?
The World Card is a multi-currency business debit card that gives you more control and charges zero FX fees when you spend from your existing balances in 15 major currencies. Linked to your World Account, it helps you avoid unnecessary conversions when paying globally.
Available as a virtual card, the World Card is ideal for global e-commerce – from Meta, Google and Amazon ads to business travel and team expenses. Every eligible transaction earns debit card cashback – 1% on international spend, with no caps or limits.
A virtual debit card for global business
Instant card creation
Create a World Card instantly and for free through your World Account dashboard.
Multi-currency payments
Pay 0% FX fees in 15 major currencies from your WorldFirst account balance. Spend in 150+ currencies, wherever you do business.
One card for all expenses
Make business payments with your virtual debit card anywhere Mastercard is accepted.
Custom cards for expense management
Issue multi-currency cards by team or department to control spending and set limits per card.
Instant card creation
Create a World Card instantly and for free through your World Account dashboard.
Multi-currency payments
Pay 0% FX fees in 15 major currencies from your WorldFirst account balance. Spend in 150+ currencies, wherever you do business.
One card for all expenses
Make business payments with your virtual debit card anywhere Mastercard is accepted.
Custom cards for expense management
Issue multi-currency cards by team or department to control spending and set limits per card.
The best multi-currency debit card for business
Smart spending with total control
Issue up to 20 cards, set spending limits and track payments in real time, all from one account.
Global reach, instant payments
Pay straight from your World Account balance across the Mastercard network.
Savings from day one
Avoid expensive FX fees on payments in 15 major currencies, while earning 1% uncapped cashback every month.*
Secure by design
Freeze and cancel instantly
Secure your card with the ability to freeze or cancel it with a click.
3D Secure protection
Stay protected with an extra verification step that helps prevent fraud when making online payments.
Full control, anywhere
Access card details and security online from your World Account dashboard or app.
All business rewards^
Document
Google Workspace
Save 25% on the first year of your
Google Workspace Business Standard subscription. Including professional email to match your
domain, online file storage for any format, secure video meetings, and more.
Google Ads
Earn $600 in ad credit when you spend
$600 on Google Ads.
Microsoft 365
Sign up for Microsoft 365 with Oryon.net and get Microsoft 365 Business
Basic yearly subscription at USD66. Unlock the offer now
with your Business Mastercard.
Salesforce
Get 40% off Starter Suite and unlock
30% off Pro Suite.
SIXT
Get up to 10% off on SIXT car rentals
worldwide.
Unlock the offer now with your Business Mastercard.
Xero
Get 90% off Xero Business Edition
Plans which includes Basic, Standard and Premium for 6 months.
Unlock the offer now with your Business Mastercard.
Remote
Get your first hire free, 20% off all
additional hires for the first year, free contractor management, and a free 30-minute
consultation with one of Remote's in-house experts on global hiring needs.
Harvard Business Review
Get 15% discount on an annual HBR
Digital subscription. Unlock the offer now with your Business Mastercard.
Mailchimp by Deep Focus
Get Flat 50% off on Mailchimp
Essentials Plan. Unlock the offer now with your Business Mastercard.
Get $200 credits on Mailchimp Services by Deep Focus. Unlock the offer now
with your Business Mastercard.
Klaviyo by Verz Design
Get email marketing consultation and audit worth up to USD500, provided by
Verz Design, a Klaviyo Partner. Unlock the offer now with your Business Mastercard.
iStock by Getty Images
Get 20% off purchases of new
subscriptions on iStock.
Unlock the offer now with your Business Mastercard.
WordPress by Refresh Ideas
Get 30% off WordPress website design
services from Refresh Ideas.
Unlock the offer now with your Business Mastercard.
Shopify by Marmeto
Get a range of benefits on Shopify, provided by Marmeto, a Shopify Partner.
Benefits include a 14-day free trial + select services worth USD1000. Unlock the offer now with your Business Mastercard.
Microsoft Azure
Get great benefits by Microsoft & Oryon:
Sign up for Microsoft Azure and receive US $200 in credits
Enjoy a 10% discount on other related services by Oryon.net
Google Cloud Platform by Navagis
Get credits of up to USD5,000 for use
on Google Cloud Platform. Unlock the offer now with your Business Mastercard.
Notion
Get 6 months of Notion for free as a
startup.
Monday.com by Enreap
Get discounts of up to 5% on
Monday.com services from Enreap. Enreap will help you design any process, workflow or solution
using Monday.com Work OS.
GitHub
GitHub for Startups works with leaders within the startup ecosystem,
offering 20 complimentary seats of GitHub Enterprise for one year + 50% off the second year, tailored product guidance and more.
Asana
Get 40% off on starter and advanced
annual plans. Limited-time offer with Easy Saving Specials.
Atlassian by Enreap
Get discounts of up to 15% on your
monthly Atlassian billing with Enreap. Services & Products covered under the offer include Jira,
Bitbucket, Confluence, Bamboo and Atlassian Services.
^T&Cs apply - click on respective offer
link for details
Google Workspace
Save 25% on the first year of your Google Workspace Business Standard subscription. Including professional email to match your domain, online file storage for any format, secure video meetings, and more.
Google Ads
Earn $600 in ad credit when you spend $600 on Google Ads.
Microsoft 365
Sign up for Microsoft 365 with Oryon.net and get Microsoft 365 Business Basic yearly subscription at USD66. Unlock the offer now with your Business Mastercard.
Salesforce
Get 40% off Starter Suite and unlock 30% off Pro Suite.
SIXT
Get up to 10% off on SIXT car rentals worldwide.
Unlock the offer now with your Business Mastercard.
Xero
Get 90% off Xero Business Edition Plans which includes Basic, Standard and Premium for 6 months.
Unlock the offer now with your Business Mastercard.
Remote
Get your first hire free, 20% off all additional hires for the first year, free contractor management, and a free 30-minute consultation with one of Remote's in-house experts on global hiring needs.
Harvard Business Review
Get 15% discount on an annual HBR Digital subscription. Unlock the offer now with your Business Mastercard.
Mailchimp by Deep Focus
Get Flat 50% off on Mailchimp Essentials Plan. Unlock the offer now with your Business Mastercard.
Get $200 credits on Mailchimp Services by Deep Focus. Unlock the offer now with your Business Mastercard.
Klaviyo by Verz Design
Get email marketing consultation and audit worth up to USD500, provided by Verz Design, a Klaviyo Partner. Unlock the offer now with your Business Mastercard.
iStock by Getty Images
Get 20% off purchases of new subscriptions on iStock.
Unlock the offer now with your Business Mastercard.
WordPress by Refresh Ideas
Get 30% off WordPress website design services from Refresh Ideas.
Unlock the offer now with your Business Mastercard.
Shopify by Marmeto
Get a range of benefits on Shopify, provided by Marmeto, a Shopify Partner. Benefits include a 14-day free trial + select services worth USD1000. Unlock the offer now with your Business Mastercard.
Microsoft Azure
Get great benefits by Microsoft & Oryon: Sign up for Microsoft Azure and receive US $200 in credits Enjoy a 10% discount on other related services by Oryon.net
Google Cloud Platform by Navagis
Get credits of up to USD5,000 for use on Google Cloud Platform. Unlock the offer now with your Business Mastercard.
Notion
Get 6 months of Notion for free as a startup.
Monday.com by Enreap
Get discounts of up to 5% on Monday.com services from Enreap. Enreap will help you design any process, workflow or solution using Monday.com Work OS.
GitHub
GitHub for Startups works with leaders within the startup ecosystem, offering 20 complimentary seats of GitHub Enterprise for one year + 50% off the second year, tailored product guidance and more.
Asana
Get 40% off on starter and advanced annual plans. Limited-time offer with Easy Saving Specials.
Atlassian by Enreap
Get discounts of up to 15% on your monthly Atlassian billing with Enreap. Services & Products covered under the offer include Jira, Bitbucket, Confluence, Bamboo and Atlassian Services.
^T&Cs apply - click on respective offer link for details
Get these offers in 3 easy steps
Sign up for a World Account
Apply for a World Card
Access all offers from your dashboard
Use your World Card for online business payments
Marketing and advertising
Cover agency fees, ad spend and event costs while earning cashback and rewards.
Meta
SaaS subscriptions
Store card details for recurring charges with full control over payments.
Shopify
Salesforce
Zoom
Travel and accommodation
Pay for all your business travel and accommodation, simplifying the expense process.
Qantas
Virgin
Uber
Shipping and logistics
Cover shipping and logistics expenses worldwide with one card.
UPS
DHL
FedEx
Supplier invoices
Pay your suppliers online by card, with the added benefit of payment protection and rewards.
Alibaba
AliExpress
Seller store fees
Pay seller fees on platforms like Amazon and eBay easily and manage all marketplace expenses in one place.
Amazon
eBay
Etsy
Operational expenses
Manage your daily office costs, from utilities to equipment and office suppliers, and keep track of all payments.
Officeworks
IKEA
Woolworths
Payments to Chinese businesses
Add your World Card details to your Alipay wallet for seamless payments when you are traveling to China. Use it for in-person payments at restaurants or shops in China, wherever Alipay is accepted.
Officeworks
IKEA
Woolworths
PayPal payments
Add your World Card to your PayPal account and use it for online business payments where PayPal is accepted.
Officeworks
IKEA
Woolworths
Coming soon
Mobile wallets
Use your card with Apple Pay and Google Pay.
Team cards
Assign cards and spending limits to employees to manage expenses.
Physical cards
Order a physical World Card to spend wherever you go.
FAQs
View the full list of FAQs on World Card here.
The World Card is a business debit card linked to your World Account. It lets you pay suppliers, platforms and service providers directly from your multi-currency account balance.
Use your World Card – a virtual debit card – to:
- Pay suppliers who accept card payments, instead of relying on bank transfers
- Set up recurring payments for software tools and subscriptions
- Pay for digital ads on platforms like Meta, Google or TikTok
- Cover travel and accommodation bookings
Yes. World Card is issued as a virtual debit card that you can start using immediately after approval. It’s ideal for ecommerce businesses, remote teams and online payments – especially when managing spend across multiple currencies. Physical cards are coming soon.
The World Card is designed for business owners, e-commerce sellers and teams who need a smarter way to manage international spend. It’s not a personal card – it's a business debit card that connects directly to your World Account for better visibility and control over global expenses.
You’ll earn 1% cashback on all eligible spend, with no cap, credited back to your World Account every month. You’ll also unlock Mastercard Easy Savings – partner discounts on software, travel and business services. Keep an eye out for exclusive prize draws and VIP experiences.
The World Card supports same-currency spend in 15 major currencies, including USD, GBP, EUR, NZD, SGD and HKD. If you have a balance in the same currency as your transaction, we won’t charge card FX fees – your payment simply draws from that currency wallet.
If there isn’t enough balance in the currency you're spending, we’ll automatically convert funds from your default currency. You can add funds to your World Account by bank transfer.
Physical cards will be available by the end of the year. We’ll notify you as soon as you can request one.
Yes – every transaction is protected by Mastercard security, including 3D Secure (3DS) and Address Verification System (AVS) to help prevent fraud. You can also freeze your card instantly from your dashboard.
Unlike many prepaid or bank-issued cards, the World Card draws directly from your currency wallets – meaning no FX fees when you pay in a supported currency. You also earn 1% cashback on every eligible transaction and get access to other rewards and benefits. It’s designed to be the best multi-currency card for growing businesses that need flexibility, speed and control.
World First Pty Ltd, trading under the name WorldFirst is our Australian company (ACN 132 368 971), holds an Australian Financial Services Licence (AFSL No. 331945) regulated by the Australian Securities and Investments Commission (ASIC), is a designated remittance provider with the Australian Transaction Reports and Analysis Centre (AUSTRAC), and is a member of the Australian Financial Complaints Authority (membership No. 13405).
In New Zealand, WorldFirst is incorporated as an overseas ASIC Company (CN: 5837089, NZBN: 9429042041061), is a financial service provider (FSP) on the FSP Register (FSP1000732), and a member of Financial Services Complaints Limited (membership No. 8696).
Registered office: Level 17, 55 Clarence Street, Sydney 2000, NSW, Australia
The information contained is general in nature. Before acting on the information you should consider whether it is appropriate for you, in light of your objectives, financial situation or needs. Please review our Product Disclosure Statement, Financial Services Guide and Target Market Determination which includes information on applicable fees/charges, before making any decisions.
Learn more about our pricing, currency converter, terms of use and access our Terms and Conditions by visiting our legal disclaimer page.
© WorldFirst 2025, All rights reserved.
World First Pty Ltd is a designated remittance provider with the Australian Transaction Reports and Analysis Centre (AUSTRAC), remittance sector registration number: IND100192523-001. Regulated by the Australian Securities and Investments Commission (ASIC), Australian Financial Services Licence (AFSL) number 331945. Australian Company Number (ACN) 132 368 971. Member of the Australian Financial Complaints Authority, membership number 13405.
Registered office: Level 17, 55 Clarence Street , Sydney 2000, NSW, Australia
The information contained is general in nature. Before acting on the information you should consider whether it is appropriate for you, in light of your objectives, financial situation or needs. Please review our Product Disclosure Statement, Financial Services Guide and Target Market Determination prior to making a decision.
Learn more about our pricing, currency converter and comparison messaging by visiting our legal disclaimer page.
© WorldFirst 2025, All rights reserved.
Sorry, our accounts are currently available for business use only.
- 2:15PM
Death, taxes and expanding to the U.S.
This session will cover the basics of what your key tax obligations are and answer questions
such as:
- What are the biggest mistakes businesses make when expanding to the US (from a tax perspective)?
- How to avoid penalties: what happens if you don’t comply? How to stay ahead of changing regulations?
- How to keep tax compliance from being a bottleneck?
- What resources or tools can businesses use to manage tax compliance without an in-house expert?
- At what stage should businesses invest in tax automation software?
- How can automation help prevent tax errors?