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WorldFirst API

Use the market leading suite of WorldFirst APIs to implement a streamlined end-to-end international payment solution allowing you to focus on your customers and running your core business.

For you. For your clients.

 

What we offer

The WorldFirst API was built to allow businesses more control and ease of access to a single source for international payments and liquidity. This turnkey solution enables you to integrate our secure & robust payment network tools in your existing applications.

Once our APIs are fully incorporated into your technology stack, you manage the end user experience within your existing front end interface. You receive a flexible financial kit through one unified integration, enabling you to grow your business with minimal uplift.

Single Platform

The WorldFirst API enables you to integrate our market leading FX & payment service into your back end technology, ensuring a frictionless & familiar front end user experience.

Control

We provide you with the tools to integrate our liquidity & payments and you control the end to end user interface.

Quick to Market

Our API documentation & testing environments encompasses all the tools you will need to develop against our public endpoints, enabling you to go to market as quickly as you desire.

Flexible Functionality

Choose a tailored combination or complete end to end set of API endpoints. As you scale and assess new requirements, implement additional endpoint functionality from our core product suite or newly deployed features.

Minimize Capital Dependencies

Avoid costly and lengthy IT development resources to develop your own proprietary FX platform and access to liquidity. We allow your brand market entry to a fully-fledged IMT service while incurring no cost from infrastructure, staff, training or long-term investment.

Easy Access

The majority of APIs charge integration costs, API call fees, as well as monthly license fees.

Our model is different. We provide the API docs, developer portal, tools and support services free of charge.

 

Next > How it works

World First Pty Ltd is a designated remittance provider with the Australian Transaction Reports and Analysis Centre (AUSTRAC), remittance sector registration number: IND100192523-001. Regulated by the Australian Securities and Investments Commission (ASIC), Australian Financial Services Licence (AFSL) number 331945. Australian Company Number (ACN) 132 368 971. Member of the Australian Financial Complaints Authority, membership number 13405.

If you’re considering making a foreign exchange transaction, or you’re a new or existing customer looking for more information, it’s important your read our PDS available online.

*0.50% or less applies to 25 of our major and most popular currencies.

Price match applies if it doesn't result in a loss for us, we'll match it.

Many banks and payment providers frequently claim to offer “fair” and “transparent” pricing, yet the reality is something very different. Our new pricing model aims to provide both new and existing customers with fair, simple and transparent pricing, using 3 clear FX margin bands margins (0.5%, 0.25% and 0.15%) with no hidden fees. With transparent pricing our customers and potential customers can clearly compare WorldFirst to our competitors.

How do we collect this data?

WorldFirst obtain price comparisons from other international payment providers’ websites, at specific dates and time using a third-party supplier. The comparison table shows the spread applied by the competition to transfer amounts of AUD 1,000, 10,000 and 50,000 into EUR, USD and GBP.

1. The spread

The spread is the percentage difference between the exchange rate we buy our currency at and the rate at which we sell it to our customers. We at WorldFirst take a smaller spread than most banks and other currency companies, and pass this benefit on to our clients, making all our transfers simpler and more transparent.

2. The cost of international payments

For each pricing band we look at the FX spread applied. This is what we use to compare against our fixed bands of (0.50%, 0.25% and 0.15%).

When researching and making comparisons it is important to know if any additional transaction charges will be applied such as payment fees or account management fees. For most customers WorldFirst does not apply additional fees to make payments or to maintain an account with us. If any fees are applicable these will be made clear to you in advance.

3. How do we work out a comparison up to 8 times cheaper than the banks

When we collect data from providers, we do it using different “amounts” such as $1,000, $10,000 and $50,000 where possible. For our data we have focused on the top currency pairs in Australia: GBP to USD/EUR/AUD.

Because the WorldFirst fixed pricing tiers are based on annual volumes transacted by our customers, we have averaged out the spreads applied by competitors to transactions of differing amounts in those tiers to calculate an average spread. We take our spreads and divide by the average spreads of the big 4 banks. This is important, because providers tend to offer better exchange rates and smaller transfer fees when a customer is moving larger sums of money.

What all this means for you

Other money-transfer providers may have variable spreads across different currencies, whilst WorldFirst now has fixed spreads, agreed ahead of time, making it easier to compare.