Take a look at the top Revolut alternatives for Singapore businesses, covering multi-currency accounts, business cards, fees and international payments
Key takeaways
- Revolut Business plans in Singapore range from S$0 to S$417 per month
- WorldFirst offers a multi-currency World Account with up to 20 virtual cards and zero account opening or monthly fees
- Wise Business, Airwallex, Aspire, Payoneer and Wallex are other multi-currency account providers active in Singapore
- Each alternative varies in supported currencies, card availability, fees and plan structure
Revolut Business is a global payments provider offering Singapore businesses multi-currency accounts, corporate cards and international transfer tools. It operates across four plans in Singapore, and each plan carries its own monthly currency exchange allowance.
Revolut’s Basic plan includes zero fee-free international transfers and only five fee-free local transfers per month, with additional fees applying beyond the plan allowance.1 Businesses with higher transaction volumes or broader currency needs may want to consider Revolut alternatives in Singapore.
Best alternatives to Revolut in Singapore
1. WorldFirst
WorldFirst is an international payments provider offering the World Account, a multi-currency account for businesses handling cross-border payments. You can send, hold, and receive payments in 20+ currencies. There are no fees for setting up a World Account or receiving payments through.
World Card is a virtual multi-currency card for business spending. You can create up to 20 virtual cards and use them for payments in 150+ currencies. No fees apply when paying in any of the 15 supported currencies, provided you hold sufficient funds in that currency.
World Pay is the authorised international payment provider for 1688.com. It supports payments to 1688.com suppliers, with a 0.8% payment fee.
Key features of WorldFirst include:
- Local currency accounts in 20+ currencies, including SGD, USD, GBP, EUR, CNH, AUD, NZD, JPY and HKD
- Sending payments in 100+ currencies across 200+ countries and regions
- Receiving payments from 130+ marketplaces and payment gateways, including Amazon, Shopify, Stripe and Etsy
- Free and instant transfers between World Account holders, including multi-user access
- Forward contracts available for Singapore businesses
- Xero and NetSuite integrations
| Fee type | World Account |
| Account opening fee | Zero |
| Monthly fee | Zero |
| Fee for sending payments | Local transfers (non-SWIFT): Free International transfers (SWIFT): USD 1 |
| Fee for receiving payments | Zero |
| Currency conversion | Up to 0.6% |
| Card issuance | up to 20 virtual cards at no cost |
*Fees checked in September 2026
2. Wise Business
Wise Business offers a multi-currency account along with a business card, allowing you to hold and receive 22+ currencies.4 The linked multi-currency card can be used to spend directly from multi-currency balances, with up to 3 business virtual cards available.14
A one-time setup fee of S$99 is charged to get access to local currency account details and the linked business cards.4
→ Check the Wise Singapore review to learn more about it
| Fee type | Wise Business |
| Account opening fee | S$99 one-time4 |
| Monthly fee | Zero |
| Fee for sending payments | From 0.19%, varies by currency⁴ |
| Fee for receiving payments | Zero for supported domestic payments; SWIFT fees apply⁴ |
| Currency conversion | From 0.19%, varies by currency⁴ |
| Card issuance | Zero for first card; additional cards S$4 each⁴ |
*Fees checked in September 2026
3. Airwallex
Airwallex offers a multi-currency business account along with company and employee cards for Singapore businesses.6 The multi-currency account supports 20+ currencies and the linked cards can be used to spend from supported multi-currency balances, with controls for managing business spending.6
→ Take a look at our Airwallex Singapore review, Airwallex card review, and top Airwallex Singapore alternatives
| Fee type | Airwallex6 |
| Account opening fee | Zero |
| Monthly fee | Plans start from S$0 to S$399/month |
| Fee for sending payments | Zero for local transfers to 120+ countries; SWIFT transfers US$20 to US$35 |
| Fee for receiving payments | Receiving payments in local currency accounts directly is free
For receiving payments through payment links or APIs, fee varies |
| Currency conversion | 0.4% above interbank rate for major currencies; 0.6% for other currencies |
| Card issuance | No fee but the number of cards available depends on the pricing plan |
*Fees checked in September 2026
4. YouBiz
YouBiz offers a multi-currency business account along with a corporate Mastercard for company and team spending.⁸ The account lets you exchange, hold, and receive funds in 9 currencies.⁸ Users can also send payments in 20 currencies with no FX fees.15
Physical and virtual cards can be linked to the account and used for business expenses.8
→ To learn more, check out the YouBiz business account review
| Fee type | YouBiz⁸ |
| Account opening fee | Zero |
| Monthly fee | Zero |
| Fee for sending payments | Fees vary by transfer type and currency |
| Fee for receiving payments | Zero |
| Currency conversion | Zero FX fees on eligible card transactions |
| Card issuance | Zero |
*Fees checked in September 2026.
5. Payoneer
Payoneer offers a multi-currency business account with local receiving account details in 10+ currencies including USD, EUR, GBP, SGD, AUD and CAD.16
Payoneer also offers cards but they are single currency cards with each card supported one of the four available currencies.17
→ For more detailed information, you can check out the Payoneer Singapore review
| Fee type* | Payoneer9 |
| Account opening fee | Zero |
| Monthly fee | Zero |
| Fee for sending payments | From 1%, depending on payment method |
| Fee for receiving payments | Zero from Payoneer users; fees vary by payment method and receiving currency9 |
| Currency conversion | 0.5% for balance conversion9 |
| Card issuance | Zero for standard card issuance; annual card fee of USD 29.959 |
*Fees checked in September 2026
6. Aspire
Aspire offers multi-currency accounts along with business cards for teams. You can open accounts in SGD, USD, EUR, GBP, MYR, PHP, IDR and VND, and send and receive payments in 30+ currencies.10
Multi-currency business accounts for holding and managing funds in supported currencies.18
→ Check out our in-depth Aspire review and top Aspire Singapore alternatives
| Fee type* | Aspire11 |
| Account opening fee | Zero |
| Monthly fee | Plans start from S$0 to S$15/month |
| Fee for sending payments | Basic: fees apply to international transfers11 |
| Fee for receiving payments | Zero11 |
| Currency conversion | Basic: exchange rate applies11 |
| Card issuance | Zero for first physical card per user; additional physical cards S$1511 |
*Fees checked in September 2026. Prices exclude GST
7. Wallex
Wallex offers a multi-currency business account that allows users to receive funds in 35 currencies and send or convert funds in 47 currencies.12
It has a pay-as-you-go pricing structure with volume-based discounts as transaction volume increases13
→ Take a look at the top Wallex Singapore alternatives
| Fee type* | Wallex13 |
| Account opening fee | Not stated |
| Monthly fee | Zero |
| Fee for sending payments | Varies by payment mode, currency and destination |
| Fee for receiving payments | Varies by currency and payment method |
| Currency conversion | Varies by currency and transaction |
| Card issuance | Not stated |
*Fees checked in September 2026
FAQs
1. What are the best alternatives to Revolut in Singapore?
There is no single alternative that suits every business. The right fit depends on factors such as international transfer volume, the number of currencies needed, card requirements, how payments are received, and how each provider’s fee structure lines up with actual usage.
2. Is Revolut Business available in Singapore?
Yes. Revolut Business operates in Singapore across four plans, Basic, Grow, Scale and Enterprise, priced from S$0 to S$417 a month, each with its own monthly currency exchange allowance and transfer limits.
3. Can freelancers in Singapore use Revolut alternatives?
Some of the providers covered here are used by freelancers and solopreneurs, particularly for receiving international client payments and multi-currency spending. Eligibility, account requirements and product suitability vary by provider, so freelancers should check each provider’s own eligibility criteria before applying.
Sources
- https://www.revolut.com/en-SG/business/business-account-plans/
- https://www.worldfirst.com/sg/
- https://www.worldfirst.com/sg/pricing/
- https://wise.com/sg/pricing/business
- https://wise.com/sg/pricing/business/hold-fees
- https://www.airwallex.com/en-sg/pricing
- https://www.airwallex.com/sg
- https://www.you.co/biz/
- https://www.payoneer.com/pricing/
- https://aspireapp.com/business-account
- https://aspireapp.com/pricing
- https://www.wallex.asia/
- https://www.wallex.asia/en-sg/pricing
- https://wise.com/sg/virtual-card/
- https://www.you.co/biz/fx-transfers/
- https://www.payoneer.com/multi-currency-account/
- https://payoneer.custhelp.com/app/answers/detail/a_id/18226/~/account-with-card—faq%20
- https://aspireapp.com/corporate-card
This article is intended for informational purposes only and does not constitute legal advice or professional advice. This article should not be regarded as constituting an offer or a solicitation to buy or sell any regulated or financial products or services. WorldFirst makes no representations or warranties regarding the accuracy, completeness, or applicability of the content, and readers are encouraged to consult with legal professionals or other professionals for advice tailored to their specific situation. WorldFirst does not guarantee the accuracy and completeness of this article and expressly disclaims any and all liability to any person in respect of the consequences of anything done or omitted to be done wholly or partly in reliance on this article.
