The multi-currency corporate card that pays you back
Your bank takes 3.25% every time you pay overseas. The World Card takes nothing. Pay 0% FX fees on all foreign transactions and earn 1.2% uncapped cashback on top.
World Card ongoing offer
Cash bonus for new customers (physical card)
Get US$120 straight back in your account when you apply for a physical card and spend US$3,000 in the first three months^ – online or in-person, wherever you do business.
1.2% cashback every month, no cap
Every qualifying purchase earns cashback automatically. No minimum spend. No ceiling. No manual claims.The more your business spends on ads, software, travel and supplier payments, the more you earn back.
Your World Account, now in your wallet
The physical World Card does everything the virtual card does, in person. Tap to pay at hotels, on business trips, for office supplies and more. Same 1.2% cashback. Same 0% FX fees. Same spending controls.
No FX fees on foreign transactions
Most corporate cards charge a transaction fee and an FX markup every time you pay in a foreign currency. Your bank typically takes 3.25%. The World Card takes 0%.
Pay for ads, cloud or AI subscriptions in USD, logistics in MYR, without a markup on top of every bill.
One dashboard. Every card. Full control.
Set spending limits, issue virtual cards in seconds and track spend in real time. You can get up to 25 cards, including 10 physical ones, all managed from your World Account. Say goodbye to chasing receipts.
One card. Every business payment covered.
Marketing and advertising
Run campaigns without FX fees eating into your ROAS. Earn 1.2% cashback, uncapped, on every dollar spent.
Amazon Ads
Meta Ads
TikTok Ads
Google Ads
SaaS subscriptions
Store card details once and keep every subscription running without interruptions, in the right currency.
Shopify
WordPress
HubSpot
Zoom
Odoo
AI tools
Your AI stack keeps growing. Pay for every subscription without an FX surcharge on top of the bill.
Claude
ChatGPT
Gemini
Cloud infrastucture
Pay for storage, compute, and workspace tools in USD with 0% FX fees.
AWS
Google Workspace
Dropbox
Alibaba Cloud
Travel and accommodation
Book and pay for all business travel in one place. One card, one dashboard, one reconciliation.
Agoda
Traveloka
Booking.com
Shipping and logistics
Cover freight and courier costs worldwide, in the right currency every time.
Ninjavan
DHL
FedEx
Supplier invoices
Pay suppliers by card and earn cashback on every transaction.
Alibaba
AliExpress
1688.com
Seller store fees
One card per platform or one for all. You decide how to manage marketplace fees.
Amazon
Shopee
Lazada
Operational expenses
From utilities to office supplies, keep daily costs organised.
IKEA
MUJI
Taobao
Payments across China
Add your World Card details to your Alipay wallet and pay in person anywhere Alipay is accepted.
Alipay
Your cards stay under your control
Full control, anywhere
View your virtual card details and manage security online at any time, giving you full control through your WorldFirst dashboard.
3D Secure protection
Every transaction is verified with 3D Secure (3DS), adding an extra layer of protection for online payments.
Freeze and cancel instantly
Stop unauthorised transactions immediately by freezing or cancelling cards with a click.
Full control, anywhere
View card details and manage. security settings rom your WorldFirst dashboard or app.
3D Secure protection.
Stay protected with an extra verification step that helps prevent fraud when making online payments.
Freeze and cancel instantly
Stop unauthorised transactions immediately by freezing or cancelling cards with a click.
See what businesses are earning back
$1.8K cashback in one week
KeaBabies make their global business expenses work harder with the World Card.
Over $380 monthly in corporate card benefits
Mayer, a trusted Singapore home appliances brand, have cut international payment costs and now earn back money on card spend.
Your World Card is 3 steps away
Free to open. No minimum balance. Ready in one to two working days.
Issue a virtual card instantly or apply for a physical World Card directly from your World Account dashboard in a few clicks.
Earn cashback from day one on all your business expenses across 150+ currencies.
Manage your World Cards on the go
Coming soon...
Apple Pay and Google Wallet
Add your card to Apple Pay or Google Wallet for instant payments, online or in-store.
Team cards
Give employees their own multi-currency cards for work-related expenses and track all spending in one central dashboard.
FAQs
Find answers to the most common questions about the World Card and its features.
The World Card is a virtual or physical corporate card linked to your World Account. It lets you pay suppliers, platforms and service providers directly from your multi-currency account balance.
Use your World Card – a multi-currency card – to:
- Pay suppliers who accept card payments, instead of relying on bank transfers
- Set up recurring payments for software tools and subscriptions
- Pay for digital ads on platforms like Meta, Google and TikTok
- Cover travel and accommodation bookings
Since it’s a multi-currency card, no FX markups will apply when you pay in 16 major currencies from your existing balances. These include USD, GBP, EUR, SGD, MYR and CNH.
There is no FX fee charged on any foreign currency transaction.
You don't pay foreign exchange markups in these currencies, as long as you hold enough balance: SGD, USD, MYR, CNH, EUR, GBP, AUD, NZD, HKD, JPY, MXN, CAD, CHF, CZK, PLN, SEK.
If you transact in one of these 16 currencies and you hold sufficient balance in that currency in your World Account, the balance will be deducted from the currency balance.
If your transaction currency isn’t one of these 16 currencies, or is one of these 16 currencies but you don't have enough balance, the balance will be deducted from your World Account in USD (Singapore region only). If you don’t hold enough balance in your USD account, the transaction will fail.
Right now, World Cards can only be issued to verified directors or authorised non-directors of your business. The main user of the World Account just needs to click ‘Add Card’ and choose the relevant person as the Cardholder.
If you’re adding another director, we might need to verify a few details first (eg. ID, residential address). This normally takes less than one working day.
At the moment, only the main user can add and manage cards online. Sub-user access for card management is on the way.
Each business can issue up to 25 cards, including up to 10 physical cards. If you need more cards, please email your account manager or [email protected]
You need a verified WorldFirst account with onboarding completed in order to apply.
Unlike many prepaid or bank-issued cards, the World Card draws directly from your currency wallets – meaning no FX markups when you pay in a supported currency when you hold balance. There's also no FX fee charged on any foreign transaction.
You also earn 1.2% uncapped cashback on every payment (T&Cs apply). It’s designed to be the best multi-currency card for growing businesses that need flexibility, speed and control.
Virtual cards are free to create and use. A one-off US$7 shipping fee applies for a physical World Card.
FAQs about cashback promotion
Common questions about how World Card cashback works.
Use the World Card to pay for business expenses and earn 1.2% cashback automatically, with no minimum spend and no cap.
This applies to all payments made with your corporate card, including same-currency transactions in SGD, USD, MYR, GBP, EUR and more.
Cashback is credited in USD to your USD currency account on the last day of the following month.
