Business Account
One Platform.
Every Entity. Connected Globally.s
Build a unified global account system to onboard, manage and transact with subsidiaries, partners and millions of end users. The account system unifies end-to-end cash flow, streamlining complex global operations.
Centralised Management of Multi-entity Accounts
- Various Account Types
Manage various business models by creating different accounts for subsidiaries, partners and platform users.
- Unified Management on One Platform
Manage multiple business entities within a single account system, eliminating the operational complexity of juggling multiple distinct account systems.
- Fast Creation and Scalability
Create accounts globally via API in minutes, efficiently scaling operations and effortlessly managing the continuous growth of partners and users.
Clear Fund Segregation and Flexible Transfers
- Independent Accounts with Fund Transparency
Give each entity the independence to manage its accounts and funds to manage operations and ensure compliance.
- Flexible Fund Transfers
Transfer, split and consolidate funds across accounts to accelerate cash flow.
- Granular Access Control
Assign role-based permissions across entities. Keep fund operations secure, auditable, and under precise control.
All-in-one Account for Global Pay-ins and Payouts
- Accept Multi-currency Payments Worldwide
Collect global payments in multiple currencies to seamlessly serve multiple markets.
- Centralised Payment Management
Centrally manage partner collections and payouts within an authorised scope, improving operational efficiency.
- Smart Corporate Spend Management
Issue virtual cards with granular spending controls, including specific limits, permissions and usage restrictions.
Simpler API + AI-Native Integration
Simple, Fast Onboarding
AI-Oriented Developer Center
One-Hour Integration
FAQs
Based on business models, the Business Account supports these three types
• Group account:
Allows groups to centrally manage subsidiaries and transfer funds globally.
• Platform account:
Allows platforms to manage buyers and sellers and multi-party fund flows.
• Partner account:
Allows large companies to manage upstream and downstream partners, and funds granularly, reducing operational costs.
Enterprises can easily manage multiple business relationships by flexibly combining various account types.
The platform’s authority over connected accounts is bound by an authorisation agreement. This authorisation relies on scope-limited API keys to restrict operations to approved activities like funds transfers, OBO payments and balance inquiries. The authorising party may revoke access at any time to instantly invalidate all associated access, ensuring partner fund security.
A single API call can set up accounts for light-weight scenarios with a target integration time of ≤ 1 day. Actual timelines depend on business complexity. Please contact our solutions team for a customised solution.
Business Account provides local accounts to collect funds in 32 currencies across 200+ countries and regions. Each local account can be assigned a virtual account number to collect and convert funds in multiple currencies. Some features are subject to country-specific regulatory compliance. Please consult our compliance team for details.
