Multi-currency accounts, competitive FX, and global transfers — Everything you need to pay and get paid internationally
WorldFirst Enterprise
Built for faster payments, smarter liquidity, and robust compliance—all powered by our next-gen API toolkit and AI-native architecture.
Named a Top Global Fintech Company by CNBC & Statista, we’ve supported 1.5M+ businesses since 2004.
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We provide coverage in South Asia and Middle East: servicing 210+ countries and territories.

Insights from WorldFirst Africa

Whether you’re looking to grow your brand, maximise online sales or expand your business into a new region, the latest insights from WorldFirst have you covered



Business Banking Insights

A head-to-head comparison of Nigeria’s USD domiciliary accounts, covering fees, currencies, balances, cards and transfer options.

Compare the best payment gateways in Africa by fees, currencies, payment methods, market coverage and features for international businesses.

Explore five Geegpay alternatives across Nigeria, Kenya, Ghana and Morocco, comparing business accounts, currencies, payment options and fees.

Compare Wise alternatives across Africa by market availability, account features, receiving options, currencies, cards and fees in 2026.

International Transactions

10 practical ways to earn money online in Nigeria and Kenya from freelancing to cross-border e-Commerce and how to manage multi-currency payments without losing margin.

Learn how to get a virtual credit card online for your business in Nigeria, from eligibility and documents to choosing a provider for supplier payments and cross-border spending.

Learn how to create a virtual debit card online in Nigeria, how it works, what to check before choosing a provider, and how to pay overseas suppliers safely.

Learn how to pay Alibaba suppliers safely from Nigeria, Morocco & Ghana. Compare payment methods, fees, and FX costs to protect your money. See your options today.

Marketplaces & Platforms

What is Alibaba? Learn how the B2B wholesale marketplace works, whether it is safe, and how businesses source and pay Chinese suppliers securely.

Learn how Shopify dropshipping works, how to start a store, and how to pay overseas suppliers when sourcing from China. A practical guide for Nigerian sellers.

Compare the top dropshipping platforms for sourcing, selling, and paying overseas suppliers. See how to choose the right setup and manage cross-border payments in Nigeria.

What is Alipay? Learn how the payment app works, how it compares to PayPal, and smarter ways for businesses to pay Chinese suppliers in Nigeria.

Virtual Cards

Coming soon!

What is an online bank card? Learn how virtual cards differ from ATM cards, who they suit, and how to get one for online business payments in Nigeria.

Learn how to get a free virtual credit card for international business payments, what "free" really means, who qualifies, and how to compare providers in Nigeria.

Compare the best virtual cards for Google Ads in Africa based on fees, currency support, spending limits and billing features.

Global Business Tips

Discover the best virtual cards for Facebook Ads and Meta campaigns. Pay suppliers, reduce FX costs, and manage ad budgets in one place. Explore WorldFirst World Card.

What a wire transfer fee really costs, why paying Chinese suppliers eats 4–8% in hidden charges, and practical ways to reduce international payment fees in Nigeria.

Learn what a SEPA bank transfer is, how it differs from SWIFT, and how African businesses can send EUR payments to European suppliers in Morocco, Nigeria and Ghana.

What is a bank routing number? Learn how US routing numbers work, how they differ from SWIFT and IBAN, and what businesses need before sending USD.

e-Commerce & Online Sellers

How does Etsy pay you? Learn the Etsy payout process, deposit schedules, fees and how to receive Etsy payments in the currency you list in.

Marketplace payment solutions compared for international sellers, covering payouts, split payments, transaction fees, FX transparency and supplier payments.

A guide for African Etsy sellers on receiving marketplace payouts in USD, GBP or EUR through a World Account, with setup steps and payout management.

A step-by-step guide for African Amazon sellers on receiving marketplace payouts into a World Account, covering setup, verification and payout management.

Doing Business with China

Confused by CNY, CNH and RMB? Learn what China's currency means for your supplier payments and how to send money to China faster and cheaper.

Learn how to buy from China step by step, find reliable suppliers, compare sourcing platforms, and pay Chinese suppliers safely from Nigeria.

Learn how to pay on 1688 as a buyer in Nigeria, Kenya, and Ghana. Understand 1688 payment methods, whether you need Alipay, and how to pay suppliers directly in CNY.

A guide for African importers on paying Chinese suppliers, covering bank transfers, international cards, multi-currency accounts, and 1688.com payments.

Receiving Payments

Coming soon!

Take a look at the ultimate guide on how African sellers can get paid by Amazon, even when they are listing on Amazon US or UK

Take a look at the complete guide to the main international payment methods for Nigerian and Moroccan businesses, and what each is suited for.

Foreign Currency Exchange

Coming soon!

The simpler way to pay and get paid

Save money, time, and have peace of mind when expanding your global business.

WorldFirst (Singapore) Merchant Services Pte. Ltd. (Company Registration No. 201735998W) (‘WorldFirst MS’) is registered in Singapore and licensed as a Major Payment Institution under the Payment Services Act 2019 by the Monetary Authority of Singapore.

WorldFirst MS’ registered office is located at 128 Beach Road, #20-01 Guoco Midtown, Singapore 189773.

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