Revolut offers multi-currency cards for personal and business spending, but it is unavailable across African markets. Get an overview of its card features, fees, and alternatives
Key takeaways
- The Revolut Card supports multi-currency spending in 150+ currencies, physical and virtual cards, spending controls and business rewards in supported markets
- Revolut does not support account opening in Nigeria, Morocco, Kenya, Ghana and other African markets, making its card services unavailable to residents there
- The World Card by WorldFirst offers African businesses a virtual card supporting 150+ currencies, up to 20 virtual cards with zero issuance fees and spending linked to the multi-currency World Account
The Revolut Card supports international spending through physical and virtual cards linked to a Revolut account.1 Depending on the account and plan, users can spend in multiple currencies, set card controls and access additional benefits.1,2 Plus, fees apply to all card transfers, but the fee is not publicly specified.3
African users must note that Revolut is not supported in Nigeria, Morocco, Kenya, Ghana and other African markets, and so cards cannot be accessed either. This guide discusses features of the Revolut card and explores a virtual card by WorldFirst, the World Card, that enables spending for African businesses in multiple currencies.
Is Revolut available in Africa?
No. Revolut is not available for residents of Nigeria, Morocco, Kenya, Ghana and other African markets. Hence, businesses and individuals based in these countries cannot access its card services either.
What is the Revolut Card?
The Revolut Card is a payment card linked to a Revolut account, available in physical, virtual and metal card formats in supported markets.2 Personal customers can choose from card options associated with their plans, while Revolut Business offers cards for company spending, supplier payments and team expenses.1,2
Multi-currency spending
Revolut Business cards support spending in more than 150 currencies.2 Transactions can draw from existing currency balances or involve currency conversion, subject to plan allowances.2 Businesses can also link cards to specific currency accounts for particular teams or spending requirements.2
Physical and virtual cards
Revolut Business provides physical and virtual cards for different spending needs.2 Physical cards support in-person and online purchases, while virtual cards can be used for online transactions, subscriptions and specific vendor payments.2 Metal cards are also available on eligible business plans, including Grow, Scale and Enterprise.2
Spending controls
Revolut Business lets businesses set card controls, including spending limits, permitted merchant categories, currencies, linked accounts and spending periods.12 These settings help businesses define how and where employees can use their cards.2
Rewards and benefits
Eligible Revolut Business customers can access partner offers and discounts on selected business services, including accounting software, cybersecurity tools and customer relationship management platforms.4 Offers depend on the plan, participating partner and applicable terms.4
The World Card by WorldFirst: A multi-currency card for African businesses
The World Card is a virtual card powered by Mastercard and connected to WorldFirst’s multi-currency account, the World Account. Payments are deducted directly from the linked account balance, so businesses do not need to top up the card separately before making purchases.
Businesses can pay online internationally at Mastercard-accepting merchants in 150+ currencies. Transactions in 15 supported currencies incur zero fees when sufficient balance is held in that currency. Businesses can use the card to cover overseas business expenses, such as payments for international services and other operating costs.
Additional features of the World Card
- Hold money in 15+ currencies in the linked World Account, such as USD, GBP, EUR and CNH
- Issue as many as 20 virtual cards without paying issuance fees
- Allocate cards to team members or particular expenses, apply spending limits and monitor transactions as they occur
- Link the card to Apple Pay or Google Pay where supported
- Receive cashback on eligible card purchases, terms and conditions apply
- Freeze/unfreeze cards whenever needed
→ Learn how to receive money from abroad
| Fee type | World Card fees |
| Card issuance | Zero for up to 20 cards |
| Monthly card fee | Zero |
| Currency conversion when balance is not held in the transaction currency | Refer to in-portal pricing; vouchers may apply |
| Cashback | Available on eligible card spend; terms and conditions apply |
*Fees checked in October 2026
Revolut Card vs World Card for African businesses
| Feature | Revolut Card | World Card |
| Availability for Nigerian users | Not available | Available |
| Availability for Moroccan users | Not available | Available |
| Availability for Kenyan users | Not available | Available |
| Availability for Ghanaian users | Not available | Available |
| Multi-currency spending | Yes2 | Yes (150+ currencies) |
| Virtual card issuance | Yes2 | Yes (zero for up to 20 virtual cards) |
| Spending controls | Yes2 | Yes |
| Card network | Visa and Mastercard2 | Mastercard |
| Card issuance fee | Varies by tier2 | Zero for up to 20 virtual cards |
*Details checked in October 2026
→ Know more about prepaid virtual cards in Africa
FAQs
1. Is the Revolut Card available in Africa?
No. Revolut does not support account opening in Nigeria, Morocco, Kenya, Ghana and other African markets. Residents of these countries cannot open a Revolut account to access its card services.
2. What multi-currency card is available for Nigerian and Moroccan businesses?
The World Card by WorldFirst is a Mastercard-powered virtual card for business payments available in both markets. Linked to the World Account, it supports payments in more than 150 currencies and offers zero issuance fees for up to 20 virtual cards.
3. What are the Revolut Card tiers?
Revolut offers personal card options through its Plus (GBP 3.99/month), Premium (GBP 8.99/month), Metal (GBP 16.99/month) and Ultra (GBP 60/month) plans.1 Each tier has different card designs and benefits, with delivery fees applying.1
Revolut Business provides physical and virtual cards, with each team member able to hold up to three active physical cards and 50 active virtual cards across all plans.2 The first physical card per team member and virtual cards are issued at zero cost, while additional physical cards incur delivery fees starting at GBP 4.99.2 Metal cards are available on Grow, Scale and Enterprise plans, with fees applying beyond the included allowance.2
Sources
- https://www.revolut.com/cards/
- https://www.revolut.com/business/cards/
- https://www.revolut.com/legal/standard-fees/
- https://www.revolut.com/business/rewards/
The information contained is general only. Before acting on the information you should consider whether it is appropriate for you, in light of your objectives, financial situation or needs. Although information has been obtained from and is based upon multiple sources the author believes to be reliable, accuracy is not guaranteed and the information may be incomplete or condensed. All opinions, estimates, mentioned products/services and referenced material constitute the author’s own judgement as of the date of the article and are subject to change without notice. WorldFirst shall not be responsible for any losses or damages arising from reliance on such information.
