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Revolut Business Card review Singapore [2027]: Features, fees & more

A thorough look at the Revolut Business corporate card’s issuance limits, fees and Singapore-specific restrictions

Key takeaways

  • The Revolut Business corporate card is linked to a Revolut Business multi-currency account, with card spending drawn from the currency balances held in that account
  • The card is available in physical, virtual and Metal formats, with up to 3 physical and 50 virtual cards per authorised team member, across 150+ currencies
  • Monthly FX allowances run from S$1,500 on Basic to S$250,000 on Enterprise
  • ATM withdrawals are not available in Singapore and international withdrawals carry a 2% fee
  • The World Card, a multi-currency card, issues up to 20 virtual cards per business at zero cost, with no fees, paying in any of its 15 supported currencies

Revolut Business Card review Singapore [2027]: Features, fees & more

Revolut Business is one of the international payments providers operating in Singapore, and its corporate card is a core part of its business offering. The card is linked to a Revolut Business multi-currency account and draws directly from currency balances held in that account.

For businesses, up to 3 physical and 50 virtual cards can be issued per authorised team member, and spending is supported across 150+ currencies. All monthly FX allowances and number of cards depend on the monthly plan you choose.

This review covers the Revolut Business corporate card in detail, including how it works, what it costs across plan tiers, and how it compares to the World Card by WorldFirst, a multi-currency card for businesses.

What is the Revolut Business corporate card?

The Revolut Business corporate card is linked to a Revolut Business multi-currency account. When you use the card, spending is deducted from the available currency balance in the account, with currency conversion applied when the required funds are not available in the currency of the transaction.

Cards are available in physical, virtual and Metal formats, with Metal cards available. Card spending is supported across 150+ currencies, and each authorised team member can hold up to 3 physical cards and 50 virtual cards.2 The Revolut Business card has no cashback rate for Singapore, and operates on the Visa and the Mastercard network.7

→ Check out the complete Revolut Singapore review and top Revolut alternatives in Singapore to learn more

Pros and considerations of the Revolut Business Card

Pros Cons
  • Physical and virtual card issuance, including up to 50 virtual cards per authorised team member2
  • Card spending supported across 150+ currencies2
  • Individual card-level spending controls, including limits and freeze/unfreeze
  • Apple Pay and Google Pay support
  • Monthly FX allowance tied to the Business plan, from S$1,500 on Basic to S$250,000 on Enterprise1
  • While the corporate card doesn’t have a fee, it is linked to the Revolut Business account which might have a fee attached to it, depending on the plan
  • A 0.6% fee applies once the monthly FX allowance is exceeded on Basic, Grow and Scale, rising to 1% outside foreign-exchange market hours3
  • ATM withdrawals are not available in Singapore, and a 2% fee applies to international withdrawals, regardless of the amount4

Revolut Business Card fees breakdown

The Revolut Business corporate card comes with the Revolut Business plan rather than as a separately priced card. The pricing covers the Revolut Business account and its features, including card issuance, foreign currency spending and business payment tools.3

Fee type Amount*
Account linked to the account S$0-S$500 per month
First plastic card per authorised person Zero delivery charge3
Additional plastic card delivery From S$9.99/card3 (for Scale plans)
Virtual card Zero3
Additional Metal card S$79.99/card3 (for Scale and Enterprise plans)
FX fee beyond monthly plan allowance (Basic, Grow, Scale) 0.6%3
FX fee outside foreign-exchange market hours 1%3
International ATM withdrawal 2% per withdrawal, plus any fee charged by the ATM operator4
ATM withdrawals within Singapore Not available4

*As of September 2026.

Main features of the Revolut Business Card for Singapore businesses

Spending with the card

Card payments draw from the available currency balances in your Revolut Business account. When you spend in a supported currency that you already hold with a sufficient balance, no currency conversion is required.

If you do not hold the required currency, Revolut converts funds automatically. Each plan of the Revolut Business account carries its own monthly FX allowance at the interbank rate, from S$1,500 on Basic to S$250,000 on Enterprise.1

On Basic, Grow and Scale, a 0.6% fee applies once this allowance is exceeded, rising to 1% for exchanges made outside foreign-exchange market hours.3 The card supports Apple Pay and Google Pay.

Cards for team members

Each authorised team member on the Revolut Business plan can be issued up to 3 physical cards and 50 virtual cards.2 Every card carries a maximum monthly spend of GBP 5,000,000 or currency equivalent.6 This is further limited by the available Business account balance with individual and single-transaction spending limits set per card.6

Merchant, category and country controls are available where supported, and cards can be frozen or unfrozen through the Business app and web dashboard. Card spending also connects to receipt capture and expense categorisation for reconciliation.

Rewards

Revolut does not currently have a cashback rate for Revolut Business cards in Singapore.

The World Card: Built for global businesses

The World Card is a multi-currency card, powered by Mastercard and issued by WorldFirst. It is linked to the World Account, a multi-currency account holding 20+ currencies. There’s no monthly fee attached to the World Account and you can issue up to 20 cards at no added cost.

Key features of World Card:

  • No fees when paying in any of the 15 supported currencies, with sufficient balance held in that currency
  • Support for 150+ currencies for card payments
  • Issued to team members under a single World Account
  • Up to 20 virtual cards per business at zero issuance cost, each with its own spending limit
  • Freeze and unfreeze controls, with individual limits set per card
  • Cashback may be available on eligible spending. Terms and Conditions Apply
  • Apple Pay and Google Pay support
  • Xero and NetSuite integrations for reconciliation

Head-to-head fee comparison: Revolut Business Card vs World Card

Aspect World Card Revolut Business Card
Card issuance fee Zero Zero for the first plastic card per authorised person; virtual cards zero2
Annual card fee Zero No annual card fee; the Business plan subscription applies at account level
Account fee linked to the card Zero S$0-S$500
Card type Virtual card Corporate card2
Number of cards Up to 20 virtual cards per business at zero cost Depends on the monthly plan you choose
Currencies supported for spending 150+ currencies 150+ currencies2
Fee for spending within allowance/supported list Zero when paying in any of the 15 supported currencies, with sufficient balance held Zero within the plan’s monthly FX allowance
Fee for spending beyond allowance/supported list Up to 0.6% currency conversion 0.6% beyond the monthly FX allowance, rising to 1% outside market hours (Basic, Grow, Scale)3
Digital wallet support Apple Pay, Google Pay Apple Pay, Google Pay
Cashback / rewards Cashback may be available on eligible spending. Terms and Conditions Apply No cashback on cards

FAQs

1. Is the Revolut Business Card available in Singapore?

Yes. The corporate card is issued as part of Revolut Business Singapore across all four plan tiers, Basic, Grow, Scale and Enterprise, each with its own card allowances and FX terms.

2. How much does the Revolut Business Card cost in Singapore?

The Revolut Business Card does not have a standalone monthly subscription fee. It is provided as part of a Revolut Business plan. The Business plan costs S$0/month on Basic, S$18/month on Grow, S$100/month on Scale and S$500/month on Enterprise when billed monthly. These are Business plan fees covering the account and its features, and not just card-only fees. Additional plastic cards have a delivery fee from S$9.99, while additional Metal cards beyond the plan allowance cost S$79.99 each.

3. How many Revolut Business Cards can I issue?

Up to 3 physical cards and 50 virtual cards per authorised team member.2 Metal card allowances vary by plan, from unavailable on Basic to 4 included on Enterprise, with additional Metal cards available at S$79.99 each.

4. Does the Revolut Business Card charge foreign transaction fees?

If you spend in a supported currency that you already hold with a sufficient balance, no currency conversion is required. When conversion is needed, each Business plan has its own monthly FX allowance. Once the applicable allowance is exceeded, a 0.6% FX fee applies on Basic, Grow and Scale. An additional 1% fee applies to exchanges made outside foreign-exchange market hours. ATM withdrawals are not available in Singapore, while international withdrawals carry a 2% fee, plus any fee charged by the ATM operator.

Sources

  1. https://www.revolut.com/en-SG/business/business-account-plans/
  2. https://www.revolut.com/en-SG/business/cards/
  3. https://www.revolut.com/en-SG/legal/business-fees/
  4. https://help.revolut.com/en-SG/business/help/making-paymentsbusiness/atm-withdrawals/will-i-be-charged-for-cash-withdrawals/
  5. https://www.revolut.com/en-SG/business/rewards/
  6. https://help.revolut.com/en-SG/business/help/making-paymentsbusiness/spend-controls/monthly-limit/
  7. https://www.revolut.com/en-SG/business/cards/

This article is intended for informational purposes only and does not constitute legal advice or professional advice. This article should not be regarded as constituting an offer or a solicitation to buy or sell any regulated or financial products or services. WorldFirst makes no representations or warranties regarding the accuracy, completeness, or applicability of the content, and readers are encouraged to consult with legal professionals or other professionals for advice tailored to their specific situation. WorldFirst does not guarantee the accuracy and completeness of this article and expressly disclaims any and all liability to any person in respect of the consequences of anything done or omitted to be done wholly or partly in reliance on this article.

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