Global Spend
Make Global Payments Simpler
Issue virtual cards and automate mass payouts to employees and suppliers across 200+ countries and regions. 95% of transfers settle on the same day. Manage the entire global payment lifecycle through a single API.
Multi-channel, Global Payout Network
- Payouts to World Account
Settle funds instantly with zero fees and automatic reconciliation, enabling faster settlements and fund consolidation within the WorldFirst ecosystem.
- Payouts to Bank Accounts
Pay global suppliers, partners and employees in 100+ currencies across 200+ countries and regions.
- Cross-Border CNY Payments
Support B2B and B2C CNY payout scenarios, with settlement in minutes and built-in compliance capabilities.
Efficient Mass Payments
- Mass Payouts
Initiate up to 200 payments with a single API call, making it easier to manage high-frequency scenarios such as seller settlements, platform split settlements and payroll disbursements.
- Global Market Coverage
Disburse funds across North America, Europe, Asia-Pacific, the Middle East, Latin America, and Africa, with support for 30+ major settlement currencies.
- Unified Reconciliation
Process multiple transactions in one go with batch submission, approval and inquiry, end-to-end status tracking and unified reconciliation.
Localised Payments Directly to Digital Wallets
- Mainstream Southeast Asian E-Wallets
Pay 14+ major e-wallets, including OVO, GCash, bKash, DANA, and Touch'n Go, with deep coverage across key Southeast Asian markets.
- Support for Alipay
Pay Chinese suppliers and partners through the Alipay ecosystem.
- A More Localised Collection Experience
Accept payments directly into an e-wallet and spend them instantly without a bank account.
Issue Virtual Cards for Global Online Payments
- Instant Online Card Issuance
Create virtual cards in real time via API for online payment scenarios such as digital advertising, SaaS subscriptions and digital procurement.
- Intelligent Limit Controls
Set spend limits, usage restrictions and validity periods, and freeze, unfreeze or cancel cards in real time.
- Lower Cross-Border Payment Costs
Settle in 15 major currencies and minimise FX costs.
Simpler API + AI-Native Integration
Simple, Fast Onboarding
AI-Oriented Developer Centre
One-Hour Integration
FAQs
World Accounts (real-time and zero fees), bank accounts (100+ currencies across 200+ countries), cross-border CNY payments(minute-level settlement with built-in compliance), and local wallets (14+ Southeast Asian e-wallets and Alipay). Virtual cards are also available for online payments. All channels are accessible via a unified API.
Mass Payout supports up to 200 payments per API call, ideal for high-volume operations such as monthly seller settlements and payroll. Please note that a batch is restricted to a single currency or country. For payments to multiple countries, create separate batches per country.
Virtual credit cards (VCCs) are created instantly via an API to pay for digital ads, SaaS subscriptions and digital purchases. No physical delivery is required. Physical cards can be requested via the portal and support in-store swipes and ATM withdrawals. Virtual cards settle in 15 currencies with zero FX markups, and can be customised with specific limits and frozen for more granular spend control.
95% of payouts settle on the same day. Payouts to World Accounts settle in real time. Approximately 80% of payouts to bank accounts settle on the same day, depending on the payee’s country and currency. Cross-border payouts in CNY settle in minutes. Virtual card payments are completed in real time.
Transaction fees for Global Spend vary by payment method. Payouts to World Accounts and local clearing channels are fee-free. Fees for payouts to bank accounts depend on the destination country and payment channel used. Virtual cards support settlement in 15 currencies with zero FX markups. For custom pricing, please contact our solutions team.
