Send money to Europe personally or for your business.


Enjoy market-leading exchange rates with transparent margins of 0.50% or less based on your annual transfer volume.*

Safe & Secure

We’ve helped over 250K customers since 2004 securely transfer over $150M around the globe.

Fast & Convenient

Transfer money online 24/7 or via your dedicated account manager with same-day transfers available for major currencies.

Local currency accounts for businesses

Access local bank account details for your business for free in 10 currencies – USD, GBP, EUR, NZD, SGD, CNH, HKD, CAD, AUD & JPY.

How to send to Europe with WorldFirst

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1. Register online for free

After you complete your online registration, you will get an email from us. Follow the instructions in the email to set up your account.

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2. Verify your identity

We will need some personal details to carry out your transfers. This helps us prevent fraud and keeps your money safe.

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3. Account activated

Once your account is ready, you will receive an account confirmation email.

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4. Book a transfer online

You will receive a trade confirmation of the transaction you have booked and how to make a payment to WorldFirst.

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5. Pay for your transfer

Send money to our local bank account in Australia. All you need is to follow the instructions in the trade confirmation email.

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6. You’re done!

Once we have received your funds, we will securely send your money to your recipient on the Value Date indicated on your trade confirmation.

Cost of sending money to Europe

We’re transparent about our pricing when you send money to Europe with no maximum limits.

Annual transfer Amount (AUD) $2K-$750K $750K - $7.5M $7.5M+
Margins 0.50% 0.25% 0.15%
Fee^ $0 $0 $0
Online Currencies Majors: AUD, CHF, EUR, GBP, JPY, NZD, SGD, USD.
Popular: AED, BGN, CAD, CHF, CZK, DKK, HKD, HUF, ILS, MXN, NOK, PLN, RON, SEK, THB, TRY, ZAR (buy only).
Other Currencies 50+ additional Currencies available over the phone.

^$0 fee offering is based on one payment per FX transaction above AUD 2,000.00 or equivalent in foreign currency. Additional payments may incur a fee of up to $15 each.
Fees may apply for same currency transactions. No opening fees, no account keeping fees and no receiving fees.

Speed of sending money to Europe

It takes an average of 1 business day to send money to Europe. We provide same-day transfers for major currencies*.

Some of the ways we help transfer money to Europe

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Business transfers

  • For importers and exporters
  • Make supplier payments
  • Recieve local payments using your WorldFirst multi-currency account
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Individual transfers

  • Send money home
  • Purchase overseas property or pay international mortgage payments
  • Pay for overseas education
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Online Sellers & Merchant transfers

  • Pay overseas suppliers
  • Receive marketplace funds from Amazon and many others
  • Connect multi-currency accounts to payment gateways

World First Pty Ltd is a designated remittance provider with the Australian Transaction Reports and Analysis Centre (AUSTRAC), remittance sector registration number: IND100192523-001. Regulated by the Australian Securities and Investments Commission (ASIC), Australian Financial Services Licence (AFSL) number 331945. Australian Company Number (ACN) 132 368 971. Member of the Australian Financial Complaints Authority, membership number 13405.

If you’re considering making a foreign exchange transaction, or you’re a new or existing customer looking for more information, it’s important your read our PDS available online.

*Pricing from 0.50% or less applies to 25 of our major and most popular currencies.

Price match applies if it doesn't result in a loss for us, we'll match it.

Many banks and payment providers frequently claim to offer “fair” and “transparent” pricing, yet the reality is something very different. Our new pricing model aims to provide both new and existing customers with fair, simple and transparent pricing, using 3 clear FX margin bands margins (0.5%, 0.25% and 0.15%) with no hidden fees. With transparent pricing our customers and potential customers can clearly compare WorldFirst to our competitors.

How do we collect this data?

WorldFirst obtain price comparisons from other international payment providers’ websites, at specific dates and time using a third-party supplier. The comparison table shows the margin applied by the competition to transfer amounts of AUD 1,000, 10,000 and 50,000 into EUR, USD and GBP.

1. The Margin

The margin is the percentage difference between the exchange rate we buy our currency at and the rate at which we sell it to our customers. We at WorldFirst take a smaller margin than most banks and other currency companies, and pass this benefit on to our clients, making all our transfers simpler and more transparent.

2. The cost of international payments

For each pricing band we look at the FX margin applied. This is what we use to compare against our fixed bands of (0.50%, 0.25% and 0.15%).

When researching and making comparisons it is important to know if any additional transaction charges will be applied such as payment fees or account management fees. For most customers WorldFirst does not apply additional fees to make payments or to maintain an account with us. If any fees are applicable these will be made clear to you in advance.

3. How do we work out a comparison up to 8 times cheaper than the banks

When we collect data from providers, we do it using different “amounts” such as $1,000, $10,000 and $50,000 where possible. For our data we have focused on the top currency pairs in Australia: GBP to USD/EUR/AUD.

Because the WorldFirst fixed pricing tiers are based on annual volumes transacted by our customers, we have averaged out the margins applied by competitors to transactions of differing amounts in those tiers to calculate an average margin. We take our margins and divide by the average margins of the big 4 banks. This is important, because providers tend to offer better exchange rates and smaller transfer fees when a customer is moving larger sums of money.

What all this means for you

Other money-transfer providers may have variable margins across different currencies, whilst WorldFirst now has fixed margins, agreed ahead of time, making it easier to compare.