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Airwallex card review Singapore [2026]: Features, fees and alternatives

Last update: June 18, 2026

Contents

Take a look at this detailed review of the Airwallex Corporate Card in Singapore, covering its features, fees and benefits, alongside a comparison with the World Card for your business

Key takeaways

The Airwallex Corporate Card is a Visa-powered multi-currency card available to Airwallex business account holders in Singapore
Airwallex offers two card types: company cards, issued in the company’s name, and employee cards, issued to individual team members
The number of free cards included with an Airwallex account depends on the subscription plan, ranging from 10 free company cards on the Free plan to unlimited on the S$399 per month plan
The World Card is a Mastercard-powered business payment card from WorldFirst, with up to 20 free virtual cards per account, zero issuance and annual fees, and unlimited cashback on eligible spend

The Airwallex Corporate Card is a multi-currency Visa card built for Singapore businesses that spend across borders. It’s available to Airwallex business account holders and works anywhere Visa is accepted, online or in-store.

The card supports both company and employee card types, and allows users to set custom spending limits for each card. While the card is free, it is linked to the Airwallex account, which has three different subscription tiers: Free, S$79 per month, and S$399 per month.² The number of free cards you get depends on the plan you choose. A currency conversion fee also applies when you transact in a currency you don’t hold sufficient balance in.²

This article looks at the features and fees of the Airwallex Corporate Card in Singapore in detail, followed by a side-by-side comparison with the World Card from WorldFirst.

What is the Airwallex Corporate Card?

The Airwallex Corporate Card is a multi-currency Visa corporate card available to Airwallex business account holders. The card can be used online or in-store anywhere Visa is accepted globally.¹

The card is linked to the Airwallex multi-currency account, which lets Singapore businesses collect and hold funds in 20+ currencies.²

Cards are available as virtual or physical, depending on the card type.¹

→ For a broader look at the account behind the card, see the Airwallex business account review

Quick look: Pros and considerations of the Airwallex Corporate Card

Pros	Cons
Multi-currency Visa card accepted online and in-store wherever Visa is accepted¹ Available as virtual cards (company cards) or virtual and physical (employee cards)¹ Spend management features including custom limits and reconciliation tools^{1, 2}	The Airwallex account linked to the card has paid subscription tiers: Free, S$79 per month, and S$399 per month² The number of free cards is determined by the Airwallex pricing plan A currency conversion fee of 0.4% above the interbank rate (major currencies) or 0.6% (all others) applies when transacting in a currency you don’t hold sufficient balance in⁵

Airwallex Corporate Card fees in Singapore

Take a look at the fees for the Airwallex card and the multi-currency account it’s linked to.

Fee type	Airwallex Singapore²
Card issuance fee	Zero
Annual card fee	Zero for the number of cards included in your subscription plan
Number of free company cards	Depends on the subscription plan
Currency conversion fee	0.4% above interbank rate for major currencies (such as USD, SGD, EUR, GBP, AUD, HKD, CNY, JPY); 0.6% for all other currencies. Charged only when the card transactions are done in a currency you don’t hold sufficient balance in.⁵
Monthly account fees for the multi-currency account linked to the card	Three tiers available Free S$79 per month S$399 per month

Fees checked in May 2026

Features of the Airwallex Corporate Card

Company cards vs employee cards

Airwallex offers two distinct card types, each suited to different use cases.⁶

Company cards are issued in the company’s name and used on behalf of the whole business, a department or a team. Card details are visible to all card admins. Company cards are available as virtual cards.⁶

Employee cards are issued to individual team members for purchases such as travel, meals or supplies. Employee cards can be virtual or physical. Admins can set spending limits and freeze or cancel cards, but the card details themselves are not visible to admins.⁶

The number of free company and employee cards available depends on the Airwallex subscription plan. The Free plan includes 10 free company cards and 5 free spend users per month. Paid plans offer more cards and additional features.³

Spending with the card

When you pay in a currency you hold a sufficient balance in, the Airwallex Corporate Card debits that wallet directly with no currency conversion fee.⁵ If you don’t have enough balance in the purchase currency, Airwallex converts from your base currency at the prevailing FX rate, plus a conversion fee.⁵

→ Check out more virtual debit cards for international payments

Multi-currency account access

The Airwallex Corporate Card is linked to the Airwallex multi-currency account, which lets businesses in Singapore collect and hold funds in 20+ currencies.² Holding funds in the currencies you transact in most often means card spend can happen without a conversion step, provided your balance is sufficient.

Security

Airwallex offers 3D Secure (3DS) authentication for online card transactions. The added verification step is designed to reduce fraud on card-not-present purchases.⁴

Cashback

Airwallex offers cashback on Corporate Card spend for eligible Singapore accounts.¹

How to apply for an Airwallex Corporate Card

The application process is pretty straightforward

Open an Airwallex business account in Singapore
Choose a subscription plan
Request a card from the Airwallex dashboard
Activate the card and start using it

The Airwallex Corporate Card alternative: the World Card

The World Card is a Mastercard-powered business payment card from WorldFirst, designed for Singapore businesses that spend across borders. The multi-currency card supports payments in 150+ currencies and can be used anywhere Mastercard is accepted, online or in-store.

The World Card is linked to the World Account, which is a multi-currency account that lets Singapore businesses open local currency accounts with local bank details in 20+ currencies, including SGD, MYR, THB, USD, CNH, EUR, GBP, AED, AUD and HKD. Businesses can hold, send and convert funds across these currencies from a single dashboard, and use the World Card to spend directly from those balances.

When you spend in a currency you hold a balance in any of the 15+ supported currencies, there are no foreign exchange fees. If your balance is insufficient, the card converts from your base currency at WorldFirst’s exchange rate.

Key features of the World Card

Mastercard-powered business payment card, accepted anywhere Mastercard is accepted, online or in-store
Payments supported in 150+ currencies
Up to 20 multi-currency virtual cards per World Account, at no additional cost
Covers both company-level use and individual employee use, with custom spending limits and real-time tracking available for each card
Zero foreign exchange fees when spending from a matching currency balance in any of the 15+ supported currencies
Unlimited 1.2% cashback on eligible spend, including marketing ads, software subscriptions, business travel and business logistics. Terms and Conditions Apply.
Linked to the World Account, with local currency accounts in 20+ currencies including SGD, MYR, THB, USD, CNH, EUR, GBP, AED, AUD and HKD

Head-to-head fee comparison: World Card vs Airwallex Corporate Cards

Fee type	World Card	Airwallex Corporate Card²
Card issuance fee	Zero (up to 20 virtual cards per account)	Zero for cards included in the subscription plan; plan-dependent inclusions
Number of free cards	Up to 20 multi-currency virtual cards per account	10 (Free plan) / up to 50 (S$79 per month) / unlimited (S$399 per month)
Card transaction fee (currency conversion)	Zero when you hold sufficient balance in the 15+ supported currencies. Otherwise, funds are converted at WorldFirst’s exchange rate–Up to 0.6% for all the major currencies	Zero when payments are made in any of the supported currencies with sufficient funds. Otherwise 0.4% above interbank rate for major currencies) and 0.6% for other currencies
Monthly account fee for the linked multi-currency account	Zero	Three tiers available Free S$79 per month S$399 per month
Cashback	Unlimited 1.2% cashback on eligible spend. Terms and Conditions Apply.	Cashback available on eligible Singapore spend³

Fees checked in May 2026.

This article is intended for informational purposes only and does not constitute legal advice or professional advice. This article should not be regarded as constituting an offer or a solicitation to buy or sell any regulated or financial products or services. WorldFirst makes no representations or warranties regarding the accuracy, completeness, or applicability of the content, and readers are encouraged to consult with legal professionals or other professionals for advice tailored to their specific situation. WorldFirst does not guarantee the accuracy and completeness of this article and expressly disclaims any and all liability to any person in respect of the consequences of anything done or omitted to be done wholly or partly in reliance on this article.

Sources:

https://www.airwallex.com/sg/spend-management/cards
https://www.airwallex.com/sg/pricing
https://help.airwallex.com/hc/en-gb/articles/900001755826-What-currencies-are-supported-by-the-Airwallex-Borderless-Card
https://www.airwallex.com/docs/payments__native-api__3d-secure-authentication
https://help.airwallex.com/hc/en-gb/articles/900003301566-What-is-the-automatic-conversions-for-cards
https://help.airwallex.com/hc/en-gb/articles/4970990380943-How-do-I-choose-between-a-Company-Card-or-Employee-Card

Joan Poon leads marketing across Southeast Asia at WorldFirst, driving growth and brand leadership in key markets including Singapore, Malaysia and the Philippines.

Joan Poon

Author

Head of Marketing SEA, WorldFirst Singapore

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Airwallex card review Singapore [2026]: Features, fees and alternatives

What is the Airwallex Corporate Card?

Quick look: Pros and considerations of the Airwallex Corporate Card

Airwallex Corporate Card fees in Singapore

Features of the Airwallex Corporate Card

Company cards vs employee cards

Spending with the card

Multi-currency account access

Security

Cashback

How to apply for an Airwallex Corporate Card

The Airwallex Corporate Card alternative: the World Card

Key features of the World Card

Head-to-head fee comparison: World Card vs Airwallex Corporate Cards

Continue reading

Open a World Account for free

Get local currency accounts, fast payments and competitive FX – all in one place.

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