Eversend review Africa: Features, fees and alternatives

To know if Eversend fits your cross-border payment needs, break down its business account features, currencies supported, virtual card availability and fees across Africa

Key takeaways

• Eversend offers personal and business accounts in Nigeria, Kenya, and Ghana
• The business account supports 16 currencies, including USD, EUR, GBP, and more
• Virtual cards are available and have either a US$0.99 monthly maintenance fee or a US$2.99 one-time fee. International card transactions can incur 3.5% + US$0.50
• The World Account provides local account details in 15+ currencies and supports payments from 130+ marketplaces and payment gateways

Eversend was founded in Paris in 2017 and launched its app in March 2019.1 The platform has processed $1 billion+ for customers, has 1.6 million registered users, and is available in 57 customer countries.1 It is an international payments provider offering USD, GBP and EUR virtual accounts and USD virtual cards.2,3 But, its virtual cards cost US$0.99 per month or US$2.99 as a one-time fee.4

This review covers Eversend’s business payment features and fees, followed by a look at the World Account for conducting international payments.

What is Eversend?

Eversend is a cross-border payments provider offering personal foreign currency accounts and business accounts for sending, receiving, holding and converting currencies.2,3 Its business account supports 16 currencies and payments across 18 markets.2 Businesses in Nigeria, Kenya and Ghana can receive USD, EUR and GBP through virtual account details, with USD accounts supporting ACH and Wire transfers and EUR and GBP accounts supporting SEPA.5

Eversend also offers USD VISA virtual cards for businesses, with per-card limits, merchant controls and one-tap freeze.6 Cards are funded from the business balance with real-time spend tracking.6

Pros and cons of Eversend

Features of Eversend available in Africa

Multi-currency accounts

Eversend’s business account supports 16 currencies, including NGN, KES, GHS, USD, EUR, GBP, USDC and USDT.2Businesses can send, receive, hold and convert supported currencies from the same account.2 Eversend states that it takes three minutes to pay across borders.2

Sending and receiving payments

Businesses can collect payments through local bank and mobile-money rails, then use the balance for supplier, staff and contractor payouts.7 Eversend says its collections support same-day settlement.7

International transfers can be made to bank accounts, mobile-money accounts or Eversend balances.8 Business international transfers start from 0.49% + a fixed fee, with the applicable fee shown before sending.9

→ Here are some ways to receive international payments.

USD virtual cards

Eversend offers virtual cards for business expenses such as advertising, SaaS and supplier payments, with controls for individual team members.6 Cards can be funded from the business balance, frozen instantly and monitored in real time.6  They support USD payments worldwide, including Meta, Google, Apple, PayPal, Telegram and TikTok, with no FX surcharge on USD spend.6

But, each card carries a fee of US$0.99 per month or a US$2.99 one-time payment.4 A declined transaction caused by insufficient funds can incur a US$0.40 fee.4 Non-USD transactions can incur 3.5% + US$0.50.4 The fee can also apply to USD transactions processed or settled outside the United States.4

Multi-currency wallets

Eversend’s multi-currency wallet provides access to supported currency balances and allows businesses to fund their wallets by bank transfer, card or mobile money.10 Holding balances has no fee and businesses can also transfer funds between Eversend users across supported currencies at zero cost.9,10

→ Here’s a list of Eversend alternatives that you can explore

Eversend fees

*Fees checked August 2026

How to open an Eversend account

1. Create an account: Register through Eversend’s business platform and provide the required business details.
2. Complete verification: Submit business information and complete the required KYC checks.
3. Activate your account: Once approved, access the features available for your country, including virtual accounts where supported.

The World Account: Built for global businesses

WorldFirst’s World Account is a multi-currency account built for international business payments. It provides local account details across 15+ currencies, including USD, EUR, GBP, CNH, AUD and NZD, enabling businesses to receive funds, hold balances, convert currencies and make international payments.

With a World Account, businesses can receive payouts from 130+ marketplaces and payment gateways without opening separate bank accounts in each market, send funds in 100+ currencies across 200+ countries and regions, and make instant, no-cost transfers to other World Account holders. The account also supports direct supplier payments to China in CNH.

For businesses managing online payments, the World Card is a Mastercard-powered business payment card linked to the World Account and supports spending in 150+ currencies. Businesses can create up to 20 virtual cards at no additional cost and when paying in any of the 15 supported currencies (when sufficient balances are held in that currency), no fees apply.

Main fees

*Fees checked August 2026

→ Compare WorldFirst vs Chipper Cash vs Eversend in this guide

FAQs

1. Is Eversend available in Nigeria, Kenya, Ghana and Morocco?

Business accounts available in Nigeria, Kenya and Ghana.2 Accounts in Morocco are currently not available.

2. What currencies does Eversend support?

Eversend’s business account supports 16 currencies, including USD, EUR, GBP and several African currencies, alongside USDC and USDT.2

3. What are the alternatives to Eversend for African businesses?

Businesses comparing Eversend can consider multi-currency accounts, foreign currency accounts and international payment providers based on factors such as supported markets, currencies, receiving options, transfer fees and card availability. The World Account is one multi-currency account that supports 15+ currencies in Africa, with features varying by market.

Sources

1. https://eversend.co/company
2. https://eversend.co/business
3. https://eversend.co
4. https://help.eversend.co/en/articles/8185032-eversend-virtual-card-fees
5. https://help.eversend.co/en/articles/12059261-how-to-create-a-eur-usd-gbp-virtual-account
6. https://eversend.co/business/cards
7. https://eversend.co/business/collections
8. https://eversend.co/business/payouts
9. https://eversend.co/pricing?level=business
10. https://eversend.co/business/wallets

This article is intended for informational purposes only and does not constitute legal advice or professional advice. This article should not be regarded as constituting an offer or a solicitation to buy or sell any regulated or financial products or services. WorldFirst makes no representations or warranties regarding the accuracy, completeness, or applicability of the content, and readers are encouraged to consult with legal professionals or other professionals for advice tailored to their specific situation. WorldFirst does not guarantee the accuracy and completeness of this article and expressly disclaims any and all liability to any person in respect of the consequences of anything done or omitted to be done wholly or partly in reliance on this article.