International payments and foreign exchange for you

Spot contracts

If you need to make an international payment straight away (or with very little notice) then a spot contract could be the one for you. We would offer you a rate based on the live exchange rate on the day and you can make a payment there and then. They're great if you just need to get it done. And we'll make sure you get the best rate possible, we've even got a price promise!

Forward contracts

If you want to lock in a rate but aren’t ready to make a transfer, then why not fix it up to three years in advance? It means that you'll know exactly how much you'll get when you're ready to transfer.

You might need to pay an initial deposit, then the balance will be due at the end of the contract. If the rates move against you, you may need to top up the deposit. Your dealer will explain and discuss this with you before you book your forward.

Regular payments

You can set up a plan with us so that when we receive your money, we'll automatically convert it quickly, reliably and securely. That way, your payments get to your bank account fast – and without the hassle.

And you can choose if you want it converted at the rate on the day, or you can lock in a rate, making budgeting a whole lot easier.