WorldFirst Capital
Fund growth at business speed
Fast, flexible funding that moves with your cash flow.
Revenue-based finance built for growing businesses
Get approved and funded in as little as 24 hours* to invest in stock, marketing, and growth – with payments that automatically adjust to your cash flow.
No hidden fees. Just funding that works the way your business does.
WorldFirst vs. traditional bank
Why use WorldFirst Capital?
Pay when customers pay you
Payments automatically adjust based on a percentage of your daily card takings**. Strong sales day? You clear your balance faster. Slower period? Payments scale down. Your cash flow stays protected, always.
Get funded in as little as 24 hours
Apply online in minutes without mountains of paperwork. As of October 2025, 69% of successful applications were funded within 24 working hours.
Capital based on your total strength
We assess card revenue across all your platforms – Amazon, Shopify, Stripe, and more. Get funding that reflects your complete business performance, not a fraction of it.
Use cases
Where your funding works best
How does WorldFirst Capital work?
Step 1
Check your eligibility
We'll securely assess your business performance to see if you qualify. Your transactional data is reviewed by Liberis to determine your funding amount, with no impact on your credit score (UK only).
Step 2
View and accept offer
If you qualify, you'll see your personalised funding offer directly in your WorldFirst dashboard. Review the terms, see the fixed fee upfront, and accept your offer with a simple click. Financing is subject to status and underwriting.
Step 3
Get funded and start growing
Once accepted, funds are transferred to your World Account – often within 24 hours*. Payments are automatically deducted based on a percentage of your monthly revenue, so you pay when your business pays you. Track everything from your dashboard.
FAQs
WorldFirst Capital powered by Liberis is a revenue-based finance solution designed for businesses with regular card takings. Unlike traditional finance, there’s no fixed payment schedule. Payments automatically adjust based on a percentage of your daily card revenue. This means you pay when your customers pay you, giving you the funding you need without squeezing your cash flow.
Liberis is a leading revenue-based finance provider that’s been funding SMEs since 2007. They’re headquartered in London with offices in Nottingham, Stockholm, Munich, and Atlanta. Liberis has delivered over £2bn in funding to more than 90,000 businesses globally, using AI-driven technology to provide fast, flexible funding solutions. They’re rated 4.8 stars on Trustpilot, and 83% of customers recommend them.
Revenue Finance is a fast, flexible funding solution that works with your cash flow. Access anywhere from £1,000 to £500,000 without long wait times or fixed monthly payments. Instead of rigid payment schedules, you pay flexibly based on a percentage of your revenue – so you pay when your customers pay you.
No. WorldFirst Capital is not a typical bank loan, so there’s no interest. When you agree to funding, you’ll see one fixed fee upfront, and that fee doesn’t change. The only payments you make are based on a percentage of your monthly revenue, which automatically adjusts with your business performance.
WorldFirst Capital is available to UK businesses that:
- Have regular card takings (through marketplaces, acquirers, payment gateways, or POS systems)
- Sell via platforms like Amazon, eBay, Shopify, or process payments through Stripe, Adyen, or similar providers
- Need funding for working capital, inventory, marketing, equipment, or business expansion
Amounts may be subject to change depending on your credit profile at enquiry. Revenue Finance is subject to an underwriting process before any offer can be made.
As of March 2025, 63% of successful applications to Liberis received funding within 24 working hours.
No. Your credit score is not affected by applying for Revenue Finance (UK only). However, taking out Revenue Finance may affect your credit score.
Disclaimers
*Globally, 69% of approved merchants were funded within 1 working day in October 2025. Regional performance may vary.
**You will be expected to operate your business in a way that ensures Liberis receives a monthly minimum amount of up to 3% of the total amount of receivables purchased by Liberis.
