A business virtual card with global savings
Pay in 150+ currencies across 210+ countries and territories, while earning 1% cashback* on business expenses – all with a multi-currency debit card.
World Card launch offer
10% time-limited cashback offer*
Earn 10% extra cashback on your first £1,000 spend. Offer ends June 2025
1.0% ongoing cashback offer*
Enjoy 1.0% cashback on all your monthly card purchases, always
Global currencies, automatic savings
Enjoy zero FX fees when using your multi-currency virtual card in 15 major currencies from your WorldFirst account balance. Spend in 150+ currencies, wherever you do business.
One card for all business expenses
Pay for purchases anywhere Mastercard is accepted and earn 1.0%* cashback on your business transactions.
Marketing and advertising
Software subscriptions
Seller store fees
Shipping and logistics
Tailored expense management
Issue virtual currency cards aligned to your company's structure – by team, currency, expense or budget. Set and manage spending limits in real time to stay in control of business expenses across currencies.
Team cards
Give employees their own multi-currency cards for work-related expenses and track all spending in one central dashboard.
Security is our priority
Freeze and cancel instantly
Stop unauthorised transactions immediately by freezing or cancelling cards with a click.
3D Secure protection
Every transaction is verified with 3D Secure (3DS), adding an extra layer of protection for online payments.
Full control, anywhere
View your virtual card details and manage security online at any time, giving you full control through your WorldFirst dashboard.
Freeze and cancel instantly
Stop unauthorised transactions immediately by freezing or cancelling cards with a click.
3D Secure protection
Every transaction is verified with 3D Secure (3DS), adding an extra layer of protection for online payments.
Full control, anywhere
View your virtual card details and manage security online at any time, giving you full control through your WorldFirst dashboard.
Stay on top of
every business payment
Marketing and advertising
Cover agency fees, ad spend and event costs while earning cashback and rewards.
Software subscriptions
Store card details for recurring charges with full control over payments.
Travel and accommodation
Pay for all your business travel and accommodation, simplifying the expense process.
Shipping and logistics
Cover shipping and logistics expenses worldwide with one card.
Supplier invoices
Pay your suppliers with your virtual currency card, with the added benefit of payment protection and rewards.
Operational expenses
Manage your daily office costs, from utilities to equipment and office supplies.
Payments to Chinese businesses
Add your World Card to your Alipay wallet and use it for in-person payments in China, wherever Alipay is accepted.
Your World Card is waiting
Apply for a World Card
Fund your WorldFirst account in multiple currencies
Manage your card online
Coming soon
Team cards
Give employees their own virtual cards for work-related expenses and track all spending in one central dashboard.
Apple Pay and Google Wallet
Easily add your card to Apple Pay or Google Wallet for instant payments, whether online or in-store.
Physical cards
Apply for a physical card in one tap.
FAQs
View the full list of FAQs on World Card here.
The World Card is a business virtual card linked to your World Account. It lets you pay suppliers, platforms and service providers directly from your multi-currency account balance.
Use your World Card – a virtual currency card – to:
Since it’s a multi-currency card, no FX fees will apply when you pay in 15 major currencies from your existing balances. These include USD, GBP, EUR, NZD, SGD and HKD.
Yes – the World Card is issued as a virtual card that you can start using immediately after approval. It’s ideal for e-commerce businesses, remote teams and online payments – especially when managing spend across multiple currencies. Physical cards are coming soon.
The World Card is designed for business owners, e-commerce sellers and teams who need a smarter way to manage international spend. It’s not a personal card – it's a business virtual card that connects directly to your multi-currency World Account for better visibility and control over global expenses.
When you use your WorldFirst virtual currency card to pay for eligible business expenses, you’ll earn 1% cashback on every transaction, with no cap. Cashback is automatically credited to your World Account at the end of the following month.
This applies to all spend made with your multi-currency card, including same-currency transactions in USD, GBP, EUR and more. Whether you’re booking travel, paying for software subscriptions, or running ad campaigns, your virtual card rewards you as you grow.
Here’s how to get your World Card and start earning cashback:
1. Apply for the World Card: In your World Account dashboard, navigate to ‘World Card’ and click ‘Apply for a new card’.
2. Fund your WorldFirst account: Add balances in up to 15 currencies to your WorldFirst account or receive payments from marketplaces and customers.
3. Pay for business expenses: Start using your World Card as a payment method for your business purchases and earn 1.0% ongoing cashback on every eligible payment.
Unlike many prepaid or bank-issued cards, the World Card draws directly from your currency wallets – meaning no FX fees when you pay in a supported currency. You also earn 1% cashback on every eligible payment. It’s designed to be the best multi-currency card for growing businesses that need flexibility, speed and control.
