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See the live United States Dollar to Renminbi rate

USD to CNH exchange rate, no hidden fees

Check the latest USD to CNH exchange rate before paying Chinese suppliers – and protect your margins across production and inventory costs.

Business moves fast Your money should too

Convert USD to CNH with competitive rates and reliable same-day payments – trusted by 1.5M+ businesses trading globally.

Save on every conversion

New customers pay just 0.3% exchange fees, helping you reduce the cost of every payment to China.

One powerful account

Hold, convert and manage USD, CNH and 20+ currencies from one account.

Built to scale

Our advanced FX tools help you manage USD to CNH exposure and plan future conversions.

Convert at an exclusive 0.3% exchange fee

New to WorldFirst? Get an exclusive 0.3% exchange fee - one of the lowest in the industry, no matter how much or how little you send.*

Compare exchange fees

Protect your margins when paying Chinese suppliers, with our promotional FX fee for new customers. Here's how much you could save compared to banks and other providers.
0.30%
WorldFirst flat fee


Save up to £270
Per £10,000 exchanged


No hidden fees

Interbank rate+0.3% fee

*Comparison disclaimer

How to convert USD to CNH for business payments

Create an account

Open your account online in minutes to send CNH payments.

Choose how much to convert

Enter the amount in USD you want to convert, choose CNH as the payment currency, and add your supplier or invoice details.

Exchange at the live
USD to CNH rate

Review the rate, see the full conversion cost upfront, and confirm your exchange.

Paying to China? Choose how you convert

Spot transaction

Pay CNH invoices at the current USD to CNH rate, with full cost visibility.

Forward contract

Fix your rate for up to 24 months to protect margins on upcoming CNH payments.

Firm order

No need to watch the market – convert automatically when your chosen USD to CNH rate becomes available.

Great rates, and even better value

Customers served globally
0 M+
Transaction volume processed
US$ 0 B+
Regions covered
0 +
Local offices
1 +

Hold USD, CNH and 20+ currencies in one place, with local account details to send and receive renminbi easily.

Pay your Chinese suppliers fast – 80% of transfers arrive on the same day. Plus, transfers between WorldFirst accounts are instant and fee-free.

Spend from your USD or CNH balance with no FX fees, and earn up to 1.2% cashback.

Open your account online in minutes, with no overseas address needed, and no opening or ongoing fees.

FAQs

The USD to CNH exchange rate shows the value of the US dollar against the offshore Chinese yuan. If the rate is 7.18, $1 equals CN¥7.18. Rates are updated in real time.

Rates fluctuate throughout the trading day, influenced by global FX markets. You can use our currency converter to see the latest rate in real time by refreshing the page.

Yes. CNH is the offshore yuan and can trade at different levels to the onshore CNY. Read our article to learn more.

There’s no guaranteed best time, but watching FX trends can help you decide.

Convert USD to CNH now

Sorry, our accounts are currently available for business use only.

Pay in 15 currencies with World Card, no FX fees

Enjoy zero FX fees when paying in the following 15 currencies with World Card.

Send money in 100+ currencies

You can send money in your WorldFirst account to any of the currencies we support.

Get Paid by 130+ marketplaces

Seamlessly get paid by 130+ marketplaces and pay your suppliers anywhere.

Collect money in 20+ currencies

You can collect money in 20+ currencies. It only takes a few minutes to open an account in the currency you need.