Multi-currency accounts, competitive FX, and global transfers — Everything you need to pay and get paid internationally
Built for faster payments, smarter liquidity, and robust compliance-all powered by our next-gen API toolkit and Al-native architecture.
Named a Top Global Fintech Company by CNBC & Statista, we’ve supported 1.5M+ businesses since 2004.

Europe

Asia

Oceania

Africa

We provide coverage in South Asia and Middle East: servicing 210+ countries and territories.

New customer offer

Save up to £270 per £10,000 you send overseas

Get more from every transfer for your first six months. Unlimited payments, no minimum or maximum amounts.

Compare our fees and keep more

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Compare our fees tabe
Compare our fees tabe
*Based on standard bank exchange fees. See our comparison disclaimer.

The more you send, the more you save

For businesses sending £50,000+ a month, we can tailor our fees to help you send and save more. Contact us to find out how.

Why use WorldFirst for international payments?

Low costs, clear pricing and control over every transfer.

Six months of lower fees

Start saving from your first payment, with a discounted rate for new customers.

No thresholds, full transparency

No minimums. Just low fees on every exchange, no matter the amount.

Pay your way

Send money at live rates, lock in a rate or set a rate and let it execute automatically.

Your money is safe with us

We have 60+ licenses globally and partner with leading banks to make sure your money is safeguarded.

One platform for your global business payments

  • Send payments fast in 100+ currencies
  • Receive, convert and hold 20+ currencies
  • Earn up to 1.2% cashback with the World Card*

FAQs

New customers get a discounted exchange fee for the first 180 days after opening and verifying an account. You'll receive an exclusive 0.3% foreign exchange fee (usually 0.5% – T&Cs apply).

It's available to new customers in the UK who open and verify a World Account during the offer period.
It's not available if you already have a WorldFirst account, applied before the offer period or register outside the UK.

You'll need to open and verify an account between 11 February 2026 and 31 December 2026 (both days inclusive) to qualify.

The offer applies to currency conversions between: AUD, CAD, CNH, EUR, GBP, HKD, JPY, NZD, SGD, USD.

This covers common business payments such as sending international payments, scheduling payments in advance and converting between currencies – all with settlement within two business days.

The discounted fee is applied automatically once your account is set up and verified. It then stays active for 180 days from that date.

Your exchange rate is based on the live mid-market market rate, plus the discounted 0.3% FX fee.


Suppose you want to exchange £10,000 to USD. Without the promo offer, (0.5% FX fee applied) you'd pay £50 in fees. With the promo offer (0.30% FX fee applied), you pay £30 in fees, saving you 40% on your fees.


The exchange rate is the real-time interbank rate with an FX fee included. The actual rate offered to you when making a payment will be confirmed before booking the payment.

No, there are no minimum or maximum transfer amounts, and no limits on the number of transfers you can make during your first 180 days. You'll receive the discounted fee every time you send money.

Open your account in minutes

Our fast and easy online process means you could be up and running in less than 24 hours. Access 20+ currency accounts and send 100+ currencies, no need for overseas banking relationships.

The simpler way to pay and get paid

From quick supplier payments, seamless collections, and better FX – grow your business with WorldFirst.

Sorry, our accounts are currently available for business use only.

Pay in 15 currencies with World Card, no FX fees

Enjoy zero FX fees when paying in the following 15 currencies with World Card.

Send money in 100+ currencies

You can send money in your WorldFirst account to any of the currencies we support.

Get Paid by 130+ marketplaces

Seamlessly get paid by 130+ marketplaces and pay your suppliers anywhere.

Collect money in 20+ currencies

You can collect money in 20+ currencies. It only takes a few minutes to open an account in the currency you need.