You can withdraw TikTok Shop earnings once they’ve settled into your Seller Account Balance, using a linked bank account and a 6-digit withdrawal password. The part that trips sellers up is timing: settlement and withdrawal are two separate waits.
This guide explains how to withdraw money from TikTok Shop in Malaysia, including when your earnings become available, how to withdraw them, the fees and processing times, and what to do if your payment is delayed.
Key Takeaways
- Withdraw TikTok Shop money in Malaysia once your sales have been settled and the funds are available in your Seller Account Balance.
- Make sure your seller account, bank account, and 6-digit withdrawal password are set up before requesting a payout.
- TikTok Shop offers both manual and automatic withdrawal options, so you can choose how you want to receive your earnings.
- Bank-transfer withdrawals can take several business days to process, separate from the time your sales take to settle.
- Check the latest TikTok Shop withdrawal fee information before making a payout, as applicable fees may vary.
- For sellers managing cross-border earnings, WorldFirst lets you receive and manage eligible TikTok Shop earnings in 20+ currencies through one World Account.

When can you withdraw money from TikTok Shop?
You can withdraw TikTok Shop earnings in Malaysia once your sales have settled and moved into your Seller Account Balance. Settlement takes 1, 3, 8, or 15 calendar days depending on your shop, and up to 30 days in some cases. Unsettled sales can’t be withdrawn.
Your total sales and withdrawable balance may therefore be different. A sale can appear in your account while the proceeds are still being processed. Once the funds become available, you can withdraw them to your linked bank account using the available withdrawal options.
Before making a withdrawal, check your Seller Center to see how much of your balance is available. If some earnings are still unsettled, you’ll need to wait until they become available.
If your funds are available but you can’t withdraw them, check that your bank account has been added correctly and that the required verification has been completed.
What You Need Before Withdrawing Money from TikTok Shop?
If you’re selling on TikTok Shop in Malaysia, make sure you have these ready before requesting a withdrawal:
- A verified seller account: Your seller details and identity need to be verified in TikTok Shop Seller Center.
- Settled earnings: The funds must have completed the settlement process and be available in your balance. The minimum withdrawal amount is MYR 0.01.
- A linked bank account: You can link up to five valid local bank accounts through My Account > Account Settings > Bank Accounts.
- A 6-digit withdrawal password: You’ll need this password to process a manual withdrawal.
Once these are in place, you can request a withdrawal from Seller Center. If your funds are still being settled, you’ll need to wait until they become available.
How to Set Up Your TikTok Shop Withdrawal Account
You can set up your withdrawal account through the TikTok Shop Seller Center by adding your banking details under Account Settings or Finance.
Add Your Settlement Bank Account
You can add your bank account through Account Settings:
- Open TikTok Shop Seller Center on your PC.
- Go to My Account > Account Settings > Bank Accounts.
- Select Link your Settlement Account.
- Complete the required identity verification.
- Select Bank Account on the new page and enter your bank details.
Add Your Bank Account Through Finance
You can also add your account when setting up a withdrawal:
- Go to Finance > Withdrawals in Seller Center.
- Select Withdraw or open Auto-withdrawal settings.
- Click Add bank account and follow the on-screen instructions.
- Set up a 6-digit withdrawal password if prompted.
After adding your bank account, check that it has been verified before requesting a withdrawal. If your details are incorrect or don’t match the required information, the account may not be approved, and your withdrawal could be delayed.
Does TikTok Shop charge a withdrawal fee?
TikTok Shop’s withdrawal fees can vary depending on the applicable withdrawal policy. Before making a withdrawal, check the latest fee information shown in TikTok Shop Seller Center or the applicable TikTok Shop Malaysia withdrawal rules.
As the available TikTok Shop Malaysia guidance currently differs between withdrawal pages, confirm the applicable fee for your account before relying on a specific amount.
How to Withdraw Money from TikTok Shop Malaysia
With your account, bank details, and withdrawal settings in place, the next step is to request your TikTok Shop payout. Here’s how to withdraw your available earnings, from checking your account to tracking the payment.
Step 1: Make Sure Your Seller Account Is Ready
Before you withdraw money from TikTok Shop, make sure your seller account is fully verified and correctly set up. If anything is missing or doesn’t match, your payout could be delayed.
Here’s what Malaysian sellers need to get right:
- Your seller account is verified.
- Your earnings have been settled and are showing in your available balance.
- Your bank account is linked and verified.
- Your 6-digit withdrawal password is set up.
- Your bank details are correct and match the information registered with TikTok Shop.
Step 2: Link Your Malaysian Bank Account to TikTok Shop
Before requesting a withdrawal, make sure the bank account you want to receive your TikTok Shop earnings into is linked to your Seller Center account.
If you haven’t added one yet, you can link your bank account directly through TikTok Shop Seller Center.
- Go to My Account > Account Settings > Bank Accounts.
- Select Link your Settlement Account and complete the required verification.
- Enter your bank account details and submit them for verification.
You can also add a bank account when setting up a withdrawal by going to Finance > Withdrawals and selecting Add bank account. Make sure your bank details are accurate, and the account is successfully verified.
Step 3: Wait for Your Earnings to Become Available
Before you can withdraw money from TikTok Shop, your sales need to be settled and moved into your Seller Account Balance. A sale doesn’t mean the money is ready to withdraw straight away.
For Malaysian sellers, this waiting period is part of TikTok Shop’s standard settlement process. Your sales go through settlement before the funds become available for withdrawal. Think of it as a simple process:
Sale → Settlement → Available balance → Withdrawal
- Sale: A customer places an order, and you make a sale.
- Settlement: TikTok Shop processes the order and the applicable fees or adjustments.
- Available balance: Once the earnings are settled, they move into your Seller Account Balance and become available for withdrawal.
- Withdrawal: You can then withdraw the available balance using your chosen payout method.
The time it takes for earnings to become available can vary depending on your shop and settlement period. So if a recent sale isn’t showing in your available balance yet, you may simply need to wait for the settlement process to finish.
Once the funds appear in your available balance, you can proceed with your TikTok Shop withdrawal.
Step 4: Choose How to Receive Your Earnings
Once your earnings are available for withdrawal, you can choose between manual and automatic withdrawal. The right option depends on whether you prefer to request each payout yourself or have eligible funds transferred automatically.
Manual Withdrawal
Manual withdrawal means you choose when to transfer your available TikTok Shop earnings to your linked bank account. Instead of waiting for an automatic payout, you can request the withdrawal yourself when your funds are ready.
To make a manual withdrawal, go to Finance > Withdrawals in TikTok Shop Seller Center and select Withdraw. Follow the on-screen instructions and enter your 6-digit withdrawal password when prompted.
Automatic Withdrawal
Automatic withdrawal lets TikTok Shop transfer your available earnings automatically, so you don’t have to request each payout yourself.
You can set it up through Finance > Withdrawals > Auto-withdrawal settings in Seller Center. TikTok Shop’s current guidance states that automatic withdrawals are processed weekly on Wednesday.
Once automatic withdrawal is enabled, eligible funds are transferred according to the platform’s withdrawal schedule.
Manual vs automatic withdrawals
| Manual withdrawal | Automatic withdrawal |
| You start the withdrawal when you want to receive your available earnings. | TikTok Shop starts the withdrawal according to its automatic withdrawal schedule. |
| Go to Finance > Withdrawals and select Withdraw. | Set it up under Finance > Withdrawals > Auto-withdrawal settings. |
| Gives you more control over when you request a payout. | Saves you from requesting each payout manually. |
| Suitable if you prefer to decide when to withdraw. | Suitable if you prefer a scheduled, hands-off process. |
Step 5: Track Your Withdrawals
After requesting a withdrawal, you can check its status in Seller Center > Finance > Withdrawals. This shows whether your withdrawal is still being processed or has been completed.
If you need help with a withdrawal, you can also use TikTok Shop’s support options in Seller Center.
How long does a TikTok Shop withdrawal take?
Once you submit a withdrawal, the time it takes for the money to reach your bank account can vary depending on the applicable TikTok Shop withdrawal policy and your bank’s processing time.
Before you can withdraw your earnings, your sales need to go through TikTok Shop’s settlement process. TikTok Shop currently applies settlement periods of 1, 3, 8, or 15 calendar days, depending on the shop and account. In certain circumstances, the settlement period may be extended to a maximum of 30 calendar days.
For Malaysian sellers, it’s important to separate settlement time from withdrawal processing time. Your payout goes through two stages:
- Settlement: Your sales proceeds become available in your Seller Account Balance.
- Withdrawal processing: Your available balance is transferred to your bank account after the withdrawal is submitted.
If your withdrawal has already been submitted and the expected processing time has passed, check the withdrawal status in Seller Center. If the funds still haven’t arrived, contact TikTok Shop support.
Why choose WorldFirst to withdraw money from TikTok Shop?
For Malaysian TikTok Shop sellers, getting your earnings into your bank account is only part of the process. If you sell across different markets, you may also need to manage multiple currencies, convert your earnings, and pay overseas suppliers.
WorldFirst gives you one place to receive and manage your TikTok Shop earnings, with support for 20+ currencies. Here’s what you can do with WorldFirst:
- Get paid by TikTok Shop: Connect your World Account to TikTok Shop through the integration and collect eligible earnings in 20+ currencies.
- Open an account for free: Set up your multi-currency World Account online within minutes, with no setup or monthly fees.
- Withdraw locally: Withdraw your TikTok Shop earnings to a local bank account and convert currencies when needed with competitive FX rates.
- Pay overseas suppliers: Use your World Account to make international payments in 100+ currencies, helping you manage incoming earnings and business payments in one place.
- Manage more marketplace earnings: WorldFirst supports collections from 130+ marketplaces and payment gateways, so you can manage eligible earnings from TikTok Shop and other platforms through one account.
How to link your World Account to TikTok Shop
Once you have your World Account, you can connect your WorldFirst receiving account to your TikTok Shop payout settings. This lets eligible TikTok Shop earnings flow into your World Account, where you can hold or withdraw your funds based on your business needs.
The setup is straightforward
- Open a World Account and set up your WorldFirst receiving account.
- Link your receiving account to TikTok Shop by adding the relevant account details in TikTok Shop Seller Center.
- Complete the required verification to connect the accounts.
- Receive your TikTok Shop earnings through your World Account and manage or withdraw the funds as needed.
For the complete step-by-step instructions, see our guide to receiving payments from TikTok Shop with WorldFirst.
Open your World Account for free today and get paid by TikTok Shop with ease.
Conclusion
Withdrawing your TikTok Shop earnings in Malaysia is straightforward once your seller account, bank details, and withdrawal settings are ready. Make sure your earnings have settled and are available to withdraw, then choose between manual or automatic withdrawal and track the payment through Seller Center.
Keeping these details in place can help you receive your TikTok Shop earnings without unnecessary delays.
FAQs
1. How do I withdraw money from TikTok Shop in Malaysia?
Once your earnings are settled and available in your Seller Account Balance, you can withdraw them through TikTok Shop Seller Center. Make sure your bank account is linked and verified, then choose manual or automatic withdrawal.
2. Can I automatically withdraw money from TikTok Shop?
Yes. Turn on automatic withdrawals under Finance > Withdrawals > Auto-withdrawal settings in Seller Center. TikTok Shop then transfers your available balance to your primary bank account every Wednesday, so you don’t need to request each payout yourself.
3. Why can’t I withdraw my TikTok Shop earnings?
Your earnings may not be available for withdrawal if they are still being settled. You should also check that your bank account is linked and verified and that your account details are correct.
4. Can I receive TikTok Shop earnings in a multi-currency account?
Yes. Eligible TikTok Shop sellers can connect a WorldFirst receiving account to TikTok Shop and receive eligible earnings in 20+ currencies. You can then hold or withdraw your funds through your World Account.
Sources:
- https://www.worldfirst.com/my/marketplaces/get-paid-by-tiktokshop/
- https://seller-my.tiktok.com/university/essay?knowledge_id=6837867570120449&lang=en
- https://seller-my.tiktok.com/university/essay?knowledge_id=6150549200766721&lang=en
- https://seller-my.tiktok.com/university/essay?knowledge_id=6295179426662160&lang=en
- https://seller-my.tiktok.com/university/essay?knowledge_id=3784980078544641&lang