Multi-currency accounts, competitive FX, and global transfers — Everything you need to pay and get paid internationally

Built for faster payments, smarter liquidity, and robust compliance-all powered by our next-gen API toolkit and Al-native architecture.

Named a Top Global Fintech Company by CNBC & Statista, we’ve supported 1.5M+ businesses since 2004.

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We provide coverage in South Asia and Middle East: servicing 210+ countries and territories.

Earn US$150* for every referral

No caps – the more you refer, the more you earn.

4 steps to earn your referral reward

Step 1: Share your link

Send your unique referral link to your business network.

Step 2: They sign up

Your referral opens a WorldFirst account using your link.

Step 3: They add funds

They make cross-currency transactions (e.g. FX transfers, conversions, payments with 1688 World Pay) or World Card payments totalling at least US$1,000.

Step 4: You both earn

You get US$150, your referral gets US$50.
*Equivalent amounts in other currencies are accepted. T&Cs apply.

Help your network save on business spending

Uncapped 1.0% World Card cashback

Up to 1.0% cashback on business expenses included with every card (cashback rates vary by region).

Save on every transaction

Zero account fees, free global funds collection, and free transfers between World Accounts.

FAQs

The Referral Program runs from 8 July 2026 to 31 December 2026. Your referral must register for a WorldFirst account within this timeframe, and successfully add the required funds to their account by 31 January 2027.

The US$150 referral reward will be credited to your WorldFirst account by the end of the following month after your referral completes the qualifying steps above.

Log in and check the Rewards Centre. You’ll find your rewards under ‘Rewards – WorldFirst rewards’.

Your contacts from all the supported countries and regions of WorldFirst are eligible to participate.

Note: You and your referrals must be independent and unrelated parties, with no shared ownership or control. Otherwise you may not qualify for rewards.

Referred contacts who register their WorldFirst account will receive US$50 after completing the qualifying transactions.

The following types of foreign exchange transactions count towards the FX volume:
FX conversion: Converting one currency to another (e.g., EUR to USD).
FX payment: Making a payment to a third party in a foreign currency.

Note: Receiving same-currency payments or transferring between same-currency accounts don’t qualify.

If you want to use the World Card to qualify, your referral must be a registered company or sole trader and complete the qualifying transactions before 31 January 2027.

Unfortunately, we can only track registrations made through your unique link. If your contact didn’t use it when signing up, you won’t be eligible for the reward.

Before reaching out to our support team, please double check the following:

1. Timing: The reward will be credited by the last business day of the month after the qualifying task is completed.
2. Account balance: Rewards are credited directly to your WorldFirst account.  

If you’ve checked the above, feel free to reach out to us.

The following are considered violations and may result in disqualification or clawback of rewards:
Fictitious transactions, circular transfers, etc.
Using multiple accounts or nominee accounts to bypass restrictions
Any behaviour that’s considered abusive, fraudulent, or dishonest
If a violation is found, WorldFirst reserves the right to disqualify participants, recover any rewards issued, and take legal action.