A virtual business card that works as hard as you do
Pay in 150+ currencies and earn up to 1% unlimited cashback on every business expense — with zero FX fees in 16 major currencies. All from one multi-currency card.
Business spending that pays you back
Up to 1% unlimited cashback
Every business expense earns – from paying suppliers on Alibaba to travel with Grab – and up to 1% cashback will automatically land in your World Account every month. The more you spend, the more you earn. Calculated monthly on all eligible transactions.
World Card VS Others
*Applicable where there's sufficient balance available in the respective currency.
The information provided here is general and largely our view. Before acting based on the information provided herein, please consider whether it aligns with your personal objective, preference and needs. Although information has been obtained from sources we believe to be reliable, we do not guarantee its accuracy and it may be incomplete. Actual fees, rewards, features and terms may differ based on specific terms set out by the relevant providers and are subject to change.
Spend smarter across every currency
Zero FX fees in 16 major currencies
Pay in USD, CNY, GBP and more without the 2-3% markup traditional cards charge. Spend in 150+ currencies across 210+ countries with transparent rates direct from your World Account balance.
One card for every business expense
Pay suppliers on Alibaba and Aliexpress, and for subscriptions, ads, and travel – with up to 1% unlimited cashback on it all. Pay anywhere Mastercard is accepted.
Marketing and advertising
Seller store fees
Software subscriptions
Shipping and logistics
Control spending by team, project, or budget
Issue up to 50 virtual cards aligned to how your business works. Set spending limits in real-time and track everything from one dashboard. No more budget chaos.
Team cards
Coming soon
Give employees their own cards for work expenses. Track all spending centrally. Full visibility, zero admin overhead.
Security you control
Freeze or cancel with one click
Stop unauthorised spending immediately. No phone calls, no waiting. Instant control when you need it.
3D Secure protection on every payment
Every online transaction verified with an extra layer of security via 3DS. Your payments protected automatically.
Manage everything from your dashboard
View card details, adjust settings, and track transactions in real-time. Full visibility, total control – from anywhere.
Freeze or cancel with one click
Stop unauthorised spending immediately. No phone calls, no waiting. Instant control when you need it.
3D Secure protection on every payment
Every online transaction verified with an extra layer of security via 3DS. Your payments protected automatically.
Manage everything from your dashboard
View card details, adjust settings, and track transactions in real-time. Full visibility, total control – from anywhere.
One card for every business expense
Earn cashback on the expenses that keep your business running.
Marketing and advertising
Pay for ad spend, agency fees, and events. Earn cashback on every campaign.
Software subscriptions
Store card details for recurring payments. Track and control all subscription spending in one place.
Travel and accommodation
Cover flights, hotels, and expenses without FX markups. Business travel made simple.
Shipping and logistics
Pay carriers and freight partners worldwide. One card, every currency.
Supplier payments
Pay invoices by card and earn cashback. Payment protection included.
Marketplace fees
Cover seller fees on Amazon, Shopee, and other platforms. Manage all marketplace costs centrally.
Operational expenses
Handle daily costs, including utilities, equipment, supplies. Turn everyday spending into cashback.
Payments in China
Add World Card to Alipay and pay in-person anywhere Alipay is accepted.
Marketing and advertising
Pay for ad spend, agency fees, and events. Earn cashback on every campaign.
Software subscriptions
Store card details for recurring payments. Track and control all subscription spending in one place.
Travel and accommodation
Cover flights, hotels, and expenses without FX markups. Business travel made simple.
Shipping and logistics
Pay carriers and freight partners worldwide. One card, every currency.
Supplier payments
Pay invoices by card and earn cashback. Payment protection included.
Marketplace fees
Cover seller fees on Amazon, Shopee, and other platforms. Manage all marketplace costs centrally.
Operational expenses
Handle daily costs, including utilities, equipment, supplies. Turn everyday spending into cashback.
Payments in China
Add World Card to Alipay and pay in-person anywhere Alipay is accepted.
Your World Card is waiting
Apply for your World Card
Grab your virtual business card in seconds. Completely free.
Fund your World Account
Add balances in up to 16 currencies for zero-fee transactions.
Start spending and earning
Access card details instantly from your dashboard. Set limits, track spending, earn cashback – all in one place.
Coming soon
Team cards
Give employees their own virtual cards for work-related expenses, and track all spending in one central dashboard.
Apple Pay and Google Wallet
Add your card to Apply Pay or Google Wallet for instant payments, online or in-store.
Physical cards
Order a physical card in one tap.
FAQs
The World Card is a business virtual card linked to your World Account. It lets you pay suppliers, platforms and service providers directly from your multi-currency account balance.
Use your World Card to:
Pay suppliers like Aliexpress and Alibaba who accept card payments, instead of relying on bank transfers
Set up recurring payments for software tools and subscriptions
Pay for digital ads on platforms like Meta, Google and TikTok
Cover travel and accommodation bookings Since it’s a multi-currency card, no FX fees will apply when you pay in 16 major currencies from your existing balances.
Set up recurring payments for software tools and subscriptions
Pay for digital ads on platforms like Meta, Google and TikTok
Cover travel and accommodation bookings Since it’s a multi-currency card, no FX fees will apply when you pay in 16 major currencies from your existing balances.
No foreign transaction fees are charged when transacted in these currencies, provided you hold enough balance: SGD, MYR, USD, CNH, EUR, GBP, JPY, HKD, AUD, NZD, CAD, CHF, CZK, MXN, PLN, SEK
If you transact in one of these 16 currencies and you hold sufficient balance in that currency in your World Account, the balance will be deducted from the currency balance.
World Cards can be issued to verified directors or authorised non-directors of your business. The main user of the World Account can select themselves or one of these individuals as the cardholder.
If another director is selected, we may ask for verification details (ID, residential address) for a quick check, usually completed within one working day.
Only the main user can currently add or manage a card online, but sub-users will be able to do so soon.
You need a verified WorldFirst account with onboarding completed to apply and a minimum of USD100 (or equivalent) balance in the account.
Physcial cards are currently not available.
Unlike many prepaid or bank-issued cards, the World Card draws directly from your currency wallets – meaning no foreign transaction fees when you pay in a supported currency. You also earn up to 1.0% cashback on every eligible payment. It’s designed to be the best multi-currency card for growing businesses that make flexible and fast international transactions.
