What is a spot contract?

A spot contract is the simplest form of international payment. Simply put, we’ll offer you a rate based on live market rates (or "spot") and you can choose whether or not to transact then and there.

With a spot contract you can make a payment very quickly; as soon as you’ve agreed your rate and sent us the funds, we’ll take care of the rest.

We’ll aim to give you a great rate and great service to make your transfer as quick and easy as possible.

Why choose WorldFirst?

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Fast, secure transfers

We’ll get your money there fast – in most cases on the same day or next working day.

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Great FX rates

Great FX rates from day one – and no hidden FX fees either. You’ll always know what you’re paying.

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Award winning service

Prefer to chat than tap the app? Our experts are always at the end of the phone – night and day.

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Unique market analysis

Get unrivalled market insight and analysis from our market experts on our blog, or sent to your inbox every day.

How it works


Secure a rate

Once your account is setup, tell us who to pay and in what currency and we’ll quote you a rate. You can access rates either online or by phone.


Send us your money

When you’ve agreed to a rate, we’ll ask you to send us the money by bank transfer before we make your transfer.


Make your payment

Once we’ve received your funds we’ll send your onward payment. Depending on the currency and the destination, payments can arrive on the same day.

*Visit our FAQs for more details on fees and charges.

No hassle or need to negotiate, always pay the same FX fee based on your annual trading volume, so you know what rate you’ll receive on every trade, every time.

Get your free WorldFirst account today

What are you waiting for? Let WorldFirst get your money moving.

Sign up now

+44 207 801 1065