Revolut Business alternatives in Africa

Revolut supports international payments to Africa, but its business account is unavailable in the region. Look at seven Revolut Business alternatives in Africa offering multi-currency support and virtual cards

Key takeaways

• Users in supported countries can send payments to Africa via Revolut and access personal travel cards
• Revolut offers a zero cost personal plan, while its paid plans start at EUR 3.99/month
• Revolut Business alternatives in Africa include WorldFirst, Grey, nSave, Eversend, Payoneer, Chipper Cash and PayPal, with availability and features varying by market
• WorldFirst offers the World Account, with local receiving account details in 15+ currencies to receive, hold, convert and send funds across borders

Revolut is a financial services provider that supports multi-currency spending, currency exchange and international transfers through its app.¹ Its personal account supports transfers to several African countries, including Ghana, Kenya and Morocco and paid plans start at EUR 3.99/month.^1,2 Personal travel cards are also available in Nigeria, Kenya and Morocco.^3,4,5 But, its business account features are currently not supported in Africa.

This guide explores seven multi-currency payment providers in Africa including WorldFirst’s World Account that supports payments in 15+ currencies.

Top Revolut Business alternatives in Africa: Head to head comparison

1. WorldFirst

The World Account is a multi-currency account for businesses, offered by WorldFirst, an international payments provider. It allows users to receive, hold, convert and send funds through one account, which can be useful for businesses making cross-border payments across multiple markets.

Businesses can open local receiving account details in 15+ currencies including USD, GBP, EUR, CNH and more and collect funds from overseas customers, marketplaces and payment platforms. Received balances can then be converted, used for international payments or transferred to a linked bank account.

Each World Account is also linked to a virtual card, called the World Card. The card supports international business payments in 150+ currencies and payments made in the 15 supported currencies do not carry any fee (provided sufficient balance is held in that currency).

Key features of the World Account

• Payments from 130+ marketplaces and payment gateways including Amazon and Stripe
• Send payments in 100+ currencies across 200+ countries and regions
• Instant, zero-cost transfers between World Account holders
• Up to 20 Mastercard-powered World Cards available at no cost
• Accounting integrations with Xero, QuickBooks and other platforms
• Make payments to Chinese suppliers via World Pay, the authorised international payment provider for 1688.com

*Fees checked in September 2026. Terms and Conditions Apply

2. Grey

Grey offers personal accounts in Nigeria, Morocco, Kenya and Ghana, while its business account is currently available in Nigeria.^6,7,8,9 Its business account provides USD account details for receiving, holding and sending international payments, along with business payment features such as bulk payouts and team spending controls.⁶

Grey also provides prepaid virtual cards powered by Visa and Mastercard for personal and business users carrying a fee starting from US$4.^10,12 Incoming transfers can carry fixed or percentage-based fees, while virtual card creation costs vary by card type.^11,12

*Fees checked in September 2026

3. nSave

nSave provides personal and business accounts for international payments, with business accounts available in Nigeria, Kenya and Morocco.^14,15 Business users can receive, hold, convert and send USD, EUR and GBP through foreign currency accounts.¹⁴ But, users need to note that GBP accounts held by customers in Nigeria cannot receive incoming funds.¹⁷ It also provides a virtual Mastercard for online purchases and subscriptions, with Apple Pay and Google Wallet support.¹⁶

*Fees checked in September 2026

→ Read the nSave vs Grey comparison for a closer look at both payment providers

4. Eversend

Eversend offers personal and business accounts with USD, GBP and EUR virtual account details.^19,20,21 Its business account supports 16 currencies across 18 markets. The account includes international payments and business features such as integrations for payment workflows.²⁰ Businesses in Africa can also use USD virtual cards for online business spending, but each card costs US$0.99 monthly or US$2.99 once.²²

*Fees checked in September 2026

5. Payoneer

Payoneer provides personal and business accounts with local receiving account details in 10+ currencies in Africa.^24,25 Businesses can collect payments from clients and marketplaces, hold balances and make international payments in 70 currencies.^24,25

Payoneer supports payments across 190+ countries and integrates with more than 2,000 marketplaces, networks and platforms.^24,25 Eligible businesses can also access a Mastercard-powered business card linked to a single currency balance in USD, GBP, EUR or CAD.^24,25,26

*Fees checked in September 2026. Receiving, withdrawal and conversion fees vary by region and account type

6. Chipper Cash

Chipper Cash offers personal and business accounts in Nigeria and Ghana.^28,29 Business accounts include USD virtual accounts and USD virtual cards, along with higher transaction limits and priority support.²⁹

Businesses can use USD virtual accounts to receive payments, while support for holding multiple foreign currencies is not clearly specified on the website.^29,30 Its USD virtual card costs US$5 to issue and US$1 per month thereafter.³¹

*Fees checked in September 2026

7. PayPal

PayPal is a global payments provider supporting international payments and online transactions across 200+ countries and 130+ currencies.³³ Individuals can use personal accounts to send payments, while businesses can use business accounts to send and receive payments.^33,34 Business users can also access tools such as online checkout and reporting in supported markets.^33,34

Business accounts are available in Morocco and Kenya for receiving online payments, while Nigeria supports personal foreign currency accounts for sending payments only.^35,36,37 PayPal does not offer business cards in these markets.

*Fees checked in September 2026

→ Read the PayPal review to learn more about its features and compare it with PayPal alternatives for the same

FAQs

1. Is Revolut available for business use in Africa?

Revolut Business is not currently available for businesses registered in African countries.1 But, it allows users from countries like the UK, US, Australia, Singapore and more to send payments to Africa.¹

2. Which Revolut alternatives offer a multi-currency account?

WorldFirst, nSave, Eversend and Payoneer offer business accounts that support multiple currencies.^4,20,24 Grey’s business account currently provides USD account details, while Chipper Cash’s support for holding multiple foreign currencies is not specified.^6,29

3. Does Revolut charge monthly account fees?

Revolut comes with a no-cost plan that offers basic features but its paid plans start at EUR 3.99/month and come with higher transactional limits, unlimited currency conversion and more.²

Sources

1. https://www.revolut.com/en-US/money-transfer/
2. https://www.revolut.com/money-transfer/send-money-to-nigeria/
3. https://www.revolut.com/travel/nigerian-nairas-card/
4. https://www.revolut.com/travel/kenyan-shillings-card/
5. https://www.revolut.com/travel/moroccan-dirhams-card/
6. https://grey.co/business
7. https://grey.co/en-ke
8. https://grey.co/en-gh
9. https://grey.co/en-ma
10. https://grey.co/cards
11. https://support.grey.co/en/articles/10265140-faq-new-pricing-update
12. https://support.grey.co/en/articles/9819043-full-virtual-card-transaction-limit
13. https://intercom.help/aboki-africa-9d385ba97bc0/en/articles/5450108-conversion-fees
14. https://www.nsave.com/business
15. https://www.nsave.com
16. https://www.nsave.com/cards
17. https://intercom.help/nsave_help_center/en/articles/13572268-gbp-accounts-on-nsave-what-you-can-and-can-t-do
18. https://www.nsave.com/pricing
19. https://eversend.co
20. https://eversend.co/business
21. https://help.eversend.co/en/articles/4349091-what-can-i-do-on-eversend
22. https://help.eversend.co/en/articles/8185032-eversend-virtual-card-fees
23. https://help.eversend.co/en/articles/12059261-how-to-create-a-eur-usd-gbp-virtual-account
24. https://www.payoneer.com/business/
25. https://www.payoneer.com/multi-currency-account/
26. https://payoneer.custhelp.com/app/answers/detail/a_id/18226/~/account-with-card—faq%20
27. https://www.payoneer.com/about/pricing/
28. https://www.chippercash.com
29. https://business.chippercash.com
30. https://support.chippercash.com/en/articles/8415928-africa-usd-virtual-account-faqs
31. https://support.chippercash.com/en/articles/5194944-how-to-claim-your-chipper-card
32. https://support.chippercash.com/en/articles/5698220-business-account-documents-faqs
33. https://www.paypal.com/business
34. https://www.paypal.com/home
35. https://www.paypal.com/ma/business
36. https://www.paypal.com/ke/business
37. https://www.paypal.com/ng/home
38. https://www.paypal.com/ma/business/paypal-business-fees

This article is intended for informational purposes only and does not constitute legal advice or professional advice. This article should not be regarded as constituting an offer or a solicitation to buy or sell any regulated or financial products or services. WorldFirst makes no representations or warranties regarding the accuracy, completeness, or applicability of the content, and readers are encouraged to consult with legal professionals or other professionals for advice tailored to their specific situation. WorldFirst does not guarantee the accuracy and completeness of this article and expressly disclaims any and all liability to any person in respect of the consequences of anything done or omitted to be done wholly or partly in reliance on this article.