Eversend alternatives in Africa

Eversend offers business accounts for international payments, but its transfers and cards carry a fee. See which alternatives offer different account, currency and payment options

Key takeaways

• Eversend offers personal and business accounts in Nigeria, Kenya and Ghana
• Its business account supports 16 currencies and provides USD, EUR and GBP virtual account details for international collections
• Eversend provides USD virtual cards, but card and international transaction fees apply starting from US$0.99 and 0.49% respectively
• The World Account is a multi-currency account by WorldFirst that supports 15+ currencies across 200+ countries

Eversend is an international payments provider offering personal and business accounts for sending, receiving, holding and converting funds.^1,2 Its business account is available in Nigeria, Kenya and Ghana.² Business users can access 16 currencies, including USD, EUR and GBP, with virtual account details for receiving international payments and USD virtual cards for online business expenses.^2,3

International business transfers start from 0.49% plus a fixed fee, while currency conversion ranges from 0.9% to 1.5%.^1,4 Its virtual card costs US$0.99 per month or US$2.99 as a one-time fee, and non-USD card transactions can incur 3.5% plus US$0.50.⁵

In this guide, the Eversend alternatives discussed offer different combinations of currencies, receiving options, business accounts and cards across Africa. It also covers WorldFirst’s World Account, a multi-currency account designed for international business payments.

Top alternatives to Eversend in Africa

1. WorldFirst

The World Account is a multi-currency account from WorldFirst, an international payments provider.

Businesses can open local receiving account details in 15+ currencies and collect funds from overseas customers, marketplaces and payment platforms. Once received, balances can be converted, used for other international payments or transferred to a linked bank account.

Key features of the World Account

• Local account details in 15+ currencies, including USD, GBP, EUR, CNH, and more
• Payments from 130+ marketplaces and payment gateways including Amazon and Stripe
• Payments in 100+ currencies across 200+ countries and regions
• CNH payments to China can be sent without opening a Chinese bank account
• Instant, zero-cost transfers between World Account holders
• Up to 20 World Cards, a Mastercard-powered business payment card supporting payments in 150+ currencies
• Zero multi-currency card payment fees in the 15 supported currencies when sufficient balances are held
• Accounting integrations with Xero, QuickBooks and other platforms
• World Pay can be used for payments to 1688.com as its authorised international payments provider

*Fees checked in August 2026. Terms and Conditions Apply

2. nSave

nSave provides personal and business accounts for international payments, with business accounts available in Nigeria, Kenya and Morocco.^6,7 Business users can receive, hold, convert and send USD, EUR and GBP.⁶ It also offers a virtual Mastercard for online purchases and subscriptions, with Apple Pay and Google Wallet support.⁸ Users must note that GBP accounts held by customers in Nigeria cannot receive incoming funds.⁹

Pricing: US$15 one-time business setup fee, USD/EUR SWIFT transfers cost 0.3% and GBP payments cost US$1¹⁰

*Fees checked in August 2026

→ Read the full nSave review

3. Grey

Grey offers personal accounts across Nigeria, Morocco, Kenya and Ghana, while its business account is currently available in Nigeria.^11,12,13,14 Personal users can receive, send and exchange international payments, with supported currencies and capabilities varying by country.^12,13,14 Business users in Nigeria receive USD account details and can manage bulk payouts, team spending controls and business payments.¹¹

Grey also provides prepaid virtual VISA and Mastercard cards for personal and business users.¹⁵ There is no monthly account fee, but receiving transfers can incur fixed or percentage-based charges starting at 0.8%, and virtual card creation costs US$4 for Mastercard or US$5 for VISA.^16,17 Moroccan users also have limited control over conversion because incoming EUR and GBP funds are automatically converted to Moroccan Dirhams.¹⁴

Pricing: No monthly fee, 1% currency conversion fee and 0.5% fee for withdrawing funds^11,16,18

→ Read the full Grey review here and get to know about Grey alternatives in Africa

*Fees checked in August 2026

4. Chipper Cash

Chipper Cash offers personal and business accounts in Nigeria and Ghana.^19,20 Business accounts include the features available to personal users, including USD virtual accounts and USD virtual cards, alongside higher transaction limits and priority support.^19,20 Businesses can use USD virtual accounts to receive payments, although support for holding multiple foreign currencies is not clearly specified on the website.¹⁹ The Chipper Card is available as a virtual USD card and costs US$5 to issue plus US$1 per month.²¹

Pricing: Personal USD virtual accounts charge 0.75% for ACH receipts and US$25 for incoming wires.²² Business accounts have zero opening and monthly fees²³

*Fees checked in August 2026

→ Read the full Chipper Cash review here and get to know about Chipper Cash alternatives in Africa

5. Wise

Wise provides personal accounts in Nigeria, Morocco, Kenya and Ghana for international transfers, while Wise Business is currently available in Kenya.^24,25 Wise Business allows Kenyan businesses to send international payments, convert currencies and use business features such as batch payments, accounting integrations, team controls and volume discounts.²⁵

Transfers can be made individually or to up to 1,000 contacts through batch payments.²⁵ Wise accounts in these African markets are send-only, so businesses looking for local receiving account details to receive funds may want to look for Wise alternatives.²⁵ Wise also does not currently offer virtual cards in the African markets covered here.

Pricing: Currency conversion for Wise Business in Kenya starts from 0.93%, while personal transfers start from 0.29%. Account registration costs zero^26,27

*Fees checked in August 2026

→ Read the full Wise review here and get to know about Wise alternatives in Africa

6. Geegpay (Raenest)

Raenest, formerly Geegpay, offers business accounts in Nigeria, Kenya and Ghana.²⁸ Businesses can receive, hold and convert USD, GBP, EUR and NGN, send payments to 70+ countries.²⁸ The platform also supports invoicing, payment links, accounting integrations and virtual USD cards with team controls.²⁸

Geegpay (Raenest) also offers virtual USD business cards at an issuance cost of US$3, plus US$0.70 per transaction.29,30 Cards support team assignments, spending limits and expense management, as well as Google Pay and Apple Pay.²⁹

Pricing: USD receiving fees are US$1 for ACH and US$16 for SWIFT, while EUR and GBP receipts cost 0.8%, subject to minimum and maximum charges³¹

*Fees checked in August 2026

→ Read the full Geegpay review and Geegpay alternatives

How these six Eversend alternatives compare

The main differences between these providers are country availability, account type, receiving capability, currency support and card access. Coverage and functionality vary by market, with some providers discussed above supporting multi-currency business accounts and receiving funds, while others focus primarily on sending international transfers or operate in fewer countries.

FAQs

1. Which Eversend alternatives are available in Morocco?

WorldFirst, nSave, Grey and Wise have offerings in Morocco, although account types and features differ.

2. Do Eversend alternatives offer receiving capabilities?

Yes. WorldFirst, nSave, Grey, Chipper Cash and Geegpay/Raenest provide receiving capabilities in selected markets. Wise’s African accounts are primarily send-only.

3. What currencies do Eversend alternatives support?

Currency coverage varies considerably. Eversend supports 16 currencies, while WorldFirst provides local account details in 15+ currencies. Other providers have market-specific currency support.

Sources

1. https://eversend.co/business
2. https://eversend.co
3. https://eversend.co/business/cards
4. https://eversend.co/pricing?level=business
5. https://help.eversend.co/en/articles/8185032-eversend-virtual-card-fees
6. https://www.nsave.com/business
7. https://www.nsave.com
8. https://www.nsave.com/cards
9. https://intercom.help/nsave_help_center/en/articles/13572268-gbp-accounts-on-nsave-what-you-can-and-can-t-do
10. https://www.nsave.com/pricing
11. https://grey.co/business
12. https://grey.co/en-ke
13. https://grey.co/en-gh
14. https://grey.co/en-ma
15. https://grey.co/cards
16. https://support.grey.co/en/articles/10265140-faq-new-pricing-update
17. https://support.grey.co/en/articles/9819043-full-virtual-card-transaction-limit
18. https://grey.co/
19. https://business.chippercash.com
20. https://www.chippercash.com/send-and-receive
21. https://support.chippercash.com/en/articles/5194944-how-to-claim-your-chipper-card
22. https://support.chippercash.com/en/articles/8415928-africa-usd-virtual-account-faqs?q=API
23. https://support.chippercash.com/en/articles/5698220-business-account-documents-faqs?q=1688
24. https://wise.com
25. https://wise.com/ke/business/
26. https://wise.com/ke/pricing/business
27. https://wise.com/ng/pricing/
28. https://www.raenest.com/business/home
29. https://www.raenest.com/business/cards
30. https://help.raenest.com/en/articles/6391318-usd-virtual-card-charges-on-raenest
31. https://help.raenest.com/en/articles/6382330-bank-accounts-deposit-charges-on-raenest

This article is intended for informational purposes only and does not constitute legal advice or professional advice. This article should not be regarded as constituting an offer or a solicitation to buy or sell any regulated or financial products or services. WorldFirst makes no representations or warranties regarding the accuracy, completeness, or applicability of the content, and readers are encouraged to consult with legal professionals or other professionals for advice tailored to their specific situation. WorldFirst does not guarantee the accuracy and completeness of this article and expressly disclaims any and all liability to any person in respect of the consequences of anything done or omitted to be done wholly or partly in reliance on this article.