Earn £100 when you try the World Card.

Business
Multi-currency accounts, competitive FX, and global transfers — Everything you need to pay and get paid internationally
World account
About us
Named a Top Global Fintech Company by CNBC & Statista, we’ve supported 1.5M+ businesses since 2004.
Who we are
Europe
Asia
Oceania
Africa

We provide coverage in South Asia and Middle East: servicing 210+ countries and territories.

Pay Chinese suppliers
same-day

Make fast, secure business payments to China in USD or RMB, so your stock ships without delays.
Open a free account
“For any brand owner serious about sourcing direct from China, WorldFirst isn't just a payment platform. It's a competitive advantage.”
Tayvon St. Louis
Founder of Trendsetter London

Get your China business payments right every time

Fast

Avoid the slow SWIFT transfers and intermediary fees – 90% of payments land on the same day.

Trusted

150,000+ Chinese suppliers already use WorldFirst. Pay their World Accounts instantly, for free.

Flexible

Some suppliers want USD. Others prefer RMB. With WorldFirst, pay in either currency straight into their Chinese bank account.

Direct

Pay on 1688.com – one of China's largest wholesale marketplaces – directly from your World Account balance.

Powered by the Alipay ecosystem

We're part of Ant International and the Alipay ecosystem. Our payments run on infrastructure we helped build, with two decades of local compliance experience behind every transfer.

Compare costs and features when paying Chinese suppliers

See how WorldFirst compares on exchange rates, fees, payment speed and tracking.
Criteria
Other providers
Speed
1 business day*
Up to 5 business days
FX margin
Capped at 0.5%
3%
Payment tracking
Real-time
None
Peer-to-peer transfer
Free, instant
Outgoing, intermediary and
receiving fees may apply

*90% of funds settle same-day, subject to payment cut-off time and beneficiary banks.

How to pay Chinese suppliers

It starts with a free account.
Step 1

Open your World Account

Sign up online in minutes. No monthly fees.
Step 2

Review the rate

Convert GBP to USD or RMB at competitive live rates.
Step 3

Pay your supplier

Enter their details (or Payment Account Number if they already use WorldFirst).

Hear from businesses making payments to China

Multi-channel swim essentials brand
"Our factories get paid faster now, so they can get on with the job straight away – that speed makes a real difference. And on our end, paying them is just go in, click, done. We already know we're getting good rates and fees, so there's no second-guessing it, just a quick, simple process."
Jon Greenwood
Director
Amazon & D2C fitness equipment brand
“We've got FX hedging to manage currency volatility and instant payments to Chinese suppliers already on the WorldFirst network. This means less FX risk, faster supplier payments, and we get to sleep better at night.”
Kareem Raslan
Founder
Marketplace & D2C sustainable home brand
“I’ve encouraged some of my suppliers to set up a WorldFirst account, because it becomes a free transaction when we both use the WorldFirst platform – and they receive the money instantly.”
Andrew Dowley
Co-founder

More ways to pay suppliers

Business debit cards

Earn up to 1.2% cashback and pay 0% FX on CNH – on Alibaba.com, sourcing trips, and in-person payments across China via Alipay.

Payments with escrow

Pay for orders via card or your account balance, track shipments, and protect your funds with escrow – all from the World Account.

Global payments

Pay in 100+ currencies across 210+ countries and regions – individually, in batches of up to 200, or scheduled in advance.

Make same-day payments to Chinese suppliers.

Frequently Asked Questions

One of the best ways to pay Chinese suppliers from the UK is by using a specialist cross-border payment provider. Banks typically route payments through SWIFT, which can take 3–5 business days and deduct fees along the way. A provider like WorldFirst uses local payment rails to move funds directly into Chinese bank accounts, in USD or RMB, with 90% of payments clearing the same day. You also get real-time tracking and transparent rates, confirmed before you pay.

With WorldFirst, you can pay Chinese suppliers in RMB directly into their Chinese bank account. Open a free World Account, convert your GBP to CNH at a competitive live rate, and pay your supplier straight from your balance.

With WorldFirst, around 90% of payments to China clear the same day, as long as you pay before bank cut-off times. If you miss the cut-off time, we have a next-day payment option. Alternatively, the SWIFT network takes up to 3 business days. Transfers between WorldFirst accounts are instant.

A payment cut-off time is the deadline for your payment to process that day. If you miss it, the payment will be processed the next business day. We route through MYbank, a regulated bank in China, which allows us to move funds internally and via local payment rails instead of SWIFT. To be processed via this route, payment requests need to be submitted by 3pm China Standard Time.

RMB is the name of China’s currency: it stands for renminbi. CNY and CNH are two versions of it.

  • CNY is the onshore currency, traded and regulated within mainland China.
  • CNH is the offshore version, traded internationally with fewer restrictions.

Yes, you can make business payments to China securely. WorldFirst is authorised by the Financial Conduct Authority (FCA) and has been making international payments since 2004. We’re powered by Ant International, the global fintech ecosystem behind Alipay, and serve over 1.6 million businesses worldwide.

Open a World Account, apply for a virtual World Card instantly, for free, and add it to your Alipay wallet before you travel. Alipay is accepted almost everywhere in China – from supplier showrooms to taxis and restaurants – so you can pay in person without carrying cash or worrying about ATM fees. Your World Card charges 0% FX on CNH and earns cashback on every transaction.

Once you’ve agreed on a purchase, you just need to submit the payment request. If you’re sending to someone for the first time, you’ll need their account name, SWIFT/BIC ID and account number. If the seller also has a World Account, it’s even easier – just ask for their WorldFirst Payment Account number (it begins with WF-).

While there isn’t a fixed order limit for purchases from businesses in China, there are risk-based controls on money flowing in and out of the region, particularly for larger orders. This takes place in the form of additional checks on the seller’s side, so would be handled by them.

It looks like you're sending money to family or friends — that's a personal transfer, which is best handled through our app.

Sending money to family or friends? Download our app for the best experience.

Pay in 15 currencies with World Card, no FX fees

Enjoy zero FX fees when paying in the following 15 currencies with World Card.

Send money in 100+ currencies

You can send money in your WorldFirst account to any of the currencies we support.

Get Paid by 130+ marketplaces

Seamlessly get paid by 130+ marketplaces and pay your suppliers anywhere.

Collect money in 20+ currencies

You can collect money in 20+ currencies. It only takes a few minutes to open an account in the currency you need.