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Limmys sold over 1 million swim products across 3 continents with WorldFirst

12 people. 3 continents. One swimwear brand that families trust and kids love. Here's how a single swim vest became a global business, with WorldFirst keeping the money moving.

Four children in Limmys life jackets and armbands smiling by a poolside
Four children in Limmys life jackets and armbands smiling by a poolside
Four children in Limmys life jackets and armbands smiling by a poolside
Limmys logo
Limmys is a kids' swimwear brand owned by SL2 Group. It started in 2018 with a single swim vest and now sells swim vests, goggles, and swim caps, mainly through Amazon, to more than a million families across Europe, the UK, and North America.
E-commerce
UK
12 people
1M+
families served worldwide
2018
founded, starting with a single swim vest

10

markets across Europe, UK and US

Introducing Limmys: a brand that jumped straight in
In 2018, Sean Lonergan and Lidija Kolenc had an idea for a product they knew would be a success. One skype call and several hours later they registered the company. Eight years on, Limmys is one of the world’s most trusted swimwear brands for children.
Three children wearing Limmys swim vests and armbands on a sunny beach
Three children wearing Limmys swim vests and armbands on a sunny beach
Three children wearing Limmys swim vests and armbands on a sunny beach
Their first product was a boys' swim vest with foam floats tucked inside. As a child gains confidence in the water, parents take the floats out in sets.
It was a hit from its first day on sale, so the team maintained the momentum. A girls' version followed and there are now seven designs in three sizes. Two years ago came a new range of four vests with adjustable straps and the Limmys range now includes goggles, swim caps, arm bands and head bands.
Germany was the target from day one, and it's still the biggest market. Today about 60% of sales come from Europe, and Limmys also sells to families in the UK, the US, Canada, and Mexico, with eyes on breaking into the wholesale retail sectors.
The numbers are impressive. The messages from parents are heartwarming.
We've had some amazing experiences where parents are writing to us saying, I can't believe the difference that your swim vests have made to my boy because he'll now go in the swimming pool and he enjoys himself.
Lidija Kolenc
Co-founder, Limmys
The challenge: payment tools built for the shallow end
Limmys does all of this with a team of 12, working remotely from the UK, Slovenia, and Cape Town. That small team keeps a lot of money moving. A family-owned factory in China makes the products. Warehouses around the world take in the stock and pass it on to distribution centres. Software subscriptions keep the business running. Each one needs paying, while sales come in through Amazon in euros, pounds, and dollars.
The founders had already seen what happens when those bills grow. In their earlier online businesses, they paid overseas the usual way: international transfers from their own bank, PayPal, and Alipay. While the amounts were small, so were the fees. As the businesses grew, the fees grew with them, and the banks charged a lot to change currency or send money to China.
Then a few people they knew with similar businesses pointed them to WorldFirst. One look was enough.

WorldFirst Business

Open the account Limmys runs on. Hold 20+ currencies and get cashback on card spend.
The solution: set it up once, then get on with growing
So when Limmys launched, it launched on WorldFirst, with two products. The World Account is one multi-currency account that receives, holds, converts, and pays money. The World Card is a business card that spends from those same balances. Every rate and every fee is clear before a payment leaves, so the team pays and moves on.
Two people, every payment
Every factory, warehouse, and regular supplier is saved in the World Account, and the team schedules payments ahead. To pay an invoice, they update a reference number and hit send. That's all it takes, and it's why two people can run every payment for a global brand. Jon keeps watch on profit and financial performance, and Sean sends the money. Account data goes straight into Xero, so the accountants always have the latest numbers.
As soon as we realised how it worked, it was like, why are we doing it the old way? And yeah, we've done it this way ever since.
Sean Lonergan
COO and Co-founder, Limmys
Subscriptions on the card, invoices off the desk
Some costs belong on a card. In the founders' earlier businesses, those went on credit cards and other card providers, where transaction fees and poor exchange rates added to every one.
Now they go on the World Card, which spends straight from the World Account balances without those extra fees. The software subscriptions and standing-order bills have all moved across. Nobody pays those invoices by hand each month anymore, and every payment earns cashback.
The result: payments off the to-do list
Limmys earns in euros, pounds, and dollars and pays a factory in China. That's a lot of money to move, and it takes the team very little time.
95%
faster payment transfers to international suppliers
Paid direct from the World Account rather than through a remittance agency
90%
fewer payment delays
Restocks start on schedule instead of waiting on a third party
$420
in cashback in a single month
Earned on World Card spend across Google Ads and suppliers who take card
$15,000
in cumulative cashback
reinvested in inventory and marketing
35%
increase in global sales within six months
stock in place for the peaks that drive them
With payments sorted, the team puts its energy into growth, and there's plenty to go after. A new vest range rolls out this year. Limmys is also taking the brand beyond Amazon and into shops. A major US retailer has accepted it, with others to follow. Trade shows in Europe will raise brand awareness and help with European wholesale and launching on TikTok Shop in Europe and the US will help reach new audiences online who shop in less traditional ways.
Each new market brings new currencies and new people to pay. With WorldFirst, Limmys has the payment foundation to handle it all.
The kids' swimwear brand sells across Europe, North America, and beyond from a 12-person remote team. With WorldFirst, two people handle every payment, because each factory, supplier, and bill only has to be set up once.
The transfers are so quick now [...] that's brilliant from a factory's perspective because they're getting the money quicker, which means they can get on with the jobs quickly.
Jon Greenwood, Limmys
Jon Greenwood, Limmys
Jon Greenwood
Director of Operations and Finance, Limmys
The new vest range is rolling out this year, and Limmys is taking the brand beyond Amazon and into shops. A major US sports retailer has accepted it, and it is working towards distribution across around 12 South American countries. It is also talking to retailers in Europe, and Fiji may become its first market outside Amazon, through physical stores. Each new market brings new currencies and new payees, and with WorldFirst, Limmys has the payment foundation to handle both.
Limmys is a kids' swimwear brand owned by SL2 Group. It started in 2018 with a single swim vest and now sells swim vests, goggles, and swim caps, mainly through Amazon, to more than a million families across Europe, the UK, and North America.
E-commerce
UK
12 people
WorldFirst features used
World Account
World Card

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