Europe

Asia

Oceania

Africa

We provide coverage in South Asia and Middle East: servicing 210+ countries and territories.

New User Voucher Pack

Stop Paying Hidden Fees on International Payments

Your first 5 transfers are free. Plus up to 50% off FX costs.

Trusted by Singapore businesses of all sizes

Why choose WorldFirst

We help international businesses save on payments, not lose money to hidden fees.

Save 50% on FX costs

Traditional banks charge 1-2% on international transfers. We charge 0.30%. On a US$100k transfer, that's S$1,000+ back in your pocket.

Example:
Save S$1,000+ on a US$100k transfer to China vs traditional banks.

Same-day transfers

Send to SGD, USD, MYR, CNH, EUR and more.
Payments typically arrive within the same-day. No more delays. No more excuses.

Supported:
20+ currencies including most Asian and Western markets.

Know your costs upfront

See the exact FX rate, converted amount, and all fees before you confirm. No hidden charges. No surprises.

Tip:
Secure today's FX rate with Spots and pay within 2 business days - no pre-funding required.

See how we compare

WorldFirst FX costs are 70-85% lower than traditional banks on major corridors.

Currency Pair

Traditional Bank

You Save

SGD - USD

0.30%

1.5-2.0%

80-85%

SGD - CNH

0.30%

1.5-2.0%

80-85%

SGD - EUR

0.30%

1.5-2.0%

80-85%

SGD - MYR

0.38%

1.5-2.0%

76-81%

On a US$100,000 transfer to China, you save S$1,700 compared to traditional banks.

*The information provided here is intended for general informational purposes only. Actual rates may differ based on specific terms set by the relevant banks involved, and market conditions. We've ensured competitive FX pricing across all supported currencies

Lock in your rate, protect your margins

Currency swings shouldn't destroy your profit. Choose the right tool for your payment strategy.

FX spots

Need to pay urgently? Secure today's rate and settle within 2 business days.

2-day settlement

Today's rate locked

See more for user-guide

Firm orders

Focus on your business and let WorldFirst execute on your target FX rate with Firm Orders.

24/7 automated monitoring

No pre-funding required

See more for user-guide

Multi-currency accounts

Hold USD, CNH, EUR, AUD in local currency accounts. Transfer between currencies at zero additional fees.

Hold 20+ currencies locally

Zero conversion fees

Instant intra-account transfers

Your new user voucher pack

Get verified and start saving immediately.

5 free transfers

No transfer fees on your first 5 payments. That's $100+ saved immediately.

Works on all currencies

Valid for 90 days

Auto-applied to your account

50% FX savings

Competitive rates on unlimited transactions. Save thousands on your international payments.

Unlimited uses

Valid for 90 days

Works with single Payments, Withdrawals, Currency Conversion and Spots

Voucher Features

Valid for

90 days

Works on

USD, MYR, CNH, EUR, AUD and more

Auto-issued

Upon account verified

Auto-applied

Vouchers stackable

Valid for

90 days

Works on

USD, MYR, CNH, EUR, AUD and more

Auto-issued

Upon account verified

Auto-applied

Vouchers stackable

*For verified accounts on and after 1 January 2026.

Getting started is easy

Create account

Sign-up with Singpass (5mins)

Verify Business

Within hours, up to days

Receive Vouchers

Auto-issued, auto-applied

Make Payment

Start saving

Getting started is easy

Create account

Sign-up with Singpass (5mins)

Verify Business

Within hours, up to days

Receive Vouchers

Auto-issued, auto-applied

Make Payment

Start saving

FAQs

Simply register for a WorldFirst account, submit required documents and await verification. You’ll be notified once account is ready for usage. Refer to onboarding details here.

From 1 January 2026 to 30 June 2026, upon being verified account, newly registered WorldFirst users will receive a New User Voucher Pack.

New User Voucher Pack consists of:

• Payment-fee voucher — transfer fees waived (up to 5 uses)
• FX voucher — save up to 50% on FX costs, unlimited uses

Both vouchers are automatically in your WorldFirst Portal (Rewards Centre). Vouchers are stackable and automatically applied during a transaction, however you may also check under Rewards Centre > Rewards > FX Voucher. Vouchers are valid for 90 days upon issuance (ie. upon being a registered verified WorldFirst user).

Payment-fee vouchers are applicable for single payment, withdrawals (standard value and/or full-value transfers). Scheduled or batch payments are not supported.

FX vouchers are applicable for single payment, withdrawals, Spot and/or currency conversions between WorldFirst multi-currency accounts.

All newly registered WorldFirst users, upon verification of submitted documents, from 1 January 2026 to 30 June 2026, will be issued a New User Voucher Pack (consisting of a payment-fee voucher + FX voucher) automatically in your WorldFirst Portal (Rewards Centre). If you are issued the vouchers, you are eligible to utilise it.

Both vouchers are stackable and automatically applied during eligible transactions.

No, vouchers apply only to single payments and withdrawals. They do not apply to scheduled recurring payments ot batch payment operations. However, you can still enjoy WorldFirst's standard competitive FX rates on these transactions.

Payment-fee Vouchers: Applies to all 100+ currencies that WorldFirst supports payments for.

FX Voucher: Applies for most commonly used currencies - SGD, USD, MYR*, CNH, EUR, GBP, JPY, HKD, AUD, NZD, CAD.

*Applicable for buying of Malaysian Ringgit (MYR) only.

WorldFirst uses live exchange rates. The exact savings will depend on the real-time rate at the moment of your transaction. You can always check live exchange rates via your WorldFirst Portal.

Our dedicated support team is here to help with any questions about your vouchers, FX rates, or international payments process. Visist our Contact Us page to reach out or schedule a call with our team.

Start Saving Today-Your first 5 transfers are free

Join 1.5M+ businesses saving on international payments. Sign-up with Singpass.

Ads Solution

TikTok For Business

TikTok is home to a vibrant and engaged global community.

Increase online sales, drive app installs, grow your brand awareness, or build a community. TikTok ads support your goals whatever they are. Enjoy flexible spending, easy setup and effective advertising.

Up to $1,000 USD in ads credit

How to redeem:

· Click on link above
· Spend $1,500 and get $1,000 in free TikTok Advertising Credit

China product sourcing marketplace

TaoWorld

Effortless China sourcing. Simplified fulfillment and global shipping.

Accounting Saas

Netsuite

Run your business on one platform. Cloud ERP for growth-focused companies.

Return logistics

Return Helper

Offers one-stop logistics for cross-border sellers, including first-mile and last-mile delivery, fulfillment, and returns management solutions.

SGD150 Credits In Wallet

How to redeem:

· Sign up through the above link
· Write to [email protected] quoting [WorldFirst150]
· Only new users of Return Helper enjoys this promotion

Digital marketing service

VERZ DESIGN

Offers full-suite e-commerce web development & digital marketing services, driving client success and growth for DTC, B2C, and B2B businesses. With a strong presence across SEA, Verz Design has been entrusted as one of the region's few Shopify Plus partner agencies.

· Complimentary Website & Digital Marketing Audit for Supercharged Business Growth
· Please reach out via email to [email protected] and [email protected] for further information.

Digital marketing service

AnyMind Group

Marketing automation redefined. AI-powered solutions for brands to scale.

Digital marketing service

Eber

Leading provider in the realm of loyalty solutions across multiple channels, including online, in-store, and mobile platforms.

US Marketplace

Amazon Global Selling

Reach millions of customers worldwide.Sell internationally on Amazon's trusted platform.

China product sourcing marketplace

1688.com

China's leading wholesale marketplace. Source high-quality products directly from manufacturers.

US Furniture and Home living Marketplace

Wayfair

Your one-stop shop for home. Discover millions of furniture and décor items online.

CRM, Digital Service Integrator

Peakommerce

Your All-in-One payment gateway platform. Benefit from highly competitive rates and Integrate seamlessly with our easy-to-use management system in a single, unified solution

Click to sign up for a WorldFirst Account now!
*By registering via this link, you agree that applicable World Card cashback rate will be 1.0% unless otherwise notified. For further details, kindly refer the T&Cs.

Online payment gateway

2C2P

Seamless online payments across Asia. Trusted payment processing for your global business.

Accounting Saas

Xero

Beautiful, cloud-based accounting software designed for small businesses.

HR services Saas

Talenox

A cloud-based HR software that simplifies payroll, leave, and employee management, tailored to meet local compliance needs in Singapore, Malaysia and Hong Kong.

80% off on the first 3 months for Talenox’s Paid Plans.

How to redeem:

· Click on link above
· Input [WFCTAL80] to redeem this deal on Talenox’s website

Loan financing

CHOCO UP

Provides fast, flexible, and zero-equity working capital solutions to empower businesses. Every business should have the chance to grow, which is why Choco-Up offers a range of solutions beyond just financing.

Up to 10% cashback of fees.

How to redeem:

· Upon successful closure of adopting Revenue based financing/Invoice financing + complete repayment
· Up to 10% cashback of fees charged by Choco Up on funding amount
· Simply sign up via link, Choco Up will initiate agreement specifically for the promo signups thereafter

Logistics

DHL

DHL offers a comprehensive range of parcel, express, freight transport, and supply chain management services as well as e-commerce logistics solutions.

Collect money in 20+ currencies

You can collect money in 20+ currencies. It only takes a few minutes to open an account in the currency you need.

Get Paid by 130+ marketplaces

Seamlessly get paid by 130+ marketplaces and pay your suppliers anywhere.

Send money in 100+ currencies

You can send money in your WorldFirst account to any of the currencies we support.

Pay in 16 currencies with World Card, no FX fees

Enjoy zero FX fees when paying in the following 16 currencies with World Card.