Revolut is currently available in Pakistan, Bangladesh or India. Take a closer look at Revolut alternatives for South Asian businesses making cross-border payments
Key takeaways
- Revolut is currently unavailable n Pakistan or Bangladesh
- WorldFirst offers a multi-currency business account with 15+ currencies across 200+ countries including Pakistan and Bangladesh
- SadaPay is a digital wallet in Pakistan with local transfers, remittance receipt and Mastercard card functionality
- Elevate Pay focuses on USD receiving accounts for freelancers and businesses in Pakistan and Bangladesh
- nSave combines USD, GBP and EUR accounts with international transfers, currency conversion and virtual card functionality in Pakistan and Bangladesh
Revolut is an international payments provider that supports multi-currency accounts and international transfers, but its current supported-country list does not include Pakistan or Bangladesh for account opening.1 For users in these markets, the alternative depends on what they need to do with international money.
This guide uncovers four Revolut alternatives in South Asia including the World Account by WorldFirst, an international payments provider.
Best Revolut alternatives for South Asian users
| Feature | WorldFirst | SadaPay3 | Elevate Pay6 | nSave8 |
| Account opening fee | Zero | Zero | Zero | US$15 |
| Monthly fee | Zero | Zero | Zero | Zero |
| Receiving payments | Zero | Zero for local inbound bank transfers | Zero for inbound ACH / US$12.50 for Wire | Not specified |
| Currencies for holding | 15+ | PKR | USD | USD, GBP, EUR |
| Sending payments | 1.5% | Zero for local outbound bank transfers | From US$1 for ACH | US$1 for GBP, 0.3% for USD and EUR |
| Card issuance | Zero for up to 20 cards | PKR 1,724 | Not supported | Not specified |
| Marketplace payout support | 130+ marketplaces and payment gateways | Not specified | Not specified | Not specified |
*Fees checked in September 2026
1. WorldFirst
WorldFirst offers the World Account, a multi-currency account designed for businesses operating across borders. It supports local receiving account details in 15+ currencies and lets businesses in Pakistan and Bangladesh send payments in multiple currencies across 200+ countries and regions.
Businesses can also connect the account to 130+ marketplaces and payment gateways, including Amazon, Shopify, Etsy and Stripe. The account is linked to the World Card, a Mastercard-powered multi-currency card. Businesses can make payments in 150+ currencies via this card. Plus, payments in 15 supported currencies have no fees when sufficient funds are held in that currency.
Additional features of the World Account
- Open local currency accounts in 15+ currencies, including USD, EUR, CNH, GBP, AUD and more
- Issue up to 20 virtual cards for business at no additional cost
- Transfer funds between World Account holders instantly and at no cost
- Access World Pay, the authorised international payment provider for 1688.com
- Integrate with Xero and NetSuite for account reconciliation
| Fee type | World Account fees |
| Monthly fee | Zero |
| Opening virtual local currency accounts | Zero |
| Receiving payments | Zero |
| Holding funds in multiple currencies | Zero |
| Sending payments to other World Account holders | Zero |
| Sending payments | Standard payment fee of 1.5% (Pakistan and Bangladesh) |
| Paying 1688.com suppliers | Up to 0.8% currency conversion fee |
| World Card issuance | Zero |
*Fees checked in September 2026
2. SadaPay
SadaPay is a Pakistan-based digital wallet rather than a multi-currency business account.2 Users can send and receive local bank transfers, receive international remittances and use a Mastercard-powered card for payments via personal accounts.2 Both virtual and physical cards are available.2
All incoming remittances are credited in PKR rather than held in any other currency, so users do not have any control over converting currencies.2 Users in Pakistan can sign up with their CNIC and complete identity verification using a selfie, whereas overseas Pakistanis can also register with an international phone number and the required identification documents.2
| Fee type | SadaPay fees3 |
| Monthly fee | Zero |
| Opening virtual local currency accounts | Not specified |
| Receiving payments | Zero for local inbound bank transfers |
| Holding funds in multiple currencies | Not supported |
| Sending payments to other SadaPay users | Not specified |
| Sending payments | Zero for local outbound bank transfers |
| Paying 1688.com suppliers | Not supported |
| Card | PKR 1,724 |
*Fees checked in September 2026
→ Take a look at the in-depth SadaPay review and the top SadaPay alternatives
3. Elevate Pay
Elevate Pay is built for USD payments rather than multi-currency banking.4,5 It provides USD account details that freelancers and businesses can use to receive payments from international clients and platforms.4,5 Its USD account supports transfers via ACH, while supported users can withdraw funds to local accounts in Pakistan and Bangladesh.4,5 Elevate Pay does not offer holding balances or access to virtual cards for business spending.
| Fee type | Elevate Pay fees6 |
| Monthly fee | Zero |
| Opening virtual local currency accounts | Zero |
| Receiving payments | Zero for inbound ACH, US$12.50 for Wire |
| Holding funds in multiple currencies | Not specified |
| Sending payments to other Elevate Pay users | Not specified |
| Sending payments | From US$1 for ACH |
| Paying 1688.com suppliers | Not supported |
| Card | Not supported |
*Fees checked in September 2026
→ Go through the full Elevate Pay review and Elevate Pay alternatives to know more
4. nSave
nSave provides digital accounts for international payments in USD, GBP and EUR, giving users access to different payment rails depending on the currency.7 USD accounts can include ACH and Wire details, while GBP and EUR accounts support FPS and SEPA, respectively.7
nSave supports transfers to personal or business bank accounts and mobile wallets in Pakistan and Bangladesh.7 Users can exchange funds at a fee of 0.6% across USD, EUR and GBP within the platform.7The service is accessible through its mobile app and also includes a virtual card.7
| Fee type | nSave fees8 |
| Monthly fee | Zero, but one-time setup fee of US$15 |
| Opening virtual local currency accounts | Zero |
| Receiving payments | Not specified |
| Holding funds in multiple currencies | Not specified |
| Sending payments to other nSave users | Not specified |
| Sending payments |
|
| Paying 1688.com suppliers | Not supported |
| Card | Not specified |
*Fees checked in September 2026
→ Checkout the complete nSave review
Which Revolut alternative fits your needs?
The five providers cover different product categories rather than offering identical Revolut-style functionality. WorldFirst is a multi-currency account for cross-border collections, payments and business spending. SadaPay is a Pakistan-focused digital wallet with domestic payments, remittances and card spending.2
Elevate Pay centres on USD receiving accounts for freelancers and remote workers.4,5 nSave combines multi-currency account details with international transfers and card functionality.7 The features and availability vary by provider and market, so users can compare the services available to them based on their requirements.
FAQs
1. Is Revolut available in Pakistan?
No, Pakistan is not included in Revolut’s current list of countries where residents can open an account.
2. Is Revolut available in Bangladesh?
No, Bangladesh is not included in Revolut’s current supported-country list for account opening.
3. Which Revolut alternative in South Asia offers zero account opening fees?
WorldFirst, SadaPay and Elevate Pay list zero account opening or registration fees for their relevant services.2,6 nSave also lists zero setup fees but only for personal accounts, while its business account carries a US$15 separate setup fee.8
Sources
- https://www.revolut.com
- https://sadapay.pk
- https://sadapay.pk/soc
- https://www.elevatepay.co/bkash
- https://www.elevatepay.co/pakistan
- https://help.elevatepay.co/hc/en-us/articles/18040869186833-How-does-Elevate-Pay-s-pricing-work
- https://www.nsave.com
- https://www.nsave.com/pricing
This article is intended for informational purposes only and does not constitute legal advice or professional advice. This article should not be regarded as constituting an offer or a solicitation to buy or sell any regulated or financial products or services. WorldFirst makes no representations or warranties regarding the accuracy, completeness, or applicability of the content, and readers are encouraged to consult with legal professionals or other professionals for advice tailored to their specific situation. WorldFirst does not guarantee the accuracy and completeness of this article and expressly disclaims any and all liability to any person in respect of the consequences of anything done or omitted to be done wholly or partly in reliance on this article.
