Corporate debit cards can help businesses handle daily purchases and team expenses from a linked account. Take a look at seven corporate debit cards offered by banks across South Asia
Key takeaways
- Corporate debit cards link directly to business accounts and can help handle employee expenses and company purchases
- Some corporate debit cards may come at an annual fee like BDT 500 for MTB and NCC Bank and PKR 2,100 for Faysal Bank
- The World Card is a virtual card linked to a multi-currency account, the World Account, supporting payments in 150+ currencies
Corporate debit cards give businesses a way to make purchases and withdraw cash directly from a linked business account. Depending on the bank, cards may offer higher transaction limits, multiple authorised cardholders, international acceptance and digital banking access.
The options below cover corporate debit cards from banks in Pakistan and Bangladesh, followed by the World Card, a multi-currency card by WorldFirst.
What to look for in a corporate debit card
- Card type: Check whether it is a corporate, SME or business debit card, as eligibility and use cases can differ
- Transaction limits: Review daily ATM withdrawal and merchant POS purchase limits
- Multiple users: Some cards can be issued to authorised employees, making them suitable for team expenses
- Fees: Check card issuance, annual, foreign transaction and ATM withdrawal charges
- Business-name embossing: Some cards can display the business name for professional use
- International acceptance: Check whether the card works through VISA, Mastercard or another network
- Digital banking: Look for corporate internet banking and mobile app access
- Eligibility: Check business registration, minimum balance and any industry-specific requirements
→ Want to pay virtually? Here’s a list of the top virtual debit cards in South Asia
Top corporate debit cards in South Asia
1. HBL Business Debit Card
Habib Bank Limited (HBL) offers business debit cards for SMEs, sole proprietors and entrepreneurs, with Classic and World variants launched with Mastercard.1 HBL’s debit card network supports Mastercard, UnionPay, VISA and PayPak.1 The card is accepted at 50,000+ merchants and 11,000+ ATMs across Pakistan, plus millions of locations and ATMs globally.2 The card is designed for everyday business transactions.1
Pricing: Not specified
*Pricing checked in August 2026
→ For businesses making cross-border payments, learn more about USD to PKR exchange rates
2. Faysal Bank Business Debit Card
Faysal Bank Business Debit Card is designed for business purchases and travel, including local, international, in-store and online transactions.3 Its comes with a max limit of PKR 500,000 for ATM withdrawals, PKR 2 million for POS purchases and PKR 1 million for interbank or fund transfers.3 Benefits include airport lounge access, travel and e-commerce protection, business offers and international shipping discounts.3
Pricing: PKR 2,100 (for Mastercard business standard card)4
*Pricing checked in August 2026
3. BRAC Bank SME Debit Card
BRAC Bank SME Debit Card supports cash withdrawals from 350+ BRAC Bank ATMs and 12,500+ ATMs across Bangladesh through VISA, NPSB and Omnibus networks.5 Daily limits cap at BDT 400,000 for ATM withdrawals and BDT 300,000 each for branch POS cash withdrawals and merchant POS purchases.5 It is accepted at 10,000+ BRAC Bank POS terminals and 75,000+ other-bank POS terminals.5 Reward points can be redeemed against the annual fee or eligible POS and ecommerce transactions.5
Pricing: Not specified
*Pricing checked in August 2026
4. EBL VISA Business Debit Card
Eastern Bank PLC VISA Business Debit Card can be used at VISA POS locations and thousands of shops across Bangladesh.6 Plus, EBL has 100+ ATMs and the card is accepted at VISA ATMs nationwide.6 The dual-currency feature supports e-commerce and international POS transactions after passport endorsement.6 Cardholders can also get exclusive discounts and benefits at over 100 shops participating in EBL Cards’ Customer Benefit Programs.6
Pricing: Not specified
*Pricing checked in August 2026
5. MTB VISA Business Debit Card
Mutual Trust Bank VISA Business Debit Card is issued to eligible non-individual current accounts and is available to sole proprietors.7 It supports ATM, POS and e-commerce transactions with higher limits than regular debit cards, including up to BDT 300,000 in daily ATM withdrawals that also carry a fee of BDT 15-35.7 The card offers business and cardholder-name embossing, internet banking, and lounge access.7
Pricing: BDT 500 annual fee; BDT 300 replacement fee; 15% VAT applies7
*Pricing checked in August 2026
6. NCC Bank VISA Business Debit Card
NCC Bank VISA Business Debit Card is available to customers with eligible NCC Bank SME or current accounts.8 It supports local and international ATM, POS and online transactions, with a daily cash withdrawal limit of up to BDT 400,000.8
The card offers business-name and cardholder-name embossing, along with transaction alerts.8 Users can also use the card for local and international transactions without needing to manually convert between BDT and USD.8Cash withdrawals are also supported across 13,000+ ATMs in Bangladesh.8
Pricing: the first year’s card issuance fee is zero, while the annual fee can be waived after 10 transactions.8 BDT 500 annual fee thereafter9
*Pricing checked in August 2026
→ For businesses looking to transact in USD, read more about opening a USD account
7. HSBC Corporate Debit Card
HSBC Corporate Debit Card provides direct access to business funds for local and overseas purchases and ATM withdrawals.10 Businesses in Bangladesh can issue multiple cards to current account holders and set individual daily limits for cardholders.10
Online purchases are supported at participating VISA merchants at no extra cost, while ATM access is available locally and overseas.10 Transactions from all issued cards appear on a single business bank account statement, providing a consolidated view of company expenditure.10
Pricing: Not specified
*Pricing checked in August 2026
The World Card: A business payment card for global operations
The World Account is a multi-currency account that lets businesses send, convert, receive and hold funds in 15+ currencies. It can receive global payments from marketplaces and payment gateways, including Amazon payments, Etsy and Stripe, while balances can be used for business payments.
The World Card is a Mastercard-powered virtual business payment card linked to the World Account. It lets businesses pay directly from their available currency balances, which can reduce unnecessary conversions when the payment currency is already held in the account.
Key features of the World Card
- Payments in 150+ currencies wherever Mastercard is accepted
- Up to 20 multi-currency cards for teams, departments or specific expenses at zero issuance cost
- There is no fees when paying in any of the 15 supported currencies (with sufficient balance held in that currency); currency conversion can be up to 0.6% for currencies outside the supported no-fee currencies
- Custom spending limits and freeze/unfreeze controls for each virtual card for business
- Xero and NetSuite integrations for expense reconciliation
- World Pay supports supplier payments to China via World Pay, the authorised international payment provider for 1688.com
- Supports Apple Pay and Google Pay
- Cashback may be available on eligible spending (Terms and Conditions Apply)
| Fee type | World Card fees |
| Card issuance fee | Zero |
| Annual card fee | Zero |
| Currency conversion | Zero for the 15 supported currencies |
*Fees checked in August 2026
FAQs
1. What is a corporate debit card?
A corporate debit card is a business-focused card linked to a company or business bank account. Purchases and cash withdrawals are deducted from the available account balance. Here’s a list of the best business bank accounts that may come with corporate cards.
2. What is the difference between a corporate debit card and the World Card?
Traditional corporate debit cards are issued by banks and linked to specific current accounts. The World Card is a business payment card linked to the multi-currency World Account, allowing transactions against available balances in supported currencies.
3. Can multiple team members get corporate debit cards?
Some corporate debit cards allow multiple authorised cardholders. The World Card supports up to 20 virtual cards per World Account, with individual spending controls.
Sources
- https://www.hbl.com/news-and-media/hbl-in-partnership-with-mastercard-launches-business-debit-cards-to-empower-pakistans-smes
- https://www.hbl.com/personal/cards/debit-cards/debit-cards-overview
- https://www.faysalbank.com/business-debit-cards/business-debit-card
- https://www.faysalbank.com/assets/documents/FBL-English-SOC.pdf
- https://www.bracbank.com/en/sme/card/sme-debit-card
- https://www.ebl.com.bd/retail/eblcard/EBL-Visa-Business-Debit-Card
- https://www.mutualtrustbank.com/cards/debit-card/visacard/visa-business-debit-card/
- https://www.nccbank.com.bd/NccbCards/NCC_Business_Debit_Card
- https://www.nccbank.com.bd/NccbServices/soc
- https://www.business.hsbc.bank.in/en-gb/products/business-debit-card
This article is intended for informational purposes only and does not constitute legal advice or professional advice. This article should not be regarded as constituting an offer or a solicitation to buy or sell any regulated or financial products or services. WorldFirst makes no representations or warranties regarding the accuracy, completeness, or applicability of the content, and readers are encouraged to consult with legal professionals or other professionals for advice tailored to their specific situation. WorldFirst does not guarantee the accuracy and completeness of this article and expressly disclaims any and all liability to any person in respect of the consequences of anything done or omitted to be done wholly or partly in reliance on this article.
