This policy was last updated on August 15th 2014.
If you do not agree to these terms, please refrain from using our Website.
All of our services are also subject to additional terms and conditions which you may find on the Website.
- Our Disclaimer can be found here.
2. About us
www.worldfirst.com is operated by the World First Group. The World First Group means any company that is a subsidiary undertaking or holding company of World First UK Ltd. It includes World First Pty Ltd, World First USA, Inc and World First Asia Ltd. World First USA, Inc is registered in the USA (Delaware State Division of Corporations file number: 4971976) and is registered as a Money Services Business in the United States with FinCEN (MSB Registration Number: 31000036845288) and is a registered non-depository financial institution with the Nationwide Multistate Licensing System (NMLS# 1018479).
World First USA, Inc is also registered in Canada with the Financial Transactions and Reports Analysis Center of Canada registration number M11393445 and is licensed to conduct spot and forward foreign currency transactions on behalf of Canada).
3. Accessing the Website
We cannot guarantee that the Website, or any of the content on it, will always be avialable. We reserve the right to withdraw or amend the Website without notice.
We may also restrict access to some parts, or the entirety, of the Website to persons who have registered with us.
We will not be liable for the Website being unavailable at any time.
4. Our liability
Nothing contained in this clause excludes or limits WorldFirst's liablity for death or personal injury arising from negligence, fraud, fraudulent misrepresentation or any other liablity that cannot be excluded or limited under English law.
To the extent permitted by law we exclude all conditions, warranties, representations and other terms, whether express or implied, which may apply to the Website, or any content on it. You therefore use the Website at your sole risk and WorldFirst will not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance upon the information contained on the Website, to the maximum extent permitted by law.
We do not represent or warrant that the Website will be avilable and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating destructive properties will be transmitted or that no damage will occur to your computer. It is your sole responsiblity to ensure you have adequate protection and back up of data and equipment, as well as undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.
We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Website.
To the fullest extent permitted by English Law we, our representatives, agents and related entities hereby exclude all conditions, warranties and other terms which otherwise might be implied by statute, common law or equity.
Additionally we will not be liable for any direct, indirect or consequential loss or damage incurred by you in connection with the Website or in connection with the use, inability to use, or results of the use of the Website and any materials posted on it. This includes, but is not limited to:
- loss of income or revenue
- loss of business
- loss of profits or contracts
- loss of anticipated savings
- loss of data
- loss of goodwill
- wasted management or office time
- and any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if forseeable.
5. Transaction concluded through the website
Contracts for the transmission of money or currency exchange formed through the Website or WorldFirst Online or as a result of visits made by you are governed by the general terms and conditions.
6. Viruses, hacking and other offences
You must not misuse the Website by knowingly introducing viruses, Trojans, worms, bots, logic bombs or any other malicious software
You must not attempt to gain unauthorised access to the Website, the server on which our Website is stored or any server, computer or database connected to the Website.
You must not attack the Website via a denial of service ("DOS") attack or a distributed DOS attack. If you breach this provision you will be committing a criminal offence under the Computer Misuse Act 1990. WorldFirst will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your personal information to them. In the event of such a breach, your right to use the Website will cease immediately.
We do not guarantee that the Website will be secure or free from bugs or viruses. It is your responsibility to ensure you have up to date and effective anti-virus and anti-malware software on your phone, tablet, computer, server, network infrastructure or any other device through which your transact with us. If you believe any device through which you transact with us has been infected by any malicious software, you must notify us immediately by calling us.
We will not be liable for any loss or damage caused by a distributed DOS attack, viruses or any other malicious software that infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any material posted on it, or on any website linked to it.
We shall not be liable for any loss or damage suffered by you as a result of using public network connections, failing to have an up to date and effective anti-virus and anti-malware software or failing to notify us that your device has been infected by any type of malicious software.
7. Linking to the website
You may link to our homepage provided you do so in a way that is fair and legal and does not damage or take advantage of our reputation.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement by us where none exists.
You must not establish a link on any website that is not owned by you, for example in online forums, chats or message boards.
We reserve the right to withdraw linking permission without notice.
8. Links from our website
Where our website contains links to other websites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those websites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.
10. Trade marks
The WorldFirst logo is a registered trade mark of World First UK.
Copyright in the pages screens, information and material in their arrangement included in this Website is owned by or licensed to us unless otherwise noted. You may imprint, copy, download or temporarily store extracts from our Website for your personal information or when you use our products and services. You must not alter any material from our Website. Any other use is prohibited unless you first get our written permission. In particular no one may use a part of our Website on any other website or link any other website to our Website other than accordance with this clause 10 and clause 7, without our prior written permission.
It is your responsibility to check this page from time to time in order to take notice of any changes made, as they are binding on you.
If you have any concerns about the contents of the Website please contact firstname.lastname@example.org