What is PSD2?

The Payment Services Directive 2 (PSD2) follows on from the original Payment Services Directive and aims to provide:

- Increased consumer rights in areas including complaints handling, new rules on surcharging and currency conversion

- Enhanced security through SCA (Strong Customer Authentication) criteria

- Enablement of third-party access to account information, providing a framework for new payment and account services

It will allow customers to get a clearer view of their finances, all in one place – preventing the need to jump between platforms and providers whilst streamlining the entire process and increasing security through the payment journey.

Customers can link accounts from various providers into a single view, which enables them to view account information and initiate payments from any of these accounts through a single user interface.

Purpose of the API

The PSD2 API offered by WorldFirst is designed and documented to support the aims of PSD2. It will allow third party providers to easily integrate and access World Account information and payment services.

How to access the API

Disclaimer: The following is an interim measure whilst WorldFirst continue to test with partners. It will be streamlined so that no-one has to on-board with WorldFirst subsequent to the completion of testing.

1. Request

Please contact WorldFirst to request credentials

2. Credentials

WorldFirst will provide credentials to access the API

3. Get access

Third party accesses the API documentation and prepares the application to work with the WorldFirst API

Who to contact?

For technical questions or issues please contact WorldFirst at the following email address: