{"id":45740,"date":"2026-07-31T07:26:54","date_gmt":"2026-07-31T07:26:54","guid":{"rendered":"https:\/\/www.worldfirst.com\/tr\/?page_id=45740"},"modified":"2026-07-31T08:12:48","modified_gmt":"2026-07-31T08:12:48","slug":"psd2","status":"publish","type":"page","link":"https:\/\/www.worldfirst.com\/tr\/compliance\/psd2\/","title":{"rendered":"PSD2"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"45740\" class=\"elementor elementor-45740\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9f79877 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9f79877\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-b2e1242\" data-id=\"b2e1242\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d154098 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d154098\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 15-07-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h4 class=\"elementor-heading-title elementor-size-default\">\u0130lgili i\u00e7erikler<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-328401f elementor-widget elementor-widget-text-editor\" data-id=\"328401f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 15-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<div>&#8211; <a href=\"\/tr\/legal\/\">Yasal bilgiler<\/a><\/div><div><span class=\"x-anchor-text-primary\">&#8211; <a href=\"https:\/\/www.worldfirst.com\/tr\/compliance\/\">Uyum<\/a><\/span><\/div><div>&#8211; <a href=\"\/tr\/complaints\/\">\u015eikayetler<\/a><\/div><div><span class=\"x-anchor-text-primary\">&#8211; <a href=\"\/tr\/privacy-policy\/\">Gizlilik Politikas\u0131<\/a><\/span><\/div><div><span class=\"x-anchor-text-primary\">&#8211; <a href=\"\/tr\/cookie-policy\/\">\u00c7erez politikas\u0131<\/a><\/span><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-f887fa7 disclaimer-content\" data-id=\"f887fa7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c2f2c0f elementor-widget elementor-widget-heading\" data-id=\"c2f2c0f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">WORLDFIRST \u0130LE \u00c7EVR\u0130M\u0130\u00c7\u0130 G\u00dcVENL\u0130\u011e\u0130N\u0130Z\u0130 ARTIRMAK\n<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-277635a elementor-widget elementor-widget-text-editor\" data-id=\"277635a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4>PSD2 nedir?<\/h4><p>PSD2, 13 Ocak 2018&#8217;de y\u00fcr\u00fcrl\u00fc\u011fe girdi, ancak tam olarak nedir ve sizin i\u00e7in ne anlama geliyor? Revize edilmi\u015f \u00d6deme Hizmetleri Direktifi 2 \u2013 veya k\u0131saca PSD2 \u2013, \u00f6deme sa\u011flay\u0131c\u0131lar\u0131, bankalar, yap\u0131 tasarruf sand\u0131klar\u0131 ve finansal kurulu\u015flar i\u00e7in oyun alan\u0131n\u0131 e\u015fitlemeyi ama\u00e7layan bir Avrupa direktifidir. Orijinal \u00d6deme Hizmetleri Direktifi&#8217;nin devam\u0131 olan PSD2, Avrupa genelinde daha g\u00fcvenli ve yenilik\u00e7i \u00f6deme hizmetlerinin sunulmas\u0131 i\u00e7in bir kataliz\u00f6r g\u00f6revi g\u00f6r\u00fcr. 2018&#8217;den beri PSD2, Avrupa \u00f6deme pazar\u0131nda rekabeti a\u00e7m\u0131\u015ft\u0131r. Avrupa Birli\u011fi taraf\u0131ndan kabul edilen bu direktif, \u00f6nceli olan PSD1&#8217;den \u00e7ok daha geni\u015f kapsaml\u0131d\u0131r. PSD2 ve AB&#8217;deki uygulamas\u0131 hakk\u0131nda daha fazlas\u0131n\u0131 Financial Conduct Authority\u2019nin (FCA) web sitesinde okuyabilirsiniz.<\/p><h4>PSD2 neden uygulamaya konuldu?<\/h4><p>PSD2, her i\u015flemde m\u00fc\u015fteriye \u00f6ncelik verme hedefiyle uygulanm\u0131\u015ft\u0131r. Tarihsel olarak, m\u00fc\u015fteri masraflar\u0131, \u00fccretleri ve maliyetleri genellikle belirsizdi ve de\u011ferlendirilmesi zordu. PSD2, \u015feffafl\u0131\u011f\u0131 te\u015fvik ederek, minimum hizmet standartlar\u0131 belirleyerek ve \u015fikayet prosed\u00fcrleri ile veri toplama konusundaki d\u00fczenlemeleri s\u0131k\u0131la\u015ft\u0131rarak bu sorunu \u00e7\u00f6zmeyi ama\u00e7lamaktad\u0131r. Genel amac\u0131, m\u00fc\u015fteri haklar\u0131n\u0131 art\u0131rmak, rekabeti te\u015fvik etmek ve \u00f6deme hizmetleri sekt\u00f6r\u00fcndeki genel maliyetleri potansiyel olarak azaltmakt\u0131r.<\/p><h4>PSD2 kimler i\u00e7in ge\u00e7erlidir?<\/h4><p>En do\u011frudan \u015fekilde, \u00f6deme hizmeti sunan firmalar ve onlar\u0131n m\u00fc\u015fterileri i\u00e7in ge\u00e7erlidir. 2018 y\u0131l\u0131nda PSD2, WorldFirst gibi t\u00fcm \u00f6deme kurulu\u015flar\u0131n\u0131n ulusal d\u00fczenleyicilerinde (bizim durumumuzda FCA ve DNB) yeniden yetkilendirilmesini ve yeniden kaydedilmesini zorunlu k\u0131lm\u0131\u015ft\u0131r. Ancak t\u00fcketiciler de etkilenecektir ve \u00f6demelerinin emniyetli, etkili ve g\u00fcvenli bir \u015fekilde i\u015flendi\u011finden ve tahsil edilen \u00fccretlerin net, adil ve \u015feffaf oldu\u011fundan daha fazla emin olarak bu de\u011fi\u015fikliklerden yararlanmal\u0131d\u0131rlar. Yeni PSD2 kurallar\u0131 uyar\u0131nca, AEA (Avrupa Ekonomik Alan\u0131) i\u00e7indeki s\u0131n\u0131r \u00f6tesi \u00f6demeler i\u00e7in \u015feffaf olmayan fiyatland\u0131rma y\u00f6ntemlerinin kullan\u0131lmas\u0131 yasakt\u0131r \u2013 b\u00f6ylece paran\u0131z\u0131 deniza\u015f\u0131r\u0131 \u00fclkelere ta\u015f\u0131mak i\u00e7in tam olarak ne kadar \u00f6dedi\u011finizi bilirsiniz.<\/p><h4>WorldFirst PSD2&#8217;ye nas\u0131l uyum sa\u011fl\u0131yor?<\/h4><p>AEA i\u00e7inde bulunan t\u00fcm WorldFirst m\u00fc\u015fterilerinin \u00e7evrimi\u00e7i ortamda a\u015fa\u011f\u0131daki a\u015famalarda ek yetkilendirme yapmalar\u0131 zorunlu k\u0131l\u0131nm\u0131\u015ft\u0131r:<\/p><ul><li>Giri\u015f yapma<\/li><li>Al\u0131c\u0131 ekleme veya y\u00f6netme<\/li><li>Bir \u00f6deme talimat\u0131 verme veya i\u015flem kaydetme<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u0130lgili i\u00e7erikler &#8211; Yasal bilgiler&#8211; Uyum&#8211; \u015eikayetler&#8211; Gizlilik Politikas\u0131&#8211; \u00c7erez politikas\u0131 WORLDFIRST \u0130LE \u00c7EVR\u0130M\u0130\u00c7\u0130 G\u00dcVENL\u0130\u011e\u0130N\u0130Z\u0130 ARTIRMAK PSD2 nedir? PSD2, 13 Ocak 2018&#8217;de y\u00fcr\u00fcrl\u00fc\u011fe girdi, ancak tam olarak nedir ve sizin i\u00e7in ne anlama geliyor? Revize edilmi\u015f \u00d6deme Hizmetleri Direktifi 2 \u2013 veya k\u0131saca PSD2 \u2013, \u00f6deme sa\u011flay\u0131c\u0131lar\u0131, bankalar, yap\u0131 tasarruf sand\u0131klar\u0131 ve finansal kurulu\u015flar i\u00e7in [&hellip;]<\/p>\n","protected":false},"author":74,"featured_media":0,"parent":6404,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.2 (Yoast SEO v24.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PSD2 | WorldFirst TR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.worldfirst.com\/tr\/compliance\/psd2\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PSD2\" \/>\n<meta property=\"og:description\" content=\"\u0130lgili i\u00e7erikler &#8211; Yasal bilgiler&#8211; Uyum&#8211; \u015eikayetler&#8211; Gizlilik Politikas\u0131&#8211; \u00c7erez politikas\u0131 WORLDFIRST \u0130LE \u00c7EVR\u0130M\u0130\u00c7\u0130 G\u00dcVENL\u0130\u011e\u0130N\u0130Z\u0130 ARTIRMAK PSD2 nedir? PSD2, 13 Ocak 2018&#8217;de y\u00fcr\u00fcrl\u00fc\u011fe girdi, ancak tam olarak nedir ve sizin i\u00e7in ne anlama geliyor? 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