{"id":48593,"date":"2026-07-21T07:55:02","date_gmt":"2026-07-21T07:55:02","guid":{"rendered":"https:\/\/www.worldfirst.com\/pl\/?page_id=48593"},"modified":"2026-07-21T08:07:20","modified_gmt":"2026-07-21T08:07:20","slug":"psd2","status":"publish","type":"page","link":"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/","title":{"rendered":"PSD2"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"48593\" class=\"elementor elementor-48593\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f5d015 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f5d015\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-eb71d71\" data-id=\"eb71d71\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f43dce elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1f43dce\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 15-07-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h4 class=\"elementor-heading-title elementor-size-default\">Powi\u0105zane tre\u015bci<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-651f447 elementor-widget elementor-widget-text-editor\" data-id=\"651f447\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 15-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<div>\u2013\u00a0<a href=\"https:\/\/www.worldfirst.com\/pl\/legal\/\">Prawny<\/a><\/div><div><span class=\"x-anchor-text-primary\">\u2013\u00a0<a href=\"https:\/\/www.worldfirst.com\/pl\/compliance\/\">Zgodno\u015b\u0107 z przepisami<\/a><\/span><\/div><div>\u2013\u00a0<a href=\"https:\/\/www.worldfirst.com\/pl\/complaints\/\">Polityka reklamacji<\/a><\/div><div><span class=\"x-anchor-text-primary\">\u2013\u00a0<a href=\"https:\/\/www.worldfirst.com\/pl\/privacy-policy\/\">Polityka prywatno\u015bci<\/a><\/span><\/div><div><span class=\"x-anchor-text-primary\">\u2013\u00a0<a href=\"https:\/\/www.worldfirst.com\/pl\/cookie-policy\/\">Polityka plik\u00f3w cookie<\/a><\/span><\/div><div><span class=\"x-anchor-text-primary\">\u2013\u00a0<\/span><span class=\"x-anchor-text-primary\"><a href=\"https:\/\/www.worldfirst.com\/pl\/legal\/terms-and-conditions\/\">Regulamin \u015awiadczenia Us\u0142ug World Account<\/a><\/span><\/div><div>\u2013\u00a0<a href=\"https:\/\/www.worldfirst.com\/pl\/legal\/world-card-terms-and-conditions\/\">Warunki Dodatkowe dla Karty World<\/a><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-8325878 disclaimer-content\" data-id=\"8325878\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b25c328 elementor-widget elementor-widget-heading\" data-id=\"b25c328\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Zwi\u0119kszanie bezpiecze\u0144stwa online z WorldFirst<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1711a0d elementor-widget elementor-widget-text-editor\" data-id=\"1711a0d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3>Co to jest PSD2?<\/h3><p>Dyrektywa PSD2 wesz\u0142a w \u017cycie 13 stycznia 2018 r., ale czym dok\u0142adnie jest i co oznacza dla Ciebie? Zrewidowana dyrektywa w sprawie us\u0142ug p\u0142atniczych 2 \u2013 w skr\u00f3cie PSD2 \u2013 to europejska dyrektywa maj\u0105ca na celu wyr\u00f3wnanie szans dla dostawc\u00f3w us\u0142ug p\u0142atniczych, bank\u00f3w, kas budowlanych i instytucji finansowych. B\u0119d\u0105c kontynuacj\u0105 pierwotnej dyrektywy w sprawie us\u0142ug p\u0142atniczych, PSD2 dzia\u0142a jako katalizator wprowadzania bezpieczniejszych i bardziej innowacyjnych us\u0142ug p\u0142atniczych w ca\u0142ej Europie. Od 2018 r. PSD2 otworzy\u0142a konkurencj\u0119 na europejskim rynku p\u0142atno\u015bci. Przyj\u0119ta przez Uni\u0119 Europejsk\u0105, ma znacznie szerszy zasi\u0119g ni\u017c jej poprzedniczka, PSD1. Wi\u0119cej informacji na temat PSD2 i jej wdra\u017cania w UE mo\u017cna znale\u017a\u0107 na stronie internetowej Urz\u0119du ds. Post\u0119powa\u0144 Finansowych (FCA).<\/p><h3>Dlaczego wprowadzono PSD2?<\/h3><p>Dyrektywa PSD2 zosta\u0142a wdro\u017cona z my\u015bl\u0105 o stawianiu klienta na pierwszym miejscu przy ka\u017cdej transakcji. Historycznie op\u0142aty, prowizje i koszty ponoszone przez klient\u00f3w by\u0142y cz\u0119sto niejasne i trudne do oszacowania. PSD2 ma na celu rozwi\u0105zanie tego problemu poprzez promowanie przejrzysto\u015bci, ustanowienie minimalnych standard\u00f3w us\u0142ug oraz zaostrzenie przepis\u00f3w dotycz\u0105cych procedur reklamacyjnych i zbierania danych. Jej nadrz\u0119dnym celem jest wzmocnienie praw konsument\u00f3w, nap\u0119dzanie konkurencji i potencjalne obni\u017cenie og\u00f3lnych koszt\u00f3w w sektorze us\u0142ug p\u0142atniczych.<\/p><h3>Kogo dotyczy PSD2?<\/h3><p>Najbardziej bezpo\u015brednio firm \u015bwiadcz\u0105cych us\u0142ugi p\u0142atnicze oraz ich klient\u00f3w. W 2018 r. dyrektywa PSD2 wymaga\u0142a od wszystkich instytucji p\u0142atniczych, takich jak WorldFirst, ponownego uzyskania zezwolenia i ponownej rejestracji u krajowych organ\u00f3w regulacyjnych (w naszym przypadku FCA i DNB). Zmiany te wp\u0142yn\u0105 jednak r\u00f3wnie\u017c na konsument\u00f3w, kt\u00f3rzy powinni na nich skorzysta\u0107, zyskuj\u0105c wi\u0119ksz\u0105 pewno\u015b\u0107, \u017ce ich p\u0142atno\u015bci s\u0105 obs\u0142ugiwane sprawnie i bezpiecznie, a pobierane op\u0142aty s\u0105 jasne, sprawiedliwe i przejrzyste. Zgodnie z nowymi przepisami PSD2 stosowanie nieprzejrzystych metod ustalania cen za p\u0142atno\u015bci transgraniczne w obr\u0119bie EOG jest zabronione \u2013 dzi\u0119ki temu b\u0119dziesz dok\u0142adnie wiedzie\u0107, ile p\u0142acisz za transfer swoich pieni\u0119dzy za granic\u0119.<\/p><h3>Jak WorldFirst przestrzega dyrektywy PSD2<\/h3><p>Wszyscy klienci WorldFirst znajduj\u0105cy si\u0119 na terenie EOG s\u0105 zobowi\u0105zani do przeprowadzenia dodatkowej autoryzacji na nast\u0119puj\u0105cych etapach online:<\/p><ul><li>Logowanie<\/li><li>Dodawanie beneficjent\u00f3w lub zarz\u0105dzanie nimi<\/li><li>Zlecanie p\u0142atno\u015bci lub rezerwacja transakcji<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Powi\u0105zane tre\u015bci \u2013\u00a0Prawny\u2013\u00a0Zgodno\u015b\u0107 z przepisami\u2013\u00a0Polityka reklamacji\u2013\u00a0Polityka prywatno\u015bci\u2013\u00a0Polityka plik\u00f3w cookie\u2013\u00a0Regulamin \u015awiadczenia Us\u0142ug World Account\u2013\u00a0Warunki Dodatkowe dla Karty World Zwi\u0119kszanie bezpiecze\u0144stwa online z WorldFirst Co to jest PSD2? Dyrektywa PSD2 wesz\u0142a w \u017cycie 13 stycznia 2018 r., ale czym dok\u0142adnie jest i co oznacza dla Ciebie? Zrewidowana dyrektywa w sprawie us\u0142ug p\u0142atniczych 2 \u2013 w skr\u00f3cie PSD2 [&hellip;]<\/p>\n","protected":false},"author":74,"featured_media":0,"parent":6404,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.2 (Yoast SEO v24.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PSD2: Authy App | WorldFirst PL<\/title>\n<meta name=\"description\" content=\"Authy, allows a smoother, safer and quicker way to authenticate. With Authy, you will also have the option to authenticate on multiple devices, including mobile, tablet and desktop.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PSD2\" \/>\n<meta property=\"og:description\" content=\"Authy, allows a smoother, safer and quicker way to authenticate. With Authy, you will also have the option to authenticate on multiple devices, including mobile, tablet and desktop.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/\" \/>\n<meta property=\"og:site_name\" content=\"WorldFirst PL\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-21T08:07:20+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/\",\"url\":\"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/\",\"name\":\"PSD2: Authy App | WorldFirst PL\",\"isPartOf\":{\"@id\":\"https:\/\/www.worldfirst.com\/pl\/#website\"},\"datePublished\":\"2026-07-21T07:55:02+00:00\",\"dateModified\":\"2026-07-21T08:07:20+00:00\",\"description\":\"Authy, allows a smoother, safer and quicker way to authenticate. With Authy, you will also have the option to authenticate on multiple devices, including mobile, tablet and desktop.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.worldfirst.com\/pl\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Compliance\",\"item\":\"https:\/\/www.worldfirst.com\/pl\/compliance\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"PSD2\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.worldfirst.com\/pl\/#website\",\"url\":\"https:\/\/www.worldfirst.com\/pl\/\",\"name\":\"WorldFirst PL\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.worldfirst.com\/pl\/#organization\"},\"alternateName\":\"WorldFirst\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.worldfirst.com\/pl\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.worldfirst.com\/pl\/#organization\",\"name\":\"WorldFirst PL\",\"url\":\"https:\/\/www.worldfirst.com\/pl\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.worldfirst.com\/pl\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/52\/2026\/04\/20260424163558201.svg\",\"contentUrl\":\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/52\/2026\/04\/20260424163558201.svg\",\"caption\":\"WorldFirst PL\"},\"image\":{\"@id\":\"https:\/\/www.worldfirst.com\/pl\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"PSD2: Authy App | WorldFirst PL","description":"Authy, allows a smoother, safer and quicker way to authenticate. With Authy, you will also have the option to authenticate on multiple devices, including mobile, tablet and desktop.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/","og_locale":"pl_PL","og_type":"article","og_title":"PSD2","og_description":"Authy, allows a smoother, safer and quicker way to authenticate. With Authy, you will also have the option to authenticate on multiple devices, including mobile, tablet and desktop.","og_url":"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/","og_site_name":"WorldFirst PL","article_modified_time":"2026-07-21T08:07:20+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/","url":"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/","name":"PSD2: Authy App | WorldFirst PL","isPartOf":{"@id":"https:\/\/www.worldfirst.com\/pl\/#website"},"datePublished":"2026-07-21T07:55:02+00:00","dateModified":"2026-07-21T08:07:20+00:00","description":"Authy, allows a smoother, safer and quicker way to authenticate. With Authy, you will also have the option to authenticate on multiple devices, including mobile, tablet and desktop.","breadcrumb":{"@id":"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.worldfirst.com\/pl\/compliance\/psd2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.worldfirst.com\/pl\/"},{"@type":"ListItem","position":2,"name":"Compliance","item":"https:\/\/www.worldfirst.com\/pl\/compliance\/"},{"@type":"ListItem","position":3,"name":"PSD2"}]},{"@type":"WebSite","@id":"https:\/\/www.worldfirst.com\/pl\/#website","url":"https:\/\/www.worldfirst.com\/pl\/","name":"WorldFirst PL","description":"","publisher":{"@id":"https:\/\/www.worldfirst.com\/pl\/#organization"},"alternateName":"WorldFirst","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.worldfirst.com\/pl\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.worldfirst.com\/pl\/#organization","name":"WorldFirst PL","url":"https:\/\/www.worldfirst.com\/pl\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.worldfirst.com\/pl\/#\/schema\/logo\/image\/","url":"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/52\/2026\/04\/20260424163558201.svg","contentUrl":"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/52\/2026\/04\/20260424163558201.svg","caption":"WorldFirst PL"},"image":{"@id":"https:\/\/www.worldfirst.com\/pl\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.worldfirst.com\/pl\/wp-json\/wp\/v2\/pages\/48593"}],"collection":[{"href":"https:\/\/www.worldfirst.com\/pl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.worldfirst.com\/pl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.worldfirst.com\/pl\/wp-json\/wp\/v2\/users\/74"}],"replies":[{"embeddable":true,"href":"https:\/\/www.worldfirst.com\/pl\/wp-json\/wp\/v2\/comments?post=48593"}],"version-history":[{"count":4,"href":"https:\/\/www.worldfirst.com\/pl\/wp-json\/wp\/v2\/pages\/48593\/revisions"}],"predecessor-version":[{"id":48597,"href":"https:\/\/www.worldfirst.com\/pl\/wp-json\/wp\/v2\/pages\/48593\/revisions\/48597"}],"up":[{"embeddable":true,"href":"https:\/\/www.worldfirst.com\/pl\/wp-json\/wp\/v2\/pages\/6404"}],"wp:attachment":[{"href":"https:\/\/www.worldfirst.com\/pl\/wp-json\/wp\/v2\/media?parent=48593"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}