Extended payment windows so you can move money faster

World Account has improved the process for same-currency and cross-currency payments. This means you can now make same-day payments across more currencies with later cut-off times.

What currencies does this apply to?

Available across 12 of our most popular currencies including GBP, EUR, USD, AUD^, CAD, JPY^, NZD^, SGD^, CHF, HKD, CZK, PLN.

Examples of same-day currency pairs include, but are not limited to GBP-USD, GBP-EUR, EUR-USD. Every country and currency are different so cut off times do apply.

How could faster payments benefit you?

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We now offer more competitive payment cut-off times and value dates to our customers for international payments and transfers.

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Faster same-currency and cross-currency payments are available through our World Account as well as our WorldFirst Payments Account.

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Send and receive payments with greater speed and efficiency enabling better cash management. This facilitates more predictable budgeting, tracking, flexible spending, and investing.

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Reduce risk

Faster payments can expediate payment initiation, clearing and settlement. This can also reduce risk as it shortens the delay between these actions.

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Extend your reach to Asia with same day USD & HKD payments to any Hong Kong based currency account to release your shipments sooner.

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Save time

Make same-day payments – up to 1 day faster than before.

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Strong relationships

WorldFirst have forged strong relationships with Tier 1 banks.

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Secure payments

Secure payments available online and via the phone. Please speak to one of our dedicated account managers for more information.

HKD-USD – opening payment channels and extending reach

We’re delighted to announce the launch of our new same-day service for HKD & USD payments and collection service to help expand your business into Hong Kong.

Hong Kong is a rapidly growing market and one of the 10 strongest economies in the world. Our new improved service allows you to make payments to Hong Kong based accounts 1 day faster than before, but at the same great rates you enjoy now.

So, what’s new?

If you have a USD or HKD currency account you can now:

✔ Send same-day payments to any Hong Kong based currency account to release your shipments sooner

✔ Make same-day same currency payments to beneficiaries with a HKD bank account

Hong Kong skyline

What are payment cut-off times?

Cut-off times refer to the time by which a transaction needs be initiated for it to be executed on the same-day*. The payment window has been extended increasing same-day availability times from 1-3 hours to up to one working day for the majority of payments.

^Cut-off times are influenced by various factors including time zone of the recipient bank, method of payment and currencies involved amongst other factors. For example, when making a GBPAUD payment by the time you make your payment in the UK, Australian banks are already closed. So please remember to factor in cut-off times when you are making your transfer.

Cut-off times are in quoted local London time and correct as of 1 June 2020. Should you have any questions please contact your account manager.

* View cut-off times to see if your desired currency is eligible for same-day payments

Cross-currency payments cut-off times

The following table summarises payment cut-off times when making same cross-currency payments through World Account or WorldFirst Account. The full list of currency pairs can be found in our payment cut-off times pdf.

CCY Pair NEW Cut-Off Time
GBPEUR 15:30
GBPUSD 15:50
EURUSD 15:00
GBPAUD 03:00
GBPCAD 15:50
GBPCHF 12:00
GBPHKD 07:20
GBPJPY 03:00
GBPPLN 10:00
GBPZAR 12:00
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