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Disclaimer

^[1]Fees apply for same currency and some business transactions.

1. The margin

The margin is the percentage difference between the exchange rate we source our currency at and the rate at which we sell it to our customers. We at WorldFirst take a smaller spread than other currency companies, and pass this benefit on to our clients, making all our transfers simpler and more transparent.

2. The cost of international payments

For each pricing band we look at the FX spread applied. This is what we use to compare against our fixed bands of (0.5%, 0.25% and 0.15%). When researching and making comparisons it is important to know if any additional transaction charges will be applied such as payment fees or account management fees. For most customers WorldFirst does not apply additional fees to make payments or to maintain an account with us. If any fees are applicable these will be made clear to you in advance.