Business runs as usual. Read the latest update on our COVID-19 response from our team.

Security of your money

We take the security of your money very seriously. That's why we provide all the information you need to check up on us.

We recommend that you always check out any financial institution you're thinking of entrusting your money to.


About WorldFirst

WorldFirst was established in 2004 and currently employs over 600 people in London, Sydney, China - Hong Kong, Amsterdam, Singapore, Tokyo and Shenzhen. Over past decade we’ve have helped hundreds of thousands of individuals, businesses and online sellers transfers billions of dollars around the globe.

Client assets, financials and ratings

Ensuring the safety and security of your money is central to our business. We ensure your funds are segregated from business funds.

We are regulated in Singapore by the Monetary Authority of Singapore. We are required to hold a base capital1 of S$250,000 to protect our business and further safeguard our customers.

World First UK Limited is our parent company and is authorised by the Financial Conduct Authority ("FCA") as an Electronic Money Institution under the Electronic Money Regulations 2011. Our FCA Firm Reference number is 900508.

WorldFirst never speculates on the currency markets. When you enter into a transaction with us, we enter into a matching irrevocable covering deal with our bank. It is this transaction that turns your sold currency into your bought currency and from which your outward payment is made.

Our two main banking service providers are Barclays Bank PLC and Citibank. We additionally hold client accounts with DBS and Deutsche Bank.

1Base capital is defined in division 2 of Payment Services Regulations 2019

Our financial position

World First UK Limited is in a very strong financial position and we are totally transparent about our financial statements. We have grown every year since our business was founded.

We have professional indemnity insurance which covers and protects the companies in the World First Group.

Year ended 31st Dec 2017 (£000’s)
Year ended 31st Dec 2016 (£000’s)
11 months ended 31st Dec 2015 (£000’s)
Profit after discontinued operations

Client references

We're always happy to provide references from existing clients - please ask and we'll put you in touch. We'll always try to provide a referee who lives near you or for corporate clients a company in a similar field of business.

World First Awards