Sign up for a new account in Nov and make a transfer of $10K+ this month to get a $50 Myer voucher. Full T&Cs

Why more than 400,000 global customers choose WorldFirst

If you’re selling internationally through a marketplace like Amazon or platform like Shopify, World Account will help you think global and act local.

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Local currency accounts

Open multiple local currency accounts in GBP, USD, EUR, CAD, JPY, AUD, SGD, NZD, HKD & CNH – for FREE.

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More of your money

Free to open and absolutely no hidden fees..

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Competitive FX rates

Enjoy great exchange rates when repatriating global sales and make same-currency payments direct from your account.

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5 star customer service

Manage your international payments online or over the phone. Our experts are available night and day.

Account set-up is fast, simple and free

1. Register for free

Complete the simple online registration form. Our team will be in touch within 24 hours to walk you through the rest of the process.

2. Login

Login to your new World Account and select all the currency accounts you need.

Choose from GBP, USD, EUR, CAD, JPY, AUD, SGD, NZD, HKD & CNH.

3. Make payments

Once your account is live you can make payments out – and get paid – in local currencies accessing great rates and avoiding unnecessary bank fees.

New to online selling?

Learn more on WorldFirst Online Selling Content Hub.

Our top five most asked questions

 

Check out our top five most frequently asked questions.

 

If you can't find your answer here, call us or drop us an email.

It’s free to open an account and we don’t charge fees for receiving money. There are also no monthly charges or any transfer fees on foreign exchange transactions. If you want a same currency transfer, we offer competitive transaction costs. Please email us for further details on those.
If you are a World Account holder, a business can pay in to your currency accounts via supported payment methods. Existing WorldFirst users can only receive funds from online marketplaces and approved payment providers, unless they upgrade to the World Account.
Yes. We may have to refuse applications for World Account from businesses in territories and jurisdictions in which WorldFirst is not currently licensed to operate. WorldFirst also reserves the right to refuse applications at its own discretion. In both cases, we’ll do our best to offer you an alternative product or service where possible. Contact us for more information.
Ensuring the safety and security of your money is central to our business. We comply fully with all relevant regulations and ensure your funds are appropriately segregated from business funds in line with requirements.

World First UK Ltd are authorised by the FCA. You can find out more about where the companies under the World First Group are registered and regulated here.

You'll find full information on our security page.

Full FAQs

Every transfer has a story

Our clients are our number one priority and we believe in treating every client as if they were our only one. It's worked so far; 97% of our lovely clients would use us again if the need arises.*

* Based on current Australian Feefo customer reviews.

Arnold Shields - Amazon seller

Sending or receiving funds from overseas? Amazon seller, Arnold Shields, shares his insight on sending money overseas.

World First Pty Ltd is a designated remittance provider with the Australian Transaction Reports and Analysis Centre (AUSTRAC), remittance sector registration number: IND100192523-001. Regulated by the Australian Securities and Investments Commission (ASIC), Australian Financial Services Licence (AFSL) number 331945. Australian Company Number (ACN) 132 368 971. Member of the Australian Financial Complaints Authority, membership number 13405.

If you’re considering making a foreign exchange transaction, or you’re a new or existing customer looking for more information, it’s important your read our PDS available online.

*0.50% or less applies to 25 of our major and most popular currencies.

Price match applies if it doesn't result in a loss for us, we'll match it.

Many banks and payment providers frequently claim to offer “fair” and “transparent” pricing, yet the reality is something very different. Our new pricing model aims to provide both new and existing customers with fair, simple and transparent pricing, using 3 clear FX margin bands margins (0.5%, 0.25% and 0.15%) with no hidden fees. With transparent pricing our customers and potential customers can clearly compare WorldFirst to our competitors.

How do we collect this data?

WorldFirst obtain price comparisons from other international payment providers’ websites, at specific dates and time using a third-party supplier. The comparison table shows the spread applied by the competition to transfer amounts of AUD 1,000, 10,000 and 50,000 into EUR, USD and GBP.

1. The spread

The spread is the percentage difference between the exchange rate we buy our currency at and the rate at which we sell it to our customers. We at WorldFirst take a smaller spread than most banks and other currency companies, and pass this benefit on to our clients, making all our transfers simpler and more transparent.

2. The cost of international payments

For each pricing band we look at the FX spread applied. This is what we use to compare against our fixed bands of (0.50%, 0.25% and 0.15%).

When researching and making comparisons it is important to know if any additional transaction charges will be applied such as payment fees or account management fees. For most customers WorldFirst does not apply additional fees to make payments or to maintain an account with us. If any fees are applicable these will be made clear to you in advance.

3. How do we work out a comparison up to 8 times cheaper than the banks

When we collect data from providers, we do it using different “amounts” such as $1,000, $10,000 and $50,000 where possible. For our data we have focused on the top currency pairs in Australia: GBP to USD/EUR/AUD.

Because the WorldFirst fixed pricing tiers are based on annual volumes transacted by our customers, we have averaged out the spreads applied by competitors to transactions of differing amounts in those tiers to calculate an average spread. We take our spreads and divide by the average spreads of the big 4 banks. This is important, because providers tend to offer better exchange rates and smaller transfer fees when a customer is moving larger sums of money.

What all this means for you

Other money-transfer providers may have variable spreads across different currencies, whilst WorldFirst now has fixed spreads, agreed ahead of time, making it easier to compare.