{"id":48287,"date":"2026-07-13T09:23:31","date_gmt":"2026-07-13T09:23:31","guid":{"rendered":"https:\/\/www.worldfirst.com\/af\/?post_type=docs&#038;p=48287"},"modified":"2026-07-13T09:23:37","modified_gmt":"2026-07-13T09:23:37","slug":"ghs-virtual-account","status":"publish","type":"docs","link":"https:\/\/www.worldfirst.com\/af\/help-center\/receiving-payments\/ghs-virtual-account\/","title":{"rendered":"What is a GHS Virtual Account and how do I open one?"},"content":{"rendered":"\n<div class=\"wp-block-columns has-background is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\" style=\"background-color:#8dd2fc3b\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>\u26a0\ufe0f PRIORITY: Deposit Instructions<\/strong><\/p>\n\n\n\n<p><strong>Pool Account Number &amp; Account Identifier<\/strong><\/p>\n\n\n\n<p id=\"uf1b76ca1\">When depositing money into your Virtual Account, you need <strong>TWO important pieces of information<\/strong>:<\/p>\n\n\n\n<ol>\n<li><strong>Pool Account Number &#8211; <\/strong>The beneficiary bank account number indicating the name of <strong>PUMPCHAIN TECHNOLOGIES PLATFORM LTD<\/strong><\/li>\n\n\n\n<li>Account Identifier &#8211; Your unique reference code <strong>MUST<\/strong> be included in the <strong>Reference Field <\/strong>or <strong>Transfer Memo <\/strong>when transferring<\/li>\n<\/ol>\n\n\n\n<p><strong>Why am I sending money to PumpChain?<\/strong><\/p>\n\n\n\n<p id=\"ua7f68b72\">You may notice the Pool Account Number belongs to <strong>PUMPCHAIN TECHNOLOGIES PLATFORM LTD<\/strong>, not WorldFirst.<\/p>\n\n\n\n<ul>\n<li>\u2705 Your Account Identifier links the deposit to your specific account<\/li>\n\n\n\n<li>\u2705 Funds are securely transferred to your WorldFirst balance after verification<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171513896.webp\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"773\" src=\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171513896-1024x773.webp\" alt=\"\" class=\"wp-image-48290\" style=\"width:700px;box-shadow: 1px 1px 3px 3px #EEEEEE;\" title=\"\" srcset=\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171513896-1024x773.webp 1024w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171513896-300x227.webp 300w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171513896-768x580.webp 768w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171513896-360x272.webp 360w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171513896.webp 1512w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2><span style=\"font-size: 24px;\">What is Virtual Account (VA)?<\/span><\/h2>\n\n\n\n<p id=\"u82253a66\">The VA enables clients to receive local currency payments through a dedicated local bank account.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3><span style=\"font-size: 20px;\">How can I identify my VA Account Number?<\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171523240.webp\"><img decoding=\"async\" width=\"737\" height=\"1024\" src=\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171523240-737x1024.webp\" alt=\"\" class=\"wp-image-48291\" style=\"width:700px;box-shadow: 1px 1px 3px 3px #EEEEEE;\" title=\"\" srcset=\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171523240-737x1024.webp 737w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171523240-216x300.webp 216w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171523240-768x1067.webp 768w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171523240-360x500.webp 360w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171523240.webp 980w\" sizes=\"(max-width: 737px) 100vw, 737px\" \/><\/a><\/figure>\n\n\n\n<p id=\"u40d7ba39\">The account number of your VA is a combination of Pool Account number and Account identifier.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3><span style=\"font-size: 20px;\">Available Banks for Virtual Accounts<\/span><\/h3>\n\n\n\n<p id=\"uc4f2801e\">WorldFirst supports your Virtual Accounts with the following bank:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Bank Name<\/td><td>Status<\/td><\/tr><tr><td>Calbank<\/td><td>\u2705 Active<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2><span style=\"font-size: 24px;\">How to Open a VA Receiving Account<\/span><\/h2>\n\n\n\n<p id=\"uca58b2ca\">Step 1: Access Collection Dashboard<\/p>\n\n\n\n<p id=\"ud2d90b62\">1. Log in to your World Account dashboard<\/p>\n\n\n\n<p id=\"u3a6120c6\">2. Navigate to the &#8220;Collection&#8221; tab<\/p>\n\n\n\n<p id=\"u97c6b8b3\">3. Click on &#8220;Manage Accounts&#8221;<\/p>\n\n\n\n<p id=\"ub2450ef9\">4. Select &#8220;Add a New Receiving Account&#8221;<\/p>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p id=\"u4fe43635\">Step 2: Select Currency and Bank<\/p>\n\n\n\n<p id=\"uf9c29793\">1. Choose <strong>GHS<\/strong> as your currency<\/p>\n\n\n\n<p id=\"udef61dc0\">2. Select your desired bank from the dropdown:<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3><span style=\"font-size: 20px;\">Calbank<\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171535968.webp\"><img decoding=\"async\" width=\"1024\" height=\"502\" src=\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171535968-1024x502.webp\" alt=\"\" class=\"wp-image-48292\" style=\"width:700px;box-shadow: 1px 1px 3px 3px #EEEEEE;\" title=\"\" srcset=\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171535968-1024x502.webp 1024w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171535968-300x147.webp 300w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171535968-768x376.webp 768w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171535968-1536x753.webp 1536w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171535968-360x176.webp 360w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171535968.webp 1683w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171543938-scaled.webp\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"531\" src=\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171543938-1024x531.webp\" alt=\"\" class=\"wp-image-48293\" style=\"width:700px;box-shadow: 1px 1px 3px 3px #EEEEEE;\" title=\"\" srcset=\"https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171543938-1024x531.webp 1024w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171543938-300x156.webp 300w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171543938-768x398.webp 768w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171543938-1536x797.webp 1536w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171543938-2048x1062.webp 2048w, https:\/\/mdn.marmot-cloud.com\/worldfirst\/sites\/49\/2026\/07\/20260713171543938-360x187.webp 360w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2><span style=\"font-size: 24px;\">What are the payment networks I can use with my VA?<\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Payment Network Name<\/td><td>Transaction Threshold<\/td><td>Payment Network Details<\/td><td>Recommendation<\/td><\/tr><tr><td>Instant Pay<\/td><td>No limit<\/td><td>Instant transfer<\/td><td>Recommended method for daily collections.<\/td><\/tr><tr><td>RTGS<\/td><td>No limit<\/td><td>Instant transfer<\/td><td>&#8211;<\/td><\/tr><tr><td>ACH NRT<\/td><td>No limit<\/td><td>Same day, if payment is made before 3pm local time<br>T+1, if payment is made after 3pm local time<\/td><td>&#8211;<\/td><\/tr><tr><td>ACH Normal<\/td><td>No limit<\/td><td>1-3 business day(s)<\/td><td>&#8211;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2><span style=\"font-size: 24px;\">Disclaimer<\/span><\/h2>\n\n\n\n<p id=\"u50ac6095\">This document is provided for general informational and operational reference purposes only. It does not constitute an offer, solicitation, marketing, or invitation to provide regulated services in any jurisdiction.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u26a0\ufe0f PRIORITY: Deposit Instructions Pool Account Number &amp; Account Identifier When depositing money into your Virtual Account, you need TWO important pieces of information: Why am I sending money to PumpChain? You may notice the Pool Account Number belongs to PUMPCHAIN TECHNOLOGIES PLATFORM LTD, not WorldFirst. What is Virtual Account (VA)? The VA enables clients [&hellip;]<\/p>\n","protected":false},"author":74,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"doc_category":[23],"doc_tag":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.2 (Yoast SEO v24.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a GHS Virtual Account and how do I open one? | WorldFirst AF<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.worldfirst.com\/af\/help-center\/receiving-payments\/ghs-virtual-account\/\" \/>\n<meta property=\"og:locale\" content=\"en_NG\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a GHS Virtual Account and how do I open one?\" \/>\n<meta property=\"og:description\" content=\"\u26a0\ufe0f PRIORITY: Deposit Instructions Pool Account Number &amp; Account Identifier When depositing money into your Virtual Account, you need TWO important pieces of information: Why am I sending money to PumpChain? 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