Fees and charges
We have tried to keep the fees and charges as low as possible.
There is no charge when you spend on your World First MasterCard® Prepaid Currency Card in places like shops and restaurants. We make a small charge when you use your card to withdraw money from a cashpoint.
Some cashpoints charge you extra on top of this when you use them. Unfortunately, we have no control over this – but please let us know if it happens to you, and then we can warn our other customers.
A minimum of £100 must be loaded every time you top up your card. We appreciate you choosing to use our currency card, and we will credit two ATM fees back to your card balance every year (provided you have made 2 or more ATM withdrawals during the year).
Our charges for the Euro Currency Card
| On Application | |
| Card issue fee | FREE, £10 deposit credited to the card |
| Additional card fee | £5.00 |
| Monthly management fee | FREE |
| Limits* | Minimum load amount: £100.00 Maximum load amount: €6,250 Maximum card balance: €6,250 |
| Usage restrictions | For full details please refer to the Terms and Conditions |
| Ongoing Features | |
| Lost/Stolen Replacement card fees | €8.00 |
| Transaction fee | Domestic (UK) Point of Sale Transaction - FREE International Point of Sale Transaction - FREE Cross-currency fee: 2.5% of transaction amount where the transaction is performed in a different currency to that of the card |
| Cash withdrawal fee | ATM Transaction - €1.50 |
| Service fees | FREE |
| Balance enquiry | Online: FREE, SMS: €0.20 deducted from card balance plus standard network rate |
| Top up fees / Daily limits | FREE card load online by Debit or Bank Transfer A surcharge of 2.15-2.25% applies for Credit Cards |
| Administration Fee | £10.00 per disputed transaction, where the transaction is found to be correctly authorised and executed |
| Customer Service telephone enquiries | Customer service telephone: £0.80 per minute |
| Closure | |
| Cancellation / redemption | A refund fee of £10 applies |
| Expiry | Card is valid for 24 months |
*Some fees are applied in the currency of your card and some are in GBP. This is because some fees are deducted straight from your card balance, for example ATM fees, and some are taken when you order a new card, e.g.£5 additional card fee, or use services based in the UK.
Our charges for the US Dollar Currency Card
| On Application | |
| Card issue fee | FREE, £10 deposit credited to the card |
| Additional card fee | £5.00 |
| Monthly management fee | FREE |
| Limits* | Minimum load amount: £100.00 Maximum load amount: $7,500 Maximum card balance: $7,500 |
| Usage restrictions | For full details please refer to the Terms and Conditions |
| Ongoing Features | |
| Lost/Stolen Replacement card fees | $11.00 |
| Transaction fee | Domestic (UK) Point of Sale Transaction - FREE International Point of Sale Transaction - FREE Cross-currency fee: 2.5% of transaction amount where the transaction is performed in a different currency to that of the card |
| Cash withdrawal fee | ATM Transaction - $2.00 |
| Service fees | FREE |
| Balance enquiry | Online: FREE SMS: $0.25 deducted from card balance plus standard network rate |
| Top up fees / Daily limits | FREE card load online by Debit or Bank Transfer. A surcharge of 2.15-2.25% applies for Credit Cards |
| Administration Fee | £10.00 per disputed transaction, where the transaction is found to be correctly authorised and executed |
| Customer Service telephone enquiries | Customer Service telephone: £0.80 per minute |
| Closure | |
| Cancellation / redemption | A refund fee of £10 applies |
| Expiry | Card is valid for 24 months |
*Some fees are applied in the currency of your card and some are in GBP. This is because some fees are deducted straight from your card balance, for example ATM fees, and some are taken when you order a new card, e.g.£5 additional card fee, or use services based in the UK.
